©2010 Destina Games, Inc. www.destinagames.com Financial Literacy Jeopardy $200 $300 $400 $500 $100 $200 $300 $400 $500 $100 $200 $300 $400 $500 $100.

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Presentation transcript:

©2010 Destina Games, Inc. Financial Literacy Jeopardy $200 $300 $400 $500 $100 $200 $300 $400 $500 $100 $200 $300 $400 $500 $100 $200 $300 $400 $500 $100 $200 $300 $400 $500 Banking and Investing Banking and Investing Budgeting and Payday Budgeting and Payday Financing and Credit Financing and Credit Identity Protection Identity Protection Financial Responsibility Financial Responsibility $100 Final Jeopardy Final Jeopardy Final Jeopardy Final Jeopardy

©2010 Destina Games, Inc. Reveal Question Banking and Investing for $100 A document that provides details of your bank withdrawals and deposit.

©2010 Destina Games, Inc. Game Board Banking and Investing for $100 What is a Bank Statement?

©2010 Destina Games, Inc. Reveal Question Banking and Investing for $200 Compound interest pays interest on _________and ____________.

©2010 Destina Games, Inc. Game Board Banking and Investing for $200 What are principal and interest?

©2010 Destina Games, Inc. Reveal Question Banking and Investing for $300 Commonly referred to as an IRA.

©2010 Destina Games, Inc. Game Board Banking and Investing for $300 What is a retirement savings plan?

©2010 Destina Games, Inc. Reveal Question Banking and Investing for $400 The FDIC increased the insurance on bank deposits to $_______________; providing security to the consumer against loss in theft or a fire.

©2010 Destina Games, Inc. Game Board Banking and Investing for $400 What is $250,000?

©2010 Destina Games, Inc. Reveal Question Banking and Investing for $500 These are the penalties if you cash in your 401(k) and you are younger than 55 years old.

©2010 Destina Games, Inc. Game Board Banking and Investing for $500 What are taxes on the withdrawal and a 10% early-withdrawal penalty?

©2010 Destina Games, Inc. Reveal Question Budgeting and Payday for $100 Budgeting and Payday for $100 The term used to describe total pay minus deductions.

©2010 Destina Games, Inc. Game Board Budgeting and Payday for $100 What is Net Pay?

©2010 Destina Games, Inc. Reveal Question Budgeting and Payday for $200 Name two of the deductions taken out of your paycheck.

©2010 Destina Games, Inc. Game Board Budgeting and Payday for $200 What are: –Social Security tax(FICA), –State tax, –Federal tax, –Medicare, –Retirement Savings?

©2010 Destina Games, Inc. Reveal Question Budgeting and Payday for $300 Wanting to purchase something but deciding to wait.

©2010 Destina Games, Inc. Game Board Budgeting and Payday for $300 What is delayed gratification?

©2010 Destina Games, Inc. Reveal Question Budgeting and Payday for $400 To maintain control of your budget, you would do this.

©2010 Destina Games, Inc. Game Board Budgeting and Payday for $400 What is decrease spending?

©2010 Destina Games, Inc. Reveal Question Budgeting and Payday for $500 A budgeting strategy that means always saving part of the money you get.

©2010 Destina Games, Inc. Game Board Budgeting and Payday for $500 What is “Pay yourself first”?

©2010 Destina Games, Inc. Reveal Question Financing and Credit for $100 Financing and Credit for $100 Property to secure a loan is called this.

©2010 Destina Games, Inc. Game Board Financing and Credit for $100 What is collateral?

©2010 Destina Games, Inc. Reveal Question Financing and Credit for $200 The time period that lets you avoid finance charges by paying your balance in full.

©2010 Destina Games, Inc. Game Board Financing and Credit for $200 What is a grace period?

©2010 Destina Games, Inc. Reveal Question Financing and Credit for $300 Your credit history shows whether you pay your bill on time and this.

©2010 Destina Games, Inc. Game Board Financing and Credit for $300 How many credit cards you have?

©2010 Destina Games, Inc. Reveal Question Financing and Credit for $400 If someone uses your credit card without your permission, you are responsible for this much per card.

©2010 Destina Games, Inc. Game Board Financing and Credit for $400 What is $50?

©2010 Destina Games, Inc. Reveal Question Financing and Credit for $500 Lenders commonly review this to evaluate your debt load.

©2010 Destina Games, Inc. Game Board Financing and Credit for $500 What is your debt-to-income ratio?

©2010 Destina Games, Inc. Proceed… Daily Double! Daily Double! Daily Double! Daily Double!

©2010 Destina Games, Inc. Reveal Question Daily Double for Bonus $$ On average, this many Americans are victims of identity theft each year.

©2010 Destina Games, Inc. Game Board Daily Double for Bonus $$ What is 15 million?

©2010 Destina Games, Inc. Reveal Question Identity Protection for $200 Two types of identity fraud other than credit card fraud.

©2010 Destina Games, Inc. Game Board Identity Protection for $200 What are: –bank fraud, –name identity fraud, –tax refund fraud, –mail fraud, –computer fraud, –medical identity fraud

©2010 Destina Games, Inc. Reveal Question Identity Protection for $300 A warning placed on your credit reports that tells creditors to follow certain procedures before making changes to your accounts or opening new ones.

©2010 Destina Games, Inc. Game Board Identity Protection for $300 What is a fraud alert?

©2010 Destina Games, Inc. Reveal Question Identity Protection for $400 The practice of pretending to represent a financial institution or company requesting personal information via .

©2010 Destina Games, Inc. Game Board Identity Protection for $400 What is Phishing?

©2010 Destina Games, Inc. Reveal Question Identity Protection for $500 Software that can be installed on your computer without your consent to obtain personal information that can lead to identity theft.

©2010 Destina Games, Inc. Game Board Identity Protection for $500 Identity Protection for $500 What is Spyware?

©2010 Destina Games, Inc. Reveal Question Financial Responsibility for $100 The biggest impact on your credit score.

©2010 Destina Games, Inc. Game Board Financial Responsibility for $100 What is paying your bills on time?

©2010 Destina Games, Inc. Reveal Question Financial Responsibility for $200 Saving with this will give you the freedom to be self-reliant and secure later in life.

©2010 Destina Games, Inc. Game Board Financial Responsibility for $200 What is an IRA?

©2010 Destina Games, Inc. Reveal Question Financial Responsibility for $300 This type of debt has higher interest rates and can change suddenly, especially after late payments.

©2010 Destina Games, Inc. Game Board Financial Responsibility for $300 What is credit card debt?

©2010 Destina Games, Inc. Reveal Question Financial Responsibility for $400 Financial freedom is directly tied to one’s level of this.

©2010 Destina Games, Inc. Game Board Financial Responsibility for $400 What is debt?

©2010 Destina Games, Inc. Reveal Question Financial Responsibility for $500 Parents can teach their children money management by giving them their allowance using this so they can track spending.

©2010 Destina Games, Inc. Game Board Financial Responsibility for $500 What is a prepaid spending card?

©2010 Destina Games, Inc. Reveal Question Final Jeopardy Money management teaches us to buy the things we need before we buy the things we want. True or False?

©2010 Destina Games, Inc. End Game Final Jeopardy True!