II.APPRAISAL OF SHG Lo;a lgk;rk lewg dk ewY;kadu 1 Preliminary Information izkjafHkd tkudkjh Internal non financial information vkUrfjd xSj foRrh; tkudkjh Internal financial information vkUrfjd foRrh; tkudkjh External financial information ckg~; foRrh; tkudkjh External non financial information ckg~; xSj foRrh; tkudkjh Supplementary information iwjd tkudkjh

PRELIMINARY INFORMATION izkjafHkd tkudkjh 2 Age of the SHG Lo;a lgk;rk lewg dh vk;q Motivation/purpose –forming SHG Lo;a lgk;rk lewg cukus dh m)s’; Levels of saving cpr dk Lrj No of members.*Amount per month *age lnL;ksa dh la[;k] ekfld Ckpr] vk;q Control over fund QaM ij fu;a=.k Terms of sanctioning of loan _.k eatwjh dh ’krsaZa Recovery rate. olwyh nj

INTERNAL NON FINANCIAL INFORMATION vkarfjd xSj foRrh; tkudkjh 3 Size,structure,cohesion,continuity,frequency of meeting, regularity, attendance, participation. vkdkj] lajpuk] esy tksy] fujarjrk] cSBdksa dh vko`fr fu;ferrk] mifLFkfr] Hkkxhnkjh Governing of the group lewg dk izca/ku djuk A)Decision Making. fu.k;Z ysuk B)Conflict Resolution erHksn fuokj.k C)Financial Autonomy foRrh; Lok;r~rk D)Impact On the members. lnL;ksa ij izHkko

INTERNAL FINANCIAL INFORMATION vkarfjd foRrh; tkudkjh 4 Appraisal, loan sanctioning,interest rate. ewY;kadu] _.k eatwjh] C;kt nj Recovery rate olwyh nj Funds available in proportion of savings cpr ds vuqikr esa foRr dh miyC/krk Over due-enforcement of recovery cdk;k _.k dh olwyh ds fy, lDr dk;Zokgh djuk Records & book keeping. fglkc fdrkc vkSj fjdkMZ

EXTERNAL FINANCIAL INFORMATION ckg~; foRrh; tkudkjh 5 Experience in linkage foRrh; lzksrksa ls lEcU/kh vuqHko Awareness about banking cSafdax lEcU/kh tkudkjh

EXTERNAL NON-FINANCIAL INFORMATION ckg; xSj foRrh; tkudkjh 6 Supporting organization lgk;d laLFkk;sa Political interference jktuSfrd gLr{ksi Credit worthiness of group-NGO Lo;a lgk;rk lewg vkSj Lo;a lsoh laLFkk dh lk[k Skills & support services. dkS’ky vkSj lgk;d lsok;sa