Our Journey to Makerere University Established direct presence by way of a branch in January We have had a good working relationship with the University since then. We have continued to register business growth since then. Following with keen interest developments around the administrative line up at the University.

Net Work Growth

 University Administration, faculties/depts etc  Academic & Non academic Staff.  Students.  Families & Communities around MUK.  Service providers, hostels/businesses in the neighbourhood.

Current Offering Basic Commercial Banking Services. Tuition & other related fees collection Loan facilities to staff (Auto loans, land loans, salary loans. Campus plus accounts for students. Day to day mgt of the relationship by branch team. Most recently Bridge finance facility Affordable homes proposal

Affordability Incomes

Local Biz offering Target group 1-5 employees, Turnover 5-100M per month (Annual Turnover 60M-1Bn) The offering has the following subsets; Import Tax Financing. Invoice discounting. Contract Financing. Commodity Financing. Business premises acquisition financing. Revolving lines of credit Women -In-Business loans (Secured & Unsecured) Easy Access Accounts Local Biz current Accounts Investment Clubs Fx Savings a/c for staff overseas Enhanced Young Savers Accounts with Insurance.

Quest for Process & Service improvements from the University Process Improvements Payment/Expenditure management solutions. More convenient method of handling tuition & fees payments. Reduction/centralisation in the number of accounts held. E-Tax Electronic Banking/Enhanced reporting functionalities for the bursars office.

Future for the Bank: Investment in Technology We have commenced the process of migrating to a much more robust IT platform that opens a whole new dimension to the way we will manage and drive dfcu business going forward. This platform will enable us introduce & launch several new electronic channels previously not possible, which gives us the opportunity to serve MUK better and will offer a whole range of convenience options on a 24 hour basis. These include….Internet banking, Mobile phone banking, VISA cards, SMS banking, Points of Sale etc. The reporting capabilities of the new IT platform will enable us give MUK a complete view of its business with us and thus gives us opportunity to manage customer relationships better. Immediate benefits to the MUK community will include, Alternative access/delivery channels Convenience & savings on time & expenses related to ordinary banking. E-Solutions: School fees & bill payments

More collaboration with the University Lets walk this journey together over next 4 months & thereafter ride on this for future growth. (Be patient with us for only this period) We would like to build on this relationship and do a lot more business with the University. Corporate Business. Letters of credit for imports (Text books) Infrastructure financing :faculties/halls expansion Payment of University Suppliers

Thank you