Chart 1 Cost Shifts to Workers: Increased Premiums and Cost-Sharing * Premiums increased more than a little. Increased cost-sharing includes cuts in benefits.

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Presentation transcript:

Chart 1 Cost Shifts to Workers: Increased Premiums and Cost-Sharing * Premiums increased more than a little. Increased cost-sharing includes cuts in benefits or higher deductibles or copayments. Source: The Commonwealth Fund 2002 Workplace Health Insurance Survey. Percent nonelderly with employer-sponsored insurance

Chart 2 Low-Income Workers Are Most Likely to Experience Increases in Premiums and Cost-Sharing Percent nonelderly with employer-sponsored insurance * Increased cost-sharing includes an increase in deductibles, copayments, or cuts in benefits. Source: The Commonwealth Fund 2002 Workplace Health Insurance Survey.

Chart 3 Previous Sources of Insurance Before Losing Coverage, Adults 19–64* * Bases: Among respondents who were uninsured at some point during the year. Source: The Commonwealth Fund 2002 Workplace Health Insurance Survey.

Chart 4 Reasons for Losing Insurance in 2001, Adults 19–64* Job loss 52% Became ineligible for public insurance 12% Ineligible for family coverage 11% Premiums not affordable 10% Other 15% * Bases: Among respondents who were uninsured at some point during the year. Source: The Commonwealth Fund 2002 Workplace Health Insurance Survey.

Chart 5 Likelihood of Taking a COBRA Offer with or Without a Subsidy, by Income * With subsidy, premium is $50/month for individual coverage; $150/month for family coverage. Source: The Commonwealth Fund 2002 Workplace Health Insurance Survey. Percent nonelderly with employer-sponsored insurance

Chart 6 Confidence in Future Health Coverage and Ability to Get Quality Health Care Is Lowest for Low-Income Workers Source: The Commonwealth Fund 2002 Workplace Health Insurance Survey. Percent nonelderly with employer-sponsored insurance who are very confident: