With Individual Stock Risk With Individual Stock Risk Market Sector Risk (30%to 50% of the upside, 100% of the downside) Market Sector Risk (30%to 50% of the upside, 100% of the downside) Over Mgt. ( Fees 1-3%) Risk Over Mgt. ( Fees 1-3%) Risk Overall Economic Risk Overall Economic Risk Inflation Risk Inflation Risk Longevity Risk Longevity Risk Health / LTC Risk Health / LTC Risk Exposed- Creditors/Law Suits Risk Exposed- Creditors/Law Suits Risk You Own The Whole Index (Passively) You Own The Whole Index (Passively) 50%-70% of Upside, Safely (Risk Free) 50%-70% of Upside, Safely (Risk Free) Autopilot- no fees, no expenses Autopilot- no fees, no expenses Double Diversified, All Risk Trans- fers To Carrier (145% to 160% solvency) Double Diversified, All Risk Trans- fers To Carrier (145% to 160% solvency) 4% Guaranteed Minimum Floor 4% Guaranteed Minimum Floor Income Guarantees Income Guarantees LTC Protection Included LTC Protection Included Protected - Not Attachable / No Probate Protected - Not Attachable / No Probate “Financial Solutions For Life!” LOGAN HUNTER GROUP …where you have opportunity for upside and downside, with fees, or… …a conservative one, with just upside and no downside, and without fees? WE BELIEVE IN A CONSERVATIVE APPROACH AND PHILOSOPHY. WOULD YOU RATHER OWN THE MARKET, OR CONTROL IT? Where would you prefer to put your nest egg to work? A traditional strategy…

PRINCIPAL IS AT RISK PRINCIPAL IS AT RISK TO OWN SHARES (FOR BETTER OR FOR WORSE ) TO OWN SHARES (FOR BETTER OR FOR WORSE ) REQUIRING FORSIGHT- Translating to Professional Mgt. (FEES AND EXPENSES) REQUIRING FORSIGHT- Translating to Professional Mgt. (FEES AND EXPENSES) ZERO RISK TO PRINCIPAL YIELD CONTROLS MKT. WITH OPTIONS ( Risk Free ) REQUIRING ONLY HINDSIGHT ( Autopilot, no fees or expenses ) The VARIABLE Strategy Non Guaranteed Managed Accounts, Stock & Bond Mutual Funds, Variable Life and Variable Annuities The FIXED-INDEXED Strategy Guaranteed and Insured Accounts, Hedged, Fixed Index Annuities “Financial Solutions For Life” … Which strategy has more of what you’re looking for? THERE ARE TWO DISTINCT PHILOSO- PHIES For Long Term Growth ( 6 to 18yrs+) …Which best suits your preferences? LOGAN HUNTER GROUP

Which line best reflects How your net worth has grown over the last 10 years, the orange one or dark blue one? “Financial Solutions For Life” LOGAN HUNTER GROUP Would you like to learn more about how to better protect from losses and grow your net worth, safely, without risk, and without fees?

Would you rather get 30% to 50% of the market upside while carrying all the risk and pay fees for that… or would you rather get 50% to 80% of the upside with no risk of loss, and pay no fees or expenses for that?

The markets have done very well the last 60 years, but if you don’t have a strategy in place to capture the gains on autopilot when they are there, you may end up with nothing to show for putting your money at risk.

Your financial health and well being… don’t neglect it! GOOD GROWTH OR LIMITED GROWTH? GOOD GROWTH OR LIMITED GROWTH? EXCELLENT SAFETY OR LIMITED SAFETY? EXCELLENT SAFETY OR LIMITED SAFETY? TAX ADVANTAGES OR INCREASED TAXES? TAX ADVANTAGES OR INCREASED TAXES? GREAT LIQUIDITY OR LIMITED LIQUIDITY GREAT LIQUIDITY OR LIMITED LIQUIDITY INCOME GUARANTEES OR NO GUARANTEES INCOME GUARANTEES OR NO GUARANTEES Would you prefer a strategy that provides… There are two major disadvantages to theses types of accounts. 1) You don’t get all of the mkt. upside- typically 60% to 70% without fees or expenses. However, you’re only getting 30% to 52% of it now with fees & risk, which would be better? ARE THE ADVANTAGES WORTH THE DRAWBACKS TO YOU? 2) Your money isn’t 100% liquid, 100% of the time. Fixed Indexed Accounts have surrender penalties for 5 to 10 years depending on the vehicle, but at least you are always at your high point. How liquid is your money now? Is there ever a bad time to sell?

“Helping People Build, Protect, and Preserve Wealth since 1992” Est Determine whether there might be a better, safer, faster horse to get you there & offer a second opinion. I’d like to offer you a no obligation free review of your present plan to help you: 1. Analyze where you’re at & where you’re trying to get to in the time you have left. 2. Analyze what you’ve done so far, and how its been working out.