Self Help Group (1995) Bagnan -1 Mahila Bikas co-operative credit society Ltd. DWCRA Group Samannaya Samity (1996) Bagnan –1 Mahila Bikash Co-operative Credit Society Ltd. (1997) Bagnan Gramin Mahila Sammilon (2002) CORE COMMITTEE (2003)

Bagnan -1 Mahila Bikas co-operative credit society Ltd. Institutional Arrangements Literacy Center (1993) Self Help Group (1995) Samsad Samannaya Samity (2002) Kendriya Samannaya Samity (2002) Bagnan-I Mahila Bikash Co-operative Credit Society Ltd. (1997) Bagnan Gramin Mahila Sammilon (2002) Core Committee (2003) DWCRA Group Samannaya Samity (1996) Anchalik Samannaya Samity (2002) (Cluster of the SHG at the booth level) (Cluster of the SHG where SSS not possible for less no of groups) (Federation of the SHGs) (Non registered production & Marketing co- operative of SHGs) (Registered MFI of SHGs) (NGO of SHGs) (Chairperson of the Kendriya Samannaya Samity & chairperson, Secretary, Chif staff of the three organizations are the members of the Core Committee)

COMPLIMENTARY ACTIVITIES 1. BAGNAN-I MAHILA BIKASH CO-OPERATIVE CREDIT SOCIETY LTD.  SAVINGS  LOAN  EMPLOYMENT OPPORTUNITIES  BUILDING ASSETS  BUILDING FINANCIAL CAPACITY 2.BAGNAN GRAMIN MAHILA SAMMILAN  EDUCATION  HEALTH & ENVIRONMENT  SOCIAL STRENGHTENING 3. DWCRA GROUP SAMANNAY SAMITY  PRODUCTION  MARKET SALE  TRAINING (Vocational)  CREATING JOB OPPORTUNITIES  ASSET CREATION  FINANCIAL CAPACITY BUILDING

BAGNAN-I MAHILA BIKASH CO-OPERATIVE CREDIT SOCIETY LTD. CONTENTS X DATE OF SOCIETIE’S FORMATION MEETING ……...…… X ATTENDANCE AT THE MEETING ……………………. 581 PERSONS X SOCIETIE’S REGISTRATION DATE ……………………… X NO. OF MEMBERS AT THE INITIAL STAGES ……… 589 PERSONS X STARTING SHARE CAPITAL ………………………….... Rs. 1,00,000/- X COMMENCEMENT DATE OF SAVINGS DEPOSIT ……… X STARTING DATE OF LOAN DISBURSEMENT ………..… X COMMENCEMENT DATE OF RECURRING DEPOSIT.… X COMMENCEMENT DATE OF FIXED DEPOSIT ……… X COMMENCEMENT DATE OF DAILY SAVINGS …......AUGUST’03 X COMMENCEMENT DATE OF M.I.S. ……………………

BAGNAN-I MAHILA BIKASH CO-OPERATIVE CREDIT SOCIETY LTD. ORGANISATION DESCRIPTION STATUS AS ON VILLAGE60 2.VILLAGE PANCHAYAT10 3.NO OF MEMBERS15,550 4.NO. OF SHGs760 5.NUMBER OF CLUSTER i.SAMSAD SAMANNAYA SAMITY41 ii.ANCHALIK SAMANNAYA SAMITY10 7.WORKER16 8.COMMISSION AGENT35

Bagnan -1 Mahila Bikas co-operative credit society Ltd. Savings program Description Status on  Group Savings41,75,  Savings Deposit 1,69,05,  Daily Savings 8,77,  M.I.S. 7,35,  Recurring Deposit18,25,  Fixed Deposit83,73,  Guarantee Fund21,13,  Share Capital69,91, Total Savings :- 4,19,97,391.00

Bagnan -1 Mahila Bikas co-operative credit society Ltd. Loan Disbursement Program Description Status on  No. of Loanee Member( ) 2,502  Loan Amount( ) 2,85,43,  No of Loanee Member ( )2,347  Loan Amount ( ) 2,41,66,  No. of Outstanding Loanee Members 4,822  Outstanding Loan Amount 3,75,86,  No. of Term Defaulter Member51  Loan Amount lying with 1,88, Term Defaulter Member.

Bagnan -1 Mahila Bikas co-operative credit society Ltd. Internal Fund Management Year Savings & Loan Loan Last Balance Recovery Disbursement Rs. 1,90,308Rs. 69,000 Rs. 1,21, Rs. 4,37,915Rs. 3,46,200 Rs. 2,13, Rs. 5,29,461Rs. 6,23,600 Rs. 1,18, Rs. 11,79,951Rs. 10,37,800 Rs. 2,61, Rs. 30,27,970Rs. 28,31,800 Rs. 4,57, Rs. 65,41,498Rs. 63,97,600 Rs. 6,01, Rs. 1,08,73,813Rs. 1,06,35,000 Rs. 8,39, Rs. 1,40,57,994Rs. 1,39,14,200 Rs. 9,83, Rs. 1,86,19,075Rs. 1,79,71,800 Rs.16,30, Rs. 2,85,36,519Rs. 2,85,43,500 Rs. 16,24,004

Bagnan -1 Mahila Bikas co-operative credit society Ltd. Financial Self Sustainability Description Income :- Interest from Loan 45,93, Interest from Bank 1,43, Income from Other Sources 2,09, Total Income : 49,46, Expenditure :- Interest on Savings 21,72, Operational Cost 17,61, Loan loss Provision 2,51, General Reserve 1,76, Total Expenditure : 43,61, Percentage of Self Sustainability %

Bagnan -1 Mahila Bikas co-operative credit society Ltd. Financial Self Sustainability Description Income :- Interest from Loan 40,65, Interest from Bank 3,43, Income from Other Sources 38, Total Income : 44,47, Expenditure :- Interest on Savings 19,26, Operational Cost 13,21, Loan loss Provision 1,79, General Reserve 1,24, Total Expenditure : 35,52, Percentage of Self Sustainability %

DWCRA GROUP SAMANNAY SAMITY PROGRAM DESCRIPTION 1. INCOME GENERATING GROUP MEMBERS 2.INCOME 1,74,13, ,52,45, SALES 15,08, ,34, DIVIDEND 12% 12% TRAINED PERSONAL NO. OF STAFF UNDISTRIBUTED PROFIT 15,90, NO OF BRANCH STATUS ON STATUS ON TARGATE OF

BAGNAN GRAMIN MAHILA SAMMILAN ACTIVITIES EDUCATION :- A) LITERACY B) MASS EDUCATION PROGRAM C) OPEN SCHOOL D) SISHUNIKETAN (CRESH) HEALTH & ENVIRONMENT :- A) BUILDING OF LATRINES B) BUILDING OF ADVANCED COOKING STOVE C) FAMILY WELFARE PROGRAME D) AFFORESTATION E) BLOOD DONATION CAMP F) PULSE POLIO IMMUNISATION G) TUBERCULOSIS ERADICATION SOCIAL EMPOWERMENT :- A) SUPPORT FOR SOCIELLY VICTIMISED WOMEN B) PARTICIPATION IN GRAM SAMSAD C) INSURANCE D) AWARENESS CAMP