VIRTUAL CORPORATE PRESENTATIONS Meet & Greet with Fortune 100 Employers Online October 22 – November 5, VIRTUAL CORPORATE PRESENTATIONS

Secondary Information Welcome! Announcements Introductions October 22-November VIRTUAL CORPORATE PRESENTATIONS

Headline for slide here Learn more the industry & current market dynamics Gain insights about company culture and MBA hiring opportunities Meet & Greet recruiting contacts Ask questions! Purpose 2008 VIRTUAL CORPORATE PRESENTATIONS

Headline for slide here Coming Events: Virtual Corporate Presentations 2008 VIRTUAL CORPORATE PRESENTATIONS Company HostPresentation Schedule Citi10/22, 5-6pm IBM10/23, 5-6pm J&J10/27, 6-7pm John Deere10/28, 5-6pm E&Y10/29, 5-6pm Goldman Sachs10/29, 6-7pm Bank of America11/3, 5-6 pm Wachovia11/3, 6-7 pm Merrill Lynch11/4, 5-6 pm Chevron11/4, 6-7 pm MetLife11/5, 5-6 pm

Headline for slide here Gaining the Competitive Advantage—Increase Comfort in the Stretch Zone Kathryn Mayer, CEO, KC Mayer Consulting February 17, 6pm EST As women advance, they need to become career savvy which means that these women leaders know what smart career risks to take and how to manage them successfully. Smart risk taking comes from understanding the three zones of performance: comfort, stretch, and yikes; and learning how to thrive in the stretch zone. The Balance Equation: Combining Work and Life without Subtracting Life Judith Finer Freedman, Founder of The Balanced Worker Project April 21, 6pm EST Join in on this web seminar where you will learn the essentials for balancing work and home demands without compromising your career path. Judith will provide you with winning strategies for communicating your personal needs to managers, establishing equity as a new hire, and understanding best flexible practices in the field. Coming Events: MBA Webinars 2008 VIRTUAL CORPORATE PRESENTATIONS

Headline for slide here Financial Services FAST Track Online Panel: Interview Do’s & Don’ts Monday, November :00 to 6:00 pm EST Are you getting ready to start the interview process? Need a refresher course on how to make a great first impression? Not sure what to expect given the economy? Citi, Deutsche Bank and Goldman, Sachs & Co. want to help you maximize your interview opportunities>> --What to do before, during, and after the interview --Review typical types of interview questions and the content for a ½ hour interview Learn how to market yourself from these leading recruiting experts! Coming Events: MBA Webinars 2008 VIRTUAL CORPORATE PRESENTATIONS

Headline for slide here MARK YOUR CALENDARS! MBA Women’s Conference June 26-27, 2009 New York, NY Career Fair June 26, 2009 Dialogue With Leadership Luncheon June 26, 2009 Deirdre Connelly, President, Lilly USA Pattie Sellers, Editor, Fortune Coming Events: MBA Women’s Conference 2008 VIRTUAL CORPORATE PRESENTATIONS

Headline for slide here Power Tools! Forté’s job finder, resume database, and online directory Upload your resume today! Post your resume in our Power Tools job bank and browse job openings posted by leading organizations. Take control of your job search by using Forté’s Network of Women Leaders directory to identify job contacts or potential mentors. Power Tools 2008 VIRTUAL CORPORATE PRESENTATIONS

Headline for slide here See pop-up box. Live Survey 2008 VIRTUAL CORPORATE PRESENTATIONS

Headline for slide here  25 minutes – company presentation  5 minute – live survey  15 minutes – Q&A online via the Q&A section on the lower right hand corner of your computer screen  5 minutes – close session Presentation Format 2008 VIRTUAL CORPORATE PRESENTATIONS

Headline for slide here Let’s Get Started! CITI At Citi, we believe that diversity greatly enhances our business proposition for our employees, customers and shareholders. We are committed to a culture of inclusion and opportunity. #citi Company Introduction 2008 VIRTUAL CORPORATE PRESENTATIONS

Headline for slide here Fatimah Gilliam, Esq. Director of Diversity Recruitment Graduate Recruitment Shari Hubert Senior Vice President, Global Banking Graduate Recruitment Speaker Introduction 2008 VIRTUAL CORPORATE PRESENTATIONS

Strictly Private and Confidential October 22, 2008 Introduction to Citi

Today…. What is Citi? Beyond the Definition MBA Opportunities The Structure of an Investment Bank Target Schools for MBA Graduates NAWMBA Q & A Appendix –Citi Businesses

What is Citi? Citi is the most complete financial partner to corporations, financial institutions, institutional investors and governments in the world. As a global leader in banking, capital markets, and transaction services, with a longstanding presence in more than 100 countries, Citi enables clients to achieve their strategic financial objectives by providing them with cutting- edge ideas, best-in-class products and solutions, and unparalleled access to capital and liquidity. Citi also provides a broad range of financial products and services to individuals through brand names including Citi Smith Barney, Citibank, and Banamex.

