Powered by Access Plans USA. Copyright © 2008 USA Healthcare Savings. All Rights Reserved. 1 WELCOME Please have a seat and make yourself comfortable.

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Powered by Access Plans USA. Copyright © 2008 USA Healthcare Savings. All Rights Reserved. 1 WELCOME Please have a seat and make yourself comfortable. We will be starting the overview in just a few minutes. * Financial Freedom * Part-time or Full-time * A HUGE Market UNIQUE OPPORTUNITY STANDARD 6/25-08

Powered by Access Plans USA. Copyright © 2008 USA Healthcare Savings. All Rights Reserved. Solving A Trillion Dollar A Year National Problem Takes A Special Group Of People It will take a monumental effort from those people to make a real impact The rewards will be measured in their hearts and in the huge financial returns for those willing to take on this challenge 2

Powered by Access Plans USA. Copyright © 2008 USA Healthcare Savings. All Rights Reserved. The Problem You Can Help Solve ---While Increasing Your Income This problem is talked about in every single election This problem has made fortunes for those who have the ability to believe in answers This problem has been the focus of this company and its representatives for over 10 years running – and we’re poised right now to help millions of people, with your help 3

Powered by Access Plans USA. Copyright © 2008 USA Healthcare Savings. All Rights Reserved. It All Adds Up to the Best Career Opportunity in America Individual and family services is the second fastest growing industry in the nation [Nov Monthly Labor Review, U.S. Dept. of Labor] 53% of small businesses are home based [March 2004, The Small Business Advocate, published by Small Business Administration Office of Advocacy] You have both right here with our team Work alongside real professionals 100% of the time Once you join us, you are mentored by a working and successful Regional Trainer This system is like no other and makes being very successful your choice. We Are Your Champion! 4

Powered by Access Plans USA. Copyright © 2008 USA Healthcare Savings. All Rights Reserved. 5 We Are USA Healthcare Savings : Part of Access Plans USA, Inc. Over 10 years of service to this industry, helping consumers battle the high cost of healthcare through a membership- based non-insurance solution Traded publicly on Nasdaq: AUSA Founding Member: Consumer Health Alliance Capella Group (our discount plan operator) is a proud member of the Better Business Bureau

Powered by Access Plans USA. Copyright © 2008 USA Healthcare Savings. All Rights Reserved. 6 We Are USA Healthcare Savings : Bringing our nation Access to Affordable Healthcare One of the Founders of this industry Ready now to do more Ready for YOU! We Are Your Champion!

Powered by Access Plans USA. Copyright © 2008 USA Healthcare Savings. All Rights Reserved. Our Market Is the Biggest in the World In our nation: 47 million individuals have “NO” healthcare plan* People used to fear a needle at the doctor’s office; today they fear the bill The result is that many people won’t go see a doctor. Some people become sicker – and some probably die -- because they wait too long * U.S. Census Bureau Statistics for 2006, published by the U.S. Dept. of Commerce There IS a Solution! 7

Powered by Access Plans USA. Copyright © 2008 USA Healthcare Savings. All Rights Reserved. How It Works Insurance companies get huge discounts from Doctors, Hospitals, Dentists, Labs, etc. Why? They are powerful because of their size and because they have negotiated discounts. Standard retail prices for healthcare are paid by only one group of people: the uninsured! Our members DON’T pay retail. We have accessed the same discounts that insurance companies get by aligning our organization with medical networks. We can help so many people and you can make incredible incomes doing so. Let No One Pay Retail Again! We Are Your Healthcare Champion! 8

Powered by Access Plans USA. Copyright © 2008 USA Healthcare Savings. All Rights Reserved. OUR PLAN Access to Affordable Healthcare Imagine only paying $49.95 a month and gaining access to thousands of physicians and then only having to pay the same discounted rates the insurance companies enjoy. Now add the strongest Patient Advocacy team in the industry—people to help you get substantial discounts at hospitals, arrange payment plans, help you get appointments….to be your healthcare advocate in every sense of the word. Now also add discounts on dental, prescriptions, vision, and hearing aids. Put them all close to home, and add a 24-hour nurse hotline. You have a winner! 9

Powered by Access Plans USA. Copyright © 2008 USA Healthcare Savings. All Rights Reserved. Patient Advocacy Savings Examples* Emergency Room Visit—Abdominal Pain Out-of-network $1, bill reduced to [65% savings] IV Infusion Therapy—Hospital $9, bill reduced to $ [93% savings] Emergency Room Visit $ bill reduced to $ [30% savings] Endoscopy Member received discount, but asked us to attempt to reduce balance of bill Physician charge $ reduced to $ [45% savings] *These are actual savings obtained for members. However, savings vary by provider, geographic area and medical procedure. These examples are not guarantees nor illustrations of future savings. 10

