Saxo Bank The Saxo Bank Head Office, Copenhagen, Denmark September 23, 2015

 Employees: >800  Nationalities: 57  Spoken languages in the bank: 41  Offices: 17  No. of FX trades per day: 170,000  Daily average turnover: 100 billion DKK  No. of countries with retail clients: 160+  Saxo Bank has three specialised and integrated trading platforms.  SaxoTrader languages: 25  Gross profit: <15 øre per 1,000 DKK traded  Financial instruments: more than 20,000  Received prices per day: 5- 6 billion. Saxo Bank Facts

3 Financial Results (1H) Operating income (1H) DKK millionNet profit (1H) DKK million

Listed  Many financial products are traded on an exchange.  Listed products are stocks, bonds and commodities etc.  Saxo Bank offers access to 35 of the world’s largest exchanges.  Prices from exchanges are passed on directly to the clients.  Saxo Banks profit is the trading commission displayed on the screen at all times. Non-listed  Not every financial product is traded on an exchange.  Non-listed products are offered by the world’s largest banks.  Saxo Bank collects thousands of prices every second from 11 of the world’s largest banks.  Saxo Banks prices are displayed on the screen in real time and can always be compared with prices from competitors as well as price information from Reuters, Bloomberg etc. Listed and non-listed financial products

Forex  The world’s largest market with a daily turnover of 18,000 billion DKK.  Online Forex trading is a core function of Saxo Bank.  Cooperates with 11 of the world’s largest banks.  160+ FX crosses.  Award-winning speed of execution, leading market analysis and FX strategies. Forex Options  Private investors can trade FX Options directly on live streaming prices without dealer intervention.  Unique FX Options Trade Board.  40+ FX Options, including Gold and Silver.  Daily turnover of 2 billion DKK. Saxo Bank Products

CFDs & Stocks  Provide one of the largest online offering of stocks and CFDs.  More than 14,000 stocks and 7,000 CFDs.  20 index tracking CFDs and 20 Commodity CFDs.  More than 18,000 trades daily. Futures  Futures are one of the most traded products in the world.  Saxo Bank’s online Futures trading provides access to agricultural products, oil and energies, base metals, precious metals and many more.  Saxo Bank offers more than 140 Futures contracts.  Daily turnover around 20 billion DKK. Saxo Bank Products

ETFs and investment funds  Saxo Bank offers more than 1,000 different investment funds.  The ETFs are listed products. Bonds  Saxo Bank offers more than 500 bonds.  Saxo Bank supports offline trading of a wide range of Sovereign, Government and Corporate Bonds in US dollars, Euros and the British pound through direct access to Saxo Bank dealers.  Bonds are offered offline by direct contact with Saxo Bank Markets. Saxo Bank Products

Product development In the future Saxo Bank expects to launch a number of new products and platforms:  Saxo Treasurer  Online Wealth Management  Apple apps  ETOs (Exchange Traded Options) … and much more.

Private Institutional Private White Label Clients SAXOBANK CLIENTS SAXO BANK CLIENTS PROVIDER OF PRICES AND PRODUCTS Sam Saxo Bank’s electronical trading platform Sam Large international banks Sam Exchanges OMX, NASDAQ, NYSE, LSE, EURONEXT ETC. Banks, brokerages etc. using Saxo Bank’s trading platform Saxo Banks Business Model

The future is a ’community’  The future is a community where you have access to investment tools and information.  We want to bridge the gap between the online universe and our trading platforms.  IT and IT partnerships are essential when building investor communities.  In the future companies must develop products and services before the clients realise their need for these.  New and improved distribution models are important when you want to reach clients before your competitors do.  At the same time you have to combine technology with personal service. That is why Saxo Bank will continue to open offices in Asia, Europe and Latin America.

A Succesfull Career

MY WAY OPEN MIND & ‘THERE IS NO FREE LUNCH’ ATTITUDE  FINDING MY WAY = BALANCE WITH HIGHER RISK  UNIVERSITY AND DE EXPERIENCE  MOVE TO LONDON  3 YEARS TO FIND THE ‘GOOD’ JOB  SUCCEEDING IN SAXO BANK  PERFORMANCE  NEVER GET YOUR MIND CORRUPTED!

IT’S ALL IN YOUR HEAD! LIFE IS SIMPLE – DREAMS, ROADS TO ACHIEVE THEM AND WALK THAT ROAD  THINK BIG & FROM GLOBAL PERSPECTIVE!  THINK LONG TERM  DOWN TO EARTH MINDSET  BUSINESS DREAMS CHAIN  THINK YOU HAVE THE LAST 10 YEARS OF LIFE  THINK OF NECCESITY – NO FOOD TOMOROW  RISK/REWARD RATIO FOR YOUNG PEOPLE  SET HIGH VALUES

ROADS TO ACHIEVE YOUR DREAMS! ITS WHERE YOUR EMOTIONS PULL YOU IS WHERE YOU FIT THE BEST!  BREAK YOUR BIG DREAM DOWN – GO DEEP!  ONLY Production & Marketing MATTERS!  BACK OFFICE/FRONT OFFICE ENVIRONMENT  SPECIALIST vs MANAGER  80/20 PARETO RULE – SPORT MIND  DON’T COMPROMISE ON YOUR VALUES!

EXECUTION OF YOUR DREAMS YOU NEED TO ACHIEVE A HOLISTIC/INTEGRAL PERSONALITY  MACRO & MICRO TIME MANAGEMENT  FOCUS – DON’T GET DISTURBED BY DRUGS  SET UP YOUR TARGETS HIGH  CONSTANT PERFORMANCE  HIGH QUALITY COMMUNICATION  ‘BIG BALLS’ & PRESENTATION SKILLS  ALWAYS HAVE THE P&L IN YOUR MIND  BE CREATIVE – OUT OF BOX THINKING  RESPECT VALUES FROM THE COMPETITVE PERSPECTIVE!

OBSTACLES GUARANTEE - THERE WILL ALWAYS BE PLENTY OF PROBLEMS!  A BAD BOSS  TRICKY COLLEAGUESS  POLITICS & INTRIGUESS  ‘UNFAIR’ CONDITIONS  YOUR OWN ‘MONKEY’ – WHO IS IT FOR? A GREAT FULFILING VIVID DREAM WILL ALWAYS HELP YOU TO OVERCOME SMALL OBSTACLES!