Process of Buying a House by YouSellQuickYouSellQuick

What do you need? - Deposit of 15%-25% - Good Credit ReportGood Credit Report - Permanent Job (at least 6 months Employment) Important: You need to make sure that you have a good clean credit score. Currently it is unlikely you will be accepted for a mortgage if you have at least 1 late payment within 12 months. The bank will also prefer you to be in permanent employment for at least 6 months. You need to make sure you have saved up a deposit of at least 15% in the current climate. There are a lot of sellers asking how can I sell my house quickly, So it is important to get this stage in place so that you can buy.sell my house quickly

Loan Salary Permanent Job - Should provide 4x Earnings Loan i.e £25,000 = £100,000 Loan £100,000 Loan + Deposit = Purchase ValuePurchase Value Loan Salary

Mortgage In Principal 1. Bank will Credit Score You 2. DIP (Decision in Principal) You need at least a "Good" Credit Rating 3. Bank will require Proof of Earnings 4. You Provide 6 Months Wage Slips 5. Bank Offers Mortgage in Principal for X ValueMortgage in Principal

Find Your House - Find Your Desired House - Make An Offer to SellerMake An Offer to Seller

Surveyor Actions 1. Values PropertyValues Property 2. Surveys Condition 3. Reports Back to Lender Lender will either: a. Suggest Renovations and Repairs or b. Be Satisfied with the Condition and Value

Mortgage Offer Bank must be satisfied with: You + Property = Mortgage OfferProperty Bank Will Combine your DIP with the Approval of the Property to make a Formal Offer The Bank will often require you to sell your house fast before they fully issue a mortgage.They will also want to be satisfied with both your credit worthiness and the structural aspects of your desired property. They will require your desired home to be structurally sound and of normal construction and will even consider the location to check that they are not over exposed in one area.sell your house fast

Surveyor Bank Loan Deposit Next actions - You Provide a Deposit of 25% - Bank Provide a Loan of 75% Both Funds go to the Conveyancing Solicitor Bank Loan Deposit Surveyor

Solicitors' Completion 1. Loan + Deposit = 100% Property Value100% Property Value 2. Seller Receives Funds 3. Land Registry Title Transfered 4. You Receive Keys This is often the most tense stage and an official completion date will be established. The seller will be asking when can I sell my house fast. Once the deeds and funds are transferred and the property is fully exchanged the keys to the house will be yours.sell my house fast

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