Beyond the Definition Pre-eminent Global Financial Services Company –Citi has a presence in more than 100 countries and has more than 200 million clients. This makes it a truly global company –Great career opportunities domestically and internationally. A tested and trusted business model that has proven to withstand large economic ‘swings’ Our Culture –The People  We have top talents in the Industry and you get to work with them –The way we do business  A sense of freedom to be innovative  A genuinely supportive environment –Opportunities to grow  Wide career choices and broad development opportunities Exposure: Undertake key developmental projects Education: Learn industry and Citi best practices Experience: Significant responsibilities in early career  The opportunity to break boundaries Diversity –With over 300,000 employees worldwide, our diversity is a source of strength for our employees, clients, and the communities where we live and work Great Benefits

MBA Opportunities Institutional Clients Group (ICG) Global Wealth Management (GWM) Consumer BankingGlobal CardsCorporate Functions Investment Banking Corporate Banking Capital Markets Origination Sales & Trading Fixed Income, Strategy & Analysis Global Transaction Services Citi Alternative Investments Investment Research & Analysis GWM OperationsGlobal Consumer Group Citi Mortgage Citibank North America Operations &Technology (NAOT) CardsGlobal Engagement Management Associate Program (GEMA) Human Resources Management Associate Program (HRMA) Finance Management Associate Program (FMA) Citi offers Full Time & Summer Associate Programs in the following Businesses

The Structure of an Investment Bank M&A FSG Private Side Public Side Investing Public Corporations/ Issuers Debt and Equity Capital Markets Coverage Groups Other Product Groups Sales and Trading Research

Target Schools for MBA Graduates 1 Citi Business recruits Anderson School of Management – UCLA - IBD Arizona State University - GTS Brigham Young University - HRMA Columbia – School of International and Public Affairs - GTS Cornell ILR - HRMA Daniels College of Business – University of Denver – NAO&T Darden School of Business – University of Virginia - IBD Eli Broad College of Business - Michigan State University - HRMA Goizueta Business School – Emory University - CitiCards Haas School of Business – University of California, Berkeley - IBD Jesse H. Jones School of Management - Rice University - IBD University of Illinois at Urbana-Champaign - HRMA Kelley School of Business - Indiana University Bloomington – NAO&T Mays Business School - Texas A&M University – NAO&T Stanford Graduate School of Business - IBD Simon School of Business - University of Rochester - FMA MIT Sloan School of Management - IBD Neeley School of Business -Texas Christian University – NAO&T Olin Business School - Washington University in St. Louis – NAO&T University of Miami School of Business (Ziff) – NAO&T Tuck School of Business – Dartmouth - IBD 2 or more Citi Businesses recruit Chicago Graduate School of Business Columbia Business School Fuqua School of Business - Duke University Kellogg School of Management - Northwestern University Harvard Business School Johnson School of Business- Cornell University Mendoza College of Business - University of Notre Dame Owen Graduate School of Management - Vanderbilt University Ross School of Business - University of Michigan Rutgers Business School, New Jersey McCombs School of Business - University of Texas at Austin Smith School of Business - University of Maryland NYU Stern School of Business Tepper School of Business - Carnegie Mellon University The Wharton School - University of Pennsylvania Yale School of Management McDonough School of Business - Georgetown University

Citi at the 2008 NAWMBA Conference and Career Fair Citi will be at the 2008 National Conference and Career Fair of the National Association of Women MBAs (NAWMBA) in Stamford, Connecticut Date: October 24 – 25, 2008 Venue: Stamford Sheraton and Conference Center –2701 Summer Street Stamford, CT –International Ballroom, Booth # 12 & 13 Event Details: Career Expo Date & Time: Friday, October 24, 9:00am-4:00pm Speed Networking with Jan Turner, SLC’s Chief Marketing & Head of Strategy (MBA from Fuqua) Date & Time: Saturday, October 25, 9:30am-10:30am Wall Street Panel Date & Time: Saturday, October 25, 1:15pm-2:15pm

Headline for slide here Type your questions in the online chat box. Q&A Session 2008 VIRTUAL CORPORATE PRESENTATIONS

Headline for slide here See pop-up box. Live Survey 2008 VIRTUAL CORPORATE PRESENTATIONS

Citi Businesses Institutional Clients Group (ICG) Global Wealth Management (GWM) Consumer Banking Global CardsCorporate Functions Global Banking –Investment Banking –Corporate Bank Global Markets –Capital Markets –Equity –Economic and Market Analysis –Municipal Securities Global Transaction Services –Treasury and Trade Solutions –Securities and Fund Services Alternative Investments –Private Equity –Infrastructures –Hedge Funds –I R & A Ultra High Net Worth –Private Bank –Smith Barney Family Advisory High Net Worth –Smith Barney –Retirement Services –Banking Services Emerging Affluent –myFi Institutional Clients Investments Consumer Finance –Real Estate Lending –Student Loans –Auto Loans Retail –Retail Bank Branches –Commercial Banking –Investment Services –Retirement Services –Personal Loans –Sales Finance Commercial Business –Commercial Banking MasterCard VISA Diners Club Private Label Amex (U.S.) Finance HR Legal Risk Compliance

Headline for slide here --Thank you Citi! --Slide deck and recording of session will be posted on our online events web page. --Thanks for attending! Closing Remarks 2008 VIRTUAL CORPORATE PRESENTATIONS

Headline for slide here Fatimah Gilliam, Esq. Director of Diversity Recruitment Graduate Recruitment Shari Hubert Senior Vice President, Global Banking Graduate Recruitment Speaker Introduction 2008 VIRTUAL CORPORATE PRESENTATIONS