Advanced Medical Underwriting Course February 23-24, 2001 PHILIPPINE SOCIETY OF INSURANCE MEDICINE Session I – FEBRUARY 23(FRI), 2001 AM Session I – FEBRUARY 23(FRI), 2001 AM Chairman: Edilberto Torres, MD Co-Chairman: Bert Esguerra, MD

Advanced Medical Underwriting Course February 23-24, 2001 PHILIPPINE SOCIETY OF INSURANCE MEDICINE 08:40-09:25am “ I am a 50y/o lawyer-professor, diabetic for 10 years with strict sugar control over the past 6 months. My CBC shows Hgb=12, still within N and my creatinine is 1.9, hardly up I understand? Why can’t I have my riders? –

Advanced Medical Underwriting Course February 23-24, 2001 PHILIPPINE SOCIETY OF INSURANCE MEDICINE To talk on PROGNOSTICATING THE COMPLICATED DIABETIC Medical Residency Training in Internal Medicine, Mary Johnston Hospital Medical Residency Training in Internal Medicine, Mary Johnston Hospital Specialty Training in Diabetes St. Luke’s Medical Center & Capitol Medical Center, Specialty Training in Diabetes St. Luke’s Medical Center & Capitol Medical Center, Fellowship in Diabetes - University of California in San Francisco, 1992Fellowship in Diabetes - University of California in San Francisco, 1992 Institute for Studies on Diabetes M.S. Major in Diabetes 1998Institute for Studies on Diabetes M.S. Major in Diabetes 1998

Advanced Medical Underwriting Course February 23-24, 2001 PHILIPPINE SOCIETY OF INSURANCE MEDICINE RICHARD ELWYN V. FERNANDO, MD Consultant in Diabetes: St. Luke’s Medical Center Pasay City General Hospital Quezon Institute, Juvenile Diabetes Foundation Philippine Orthopedic Hospital Consultant in Diabetes: St. Luke’s Medical Center Pasay City General Hospital Quezon Institute, Juvenile Diabetes Foundation Philippine Orthopedic Hospital

Advanced Medical Underwriting Course February 23-24, 2001 PHILIPPINE SOCIETY OF INSURANCE MEDICINE 9:30-10:15AM “ You mean my applicants' chest x-ray report is normal but the company sees it otherwise? How's that?

Advanced Medical Underwriting Course February 23-24, 2001 PHILIPPINE SOCIETY OF INSURANCE MEDICINE RECONCILING FILM- REPORT DISCORDANCE ROMAN REMO, MD, FPCR Consultant-Radiologist Medical Center Muntinlupa Medical Center Muntinlupa SouthSuperHighway Medical Center Ayala Alabang Village Clinic

Advanced Medical Underwriting Course February 23-24, 2001 PHILIPPINE SOCIETY OF INSURANCE MEDICINE 10:16-10:29 Open Forum / COFFEE BREAK

Advanced Medical Underwriting Course February 23-24, 2001 PHILIPPINE SOCIETY OF INSURANCE MEDICINE 10:30-11:15am “I had my Coronary Bypass 5 years ago. And my golf has been in full swing for a year now? Can my riders be put back and my coverage increased? – The Long-Term Profile of Post-CABG Subjects – Gary A. Lopez,MD, Makati Heart Foundation

Advanced Medical Underwriting Course February 23-24, 2001 PHILIPPINE SOCIETY OF INSURANCE MEDICINE 11:20 -12:05PM " My client has non-specific ECG changes. Why is he being required to undergo TMST for this P3M application?" - When is an abnormal ECG significant? - EMMANUEL MASANGA,MD

Advanced Medical Underwriting Course February 23-24, 2001 PHILIPPINE SOCIETY OF INSURANCE MEDICINE 12:06-12::15 Open Forum

Advanced Medical Underwriting Course February 23-24, 2001 PHILIPPINE SOCIETY OF INSURANCE MEDICINE 12:16 - 1:30PMLUNCH

Advanced Medical Underwriting Course February 23-24, 2001 PHILIPPINE SOCIETY OF INSURANCE MEDICINE Session II - FEBRUARY 23 (FRI), 2001 PM Session II - FEBRUARY 23 (FRI), 2001 PM Chairman: Art Catli, MD Co-Chairman: Linda Umali, MD

Advanced Medical Underwriting Course February 23-24, 2001 PHILIPPINE SOCIETY OF INSURANCE MEDICINE 01:30PM-02:15PM “ I had limping gait six months ago from Guillain –Barre and I’ve been back to office with field work for two months now. Can my disability benefit be considered by my insurance company? – PROGNOSTICATING COMMON NEUROLOGIC DISORDERS – VINCENT MACALINTAL, md

Advanced Medical Underwriting Course February 23-24, 2001 PHILIPPINE SOCIETY OF INSURANCE MEDICINE 02:16 –03:00PM “ My client’s severe hypertension has spontaneously resolved. Yes, his CXR shows enlarged heart, but his ECG is normal. Why is he being declined? – PROGNOSTICATING THE DILATING HEART – FELIPE LORENZO III, MD

Advanced Medical Underwriting Course February 23-24, 2001 PHILIPPINE SOCIETY OF INSURANCE MEDICINE 03:01PM - 03:15PM OPEN FORUM /COFFEE BREAK

Advanced Medical Underwriting Course February 23-24, 2001 PHILIPPINE SOCIETY OF INSURANCE MEDICINE 03:16-04:00PM “ I had my breast cancer surgery done 10 years ago. I don't feel anything. My latest medical check-up was normal except for that mild pleural effusion report. Why can't I reinstate my recently lapsed policy?” - BREAST CANCER - THE PROFILE – MA. BELEN TAMAYO, MD

Advanced Medical Underwriting Course February 23-24, 2001 PHILIPPINE SOCIETY OF INSURANCE MEDICINE 04:01-04:45PM “IMPLICATIONS OF ADVERSE URINALYSIS REPORTS” – RACEME ERASMO, MD

Advanced Medical Underwriting Course February 23-24, 2001 PHILIPPINE SOCIETY OF INSURANCE MEDICINE 04:46-05:15PM “The Health & Economic Impact of Smoking - A Global Perspective" - ANNETTE DAVID, MD

Advanced Medical Underwriting Course February 23-24, 2001 PHILIPPINE SOCIETY OF INSURANCE MEDICINE 05:16PM - 05:30PM OPEN FORUM

Advanced Medical Underwriting Course February 23-24, 2001 PHILIPPINE SOCIETY OF INSURANCE MEDICINE SESSION III -FEBRUARY 24 (SAT), 2001 AM SESSION III -FEBRUARY 24 (SAT), 2001 AM Chairman: Benny Delgado, MD Co-Chairman: Fil Arches, MD

Advanced Medical Underwriting Course February 23-24, 2001 PHILIPPINE SOCIETY OF INSURANCE MEDICINE 08:00-08:45AM FUTURE DIRECTIONS IN RADIOLOGY RAMON SANTOS-OCAMPO, MD

Advanced Medical Underwriting Course February 23-24, 2001 PHILIPPINE SOCIETY OF INSURANCE MEDICINE 08:46-09:30AM Agent: “My client’s application was postponed because of marked cardiac enlargement and axis deviation in his ECG? How could that be when he actually is a swimmer? - THE ATHLETIC HEART – WHAT WE NEED TO KNOW (And Not Be Afraid Of) – RAUL LAPITAN, MD

Advanced Medical Underwriting Course February 23-24, 2001 PHILIPPINE SOCIETY OF INSURANCE MEDICINE 09:31-09:45 OPEN FORUM / COFFEE BREAK

Advanced Medical Underwriting Course February 23-24, 2001 PHILIPPINE SOCIETY OF INSURANCE MEDICINE 9:46-10:30AM - “ The client's Peak Flow was reported normal despite ER consultations for apparent asthma attacks !?!? How could he have died suddenly?" - THE FATAL AND NEAR-FATAL ASTHMA - NAZARIO A. MACALINTAL JR.,MD

Advanced Medical Underwriting Course February 23-24, 2001 PHILIPPINE SOCIETY OF INSURANCE MEDICINE 10:31am – 10:40am – Description of the Interactive Session

Advanced Medical Underwriting Course February 23-24, 2001 PHILIPPINE SOCIETY OF INSURANCE MEDICINE 10:41am - 11:45am - CASE STUDY 1 (Interactive) 10:41am - 11:45am - CASE STUDY 1 (Interactive) Reactors: Antonio A. Santiago, MD (GSIS) Leticia B. Ong, MD (SSS) Olympia Panotes, MD - CMG Amante Cruz, MD – PhilAm LLife

Advanced Medical Underwriting Course February 23-24, 2001 PHILIPPINE SOCIETY OF INSURANCE MEDICINE 11:46am - 1:00PM LUNCH

Advanced Medical Underwriting Course February 23-24, 2001 PHILIPPINE SOCIETY OF INSURANCE MEDICINE Session IV - February 24(SAT), 2001 PM Chairman: Ammie Zafra, MD Co-Chairman: Marina Roldan, MD

Advanced Medical Underwriting Course February 23-24, 2001 PHILIPPINE SOCIETY OF INSURANCE MEDICINE 1:01PM – 1:30 PM - CASE STUDY 2 (Interactive) Reactors: Benedicto G. Delgado, MD – Universal Re Pedro Feria, MD - CAP Life

Advanced Medical Underwriting Course February 23-24, 2001 PHILIPPINE SOCIETY OF INSURANCE MEDICINE 1:31pm – 2:15pm CASE STUDY 3 (Interactive) Reactors: Atty. Oscar Cabrera (Legal And Claims) Emiliano B. Canonigo Jr., MD – Medical

Advanced Medical Underwriting Course February 23-24, 2001 PHILIPPINE SOCIETY OF INSURANCE MEDICINE To talk on FATAL-NEAR FATAL ASTHMA - THE PROFILE Medical Residency Training in Makati Medical Center, Medical Residency Training in Makati Medical Center, Pulmonary Fellowship in Makati Medical Center, Pulmonary Fellowship in Makati Medical Center, Past President, PSIM, 1995Past President, PSIM, 1995 Chairman, MIB Committee, PLIA, Chairman, MIB Committee, PLIA, Member, American Academy of Insurance Medicine, Member, American Academy of Insurance Medicine, Fellow, Philippine College of Physicians, Fellow, Philippine College of Physicians, Fellow, Philippine College of Chest Physicians, Fellow, Philippine College of Chest Physicians, Member, American Thoracic Society, Member, American Thoracic Society, Member, European Respiratory Society, Member, European Respiratory Society, Member, International Union Against TB And Lung Disease, Member, International Union Against TB And Lung Disease,

Advanced Medical Underwriting Course February 23-24, 2001 PHILIPPINE SOCIETY OF INSURANCE MEDICINE RACEME ERASMO, MD Fellow, Philippine College of Physicians Fellow, Philippine Society of Nephrology Head, Hemodialysis Unit, Mary Chiles Hospital Consultant, Philippine Heart Center Fellow, Philippine College of Physicians Fellow, Philippine Society of Nephrology Head, Hemodialysis Unit, Mary Chiles Hospital Consultant, Philippine Heart Center To talk on IMPLICATIONS OF ADVERSE URINALYSES