Figure 1. Communities that have the highest medical cost burdens have high uninsured rates as well as large numbers of insured residents with high medical.

Slides:

Advertisements

Similar presentations

Prepared by North Carolina Institute of Medicine

Advertisements

Health Insurance Coverage Among North Dakotans May 10, 2004 Alana Knudson, PhD Kyle Muus, PhD Mike Cogan, MA.

Eliminating Healthcare Disparities: The Role of Insurance Coverage Marsha Lillie-Blanton, Dr.P.H. Vice President in Health Policy The Henry J. Kaiser Family.

THE COMMONWEALTH FUND Figure Million Uninsured in 2008; Increase of 7.9 Million Since 2000 Number of uninsured, in millions Source: U.S. Census Bureau,

Chart 1 Cost Shifts to Workers: Increased Premiums and Cost-Sharing * Premiums increased more than a little. Increased cost-sharing includes cuts in benefits.

Figure 1. Majority of U.S. Workers Get Health Insurance Through Employers, 2007 Own employer coverage 56% Other employer coverage 16% Public programs 5%

THE COMMONWEALTH FUND Source: McCarthy and Leatherman, Performance Snapshots, Data: National Health Interview Survey (National.

THE COMMONWEALTH FUND Insured But Poorly Protected: How Many Are Underinsured? U.S. Adults Trends, 2003 to 2007 Release Briefing Charts Commonwealth Fund.

Figure 1. COBRA Eligibility of Working Adults, Ages 19–64 ESI from small firm 5.9 million 5% Uninsured 17.3 million 15% Note: Numbers may not add to total.

Figure ES-1. How Well Do Different Strategies Meet Principles for Health Insurance Reform? Principