Scams & Schemes Common Sense Media.

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Presentation transcript:

Scams & Schemes Common Sense Media

Vocabulary Scam Identity Theft – an attempt to trick someone, usually with the intention of stealing money or private information - a type of crime in which your private information is stolen and used for criminal activity

Vocabulary Phishing Vulnerable – when people send you phony emails, pop-up messages, social media messages, texts, calls, or links to fake websites in order to hook you into giving out your personal information. – in a position that makes it easier for you to be harmed or attacked

Think About? What is the purpose of a scam? What tricks do people use to carry out a scam? Can people get scammed on the Internet? How? Do you know someone who has been scammed? What happened

What is Identity Theft? People who scam don’t always go for money, they use a variety of strategies to get private information. Private info used to get access to bank & credit card accounts or other personal accounts Even “re-create” someone’s identity & produce false documents

Kinds of personal info thieves look for Full name Date of birth & location Driver’s license or passport number Social security number Passwords Account #’s & the companies where you have accounts Current & previous addresses & phone numbers

Teen’s Vulnerable Look for “clean” SS numbers – haven’t been used to get credit yet Thieves may sell or use them Being a victim can ruin your financial future If using parents’ info & cards online putting them at risk Can take months, even years to recover your identity & may be expensive

How to catch a phish? Be skeptical about online requests for personal info Be skeptical about online messages from friends that seem out of character (account hacked)

Clues to Spotting A Scam Email Need to verify account information Sense of urgency Spelling errors Too good to be true Generic greeting Accounts in trouble link in email or attachment

Protecting Yourself Online Avoid opening the message or email Don’t click on any links or download attachments. Might contain viruses or spyware Don’t reply Mark as “junk mail” or “spam” If concerned about an account contact customer service by phone.

Consumer Fraud Reporting http://www.consumerfraudreporting.org/phishing_examples.php www.huffingtonpost.com/2011/05/22/facebook-scams-hacks-attacks_n_864906.html#s281483&title=Fake_Page_Spam

Wrap Up What kinds of information do identity thieves look for – and why? How do thieves try to get at your information? What can you do to avoid falling for scams?

Helpful websites Forward spam emails to spam@uce.gov Stolen Identities www.ftc.gov/idtheft