Powered by Access Plans USA. Copyright © 2008 USA Healthcare Savings. All Rights Reserved. OUR PLAN Access to Affordable Healthcare We are NOT insurance We are not a substitute or alternative for insurance But then many can’t afford or qualify for insurance coverage In fact, 47 million Americans are in that position Many others are underinsured We Are Your Healthcare Champion! 11

Powered by Access Plans USA. Copyright © 2008 USA Healthcare Savings. All Rights Reserved. Examples of Our Discount Savings* We Are Your Healthcare Champion! 12 (CPT code in parentheses) Ave. Price Ave. Discount Price Ave. Savings % Discount New Patient Office Visit (99203) $140.42$97.87$ % Regular Office Visit (99213) $83.80$55.11$ % Complete CBC w/Auto Diff WBC (85025) $31.39$12.72$ % Thyroid Hormone Test (84443) $83.58$25.36$ % * Based on Access Plans USA, Inc.’s review of nearly 600,000 repricings between Sept and Dec

Powered by Access Plans USA. Copyright © 2008 USA Healthcare Savings. All Rights Reserved. The Rewards You are paid: 100% of the commissionable value for the 1 st month of each new membership you sell 20% of the commissionable value for the 2 nd month and each subsequent month on your personal sales -- month after month -- as long as the member keeps the plan 4% commission on 7 levels down PLUS, you get a 6% Enroller Bonus for sales made by IMRs you recruit—no matter where in your 7 levels you place them Add as many IMRs as you like, front line to you We Are Your Champion! 13 All commission percentages are based on sales of memberships, not recruitment.

Powered by Access Plans USA. Copyright © 2008 USA Healthcare Savings. All Rights Reserved. 14 BUILDING YOUR BUSINESS 7 Levels All commission percentages are based on sales of memberships, not recruitment.

Powered by Access Plans USA. Copyright © 2008 USA Healthcare Savings. All Rights Reserved. 15 You are Sue’s Enroller and Bill is Sue’s Placement Sponsor Level-2 Sue Bill YOU Level-1 4%4% 10%10% 10%10% You place Sue under Bill Team Building All commission percentages are based on sales of memberships, not recruitment.

Powered by Access Plans USA. Copyright © 2008 USA Healthcare Savings. All Rights Reserved. Build your own huge sales force while we both help new IMRs build their team big or small 16 IMR

Powered by Access Plans USA. Copyright © 2008 USA Healthcare Savings. All Rights Reserved. Doing the Sales Math If you sell three plans, every month, for one year*… You would have 36 personal sales that earn you nearly $2000* per year in residuals alone. Plus 100% in the first month for each sale and you will receive nearly $1800* Wait! What about those recruited IMRs? Now let’s make some real money!! We Are Your Champion! 17 *Calculations based on sales of the Med Plus family plan of $49.95/mo. Earnings examples are for illustration only and are NOT guarantees of income. All IMR commission earnings are for sales of memberships, not recruitment.

Powered by Access Plans USA. Copyright © 2008 USA Healthcare Savings. All Rights Reserved. Doing the Sales Math (cont’d) Recruits also buy the memberships, so let’s double the sales from the previous page. This brings ANOTHER $3,800* to your pocket during the year from just your personal recruiting. But now add the sales from your team and theirs and after 12 months. You could have close to 1,300 IMRs and sales. Paying you 4% or approximately ANOTHER $2,500* A MONTH. We Are Your Champion! 18 *Calculations based on sales of the Med Plus family plan of $49.95/mo. Earnings examples are for illustration only and are NOT guarantees of income. All IMR commission earnings are for sales of memberships, not recruitment.

Powered by Access Plans USA. Copyright © 2008 USA Healthcare Savings. All Rights Reserved. Doing the Sales Math (cont’d) What if you did even more? – sold MORE THAN 3 a month… recruited MORE THAN 3 a month…. One year of hard work could result in you are making a great residual income and growing fast. Very fast! We Are Your Champion! 19 *Calculations based on sales of the Med Plus family plan of $49.95/mo. Earnings examples are for illustration only and are NOT guarantees of income. All IMR commission earnings are for sales of memberships, not recruitment.

Powered by Access Plans USA. Copyright © 2008 USA Healthcare Savings. All Rights Reserved. Level Titles/Requirements We Are Your Healthcare Champion! 20 Legs No. of Members per Leg Total Memberships in Downline Sales Leader3115 District Manager3550 Area Manager Division Manager Regional Director Senior Director National Sales Director51001,000 Senior National Sales Director510010,000

Powered by Access Plans USA. Copyright © 2008 USA Healthcare Savings. All Rights Reserved. Bonus Pools 3 NEW Bonus Pools for new sales as of 05/01/08 Launch: Regional Director Pool: 1% of the new USA Healthcare Savings revenue for the quarter* Qualified Regional Directors each collect 1 share of this pool. Senior Director Pool: 2% of the new USA Healthcare Savings revenue for the quarter* Qualified Senior Directors each collect 1 share of this pool. National Sales Director and Senior National Sales Director Pool: 3% of the new USA Healthcare Savings revenue for the quarter* Qualified National Sales Directors each collect 1 share of this pool. Qualified Senior National Sales Directors each collect 2 shares of this pool. (Qualified IMRs participate only in the highest pool for which they qualify) *Revenue used to calculate these bonus pools for the quarter is from new business sales made by IMRs on or after 5/1/08. The first Bonus Pool payout will be for the third quarter of We Are Your Champion! 21

Powered by Access Plans USA. Copyright © 2008 USA Healthcare Savings. All Rights Reserved. Bonus Pools Requirements for Bonus Pool Participation: Attain and maintain sales requirements for Regional Director level or above. Attain and maintain a personal membership in good standing of Med Plus, equivalent or higher during the entire quarter or since becoming an IMR, whichever is shorter. Replacement/upgrades of existing members do not qualify as new sales. New sales must be in force at the end of the quarter for qualification. Meet the requirements each quarter for participation in that quarter’s pool. We Are Your Champion! 22

Powered by Access Plans USA. Copyright © 2008 USA Healthcare Savings. All Rights Reserved. Bonus Pools Bonus Pool Payout Schedule: Payouts will be processed for payment on the 15 th of the following month after the close of each quarter. Funds will be included with your traditional commissions payout method. First Bonus Pool payout: Oct. 15, 2008, for the third quarter of 2008 We Are Your Champion! 23

Powered by Access Plans USA. Copyright © 2008 USA Healthcare Savings. All Rights Reserved Direct Sales Your Own Efforts – Traditional Sales 2.Business Building Team Efforts – People Helping People Multiply your sales results* 3.Bonus Pools Sharing in Pools of Revenue from Entire USA Healthcare Savings Organization Three Streams Of Income Part Time & Full Time Career Opportunities *Your commission overrides are based on sales of memberships, not recruitment.

Powered by Access Plans USA. Copyright © 2008 USA Healthcare Savings. All Rights Reserved. The AUSA Advantage If you truly want to help people, AUSA is the answer. A NEW Model in Healthcare We Are Your Champion! 25

Powered by Access Plans USA. Copyright © 2008 USA Healthcare Savings. All Rights Reserved. 26 OUR PRODUCTS have never been better, more needed or more important to families in the U.S. than RIGHT NOW! And that provides an EXCEPTIONAL OPPORTUNITY for YOU!

Powered by Access Plans USA. Copyright © 2008 USA Healthcare Savings. All Rights Reserved. It All Adds Up to a Career Path Like No Other We can’t guarantee you will be a millionaire We can guarantee unparalleled support: A winning atmosphere working with proven winners already All success training materials mailed to you after you join us 27

Powered by Access Plans USA. Copyright © 2008 USA Healthcare Savings. All Rights Reserved. $ Gets you in our system and starts the training process Includes: Training by your mentor IMR kit filled with: Full details on how to succeed Initial supplies “How to” guide Back office support system IMR support line To receive commissions on your personal sales, just enroll today as an IMR To receive additional overrides on sales of those you recruit, you must purchase and maintain your own membership in one of our programs ($19.95 or higher) You can’t sell what you don’t know and own! 28

Powered by Access Plans USA. Copyright © 2008 USA Healthcare Savings. All Rights Reserved. Join Right Now! 1. Get with the person who brought you here or showed you this presentation. 2. Complete the entire IMR Enrollment package. Most use a credit or debit card -- whatever is convenient for you 3. Welcome aboard! We are glad you are on the team. We Are Your Champion! 29

Powered by Access Plans USA. Copyright © 2008 USA Healthcare Savings. All Rights Reserved. 30 Bringing the Nation Access to Affordable Health Care Delivering Plans that Save the Consumer on Reliable Health Care Providing You an Exceptional Opportunity for Growth

Powered by Access Plans USA. Copyright © 2008 USA Healthcare Savings. All Rights Reserved Nasdaq: AUSA Powered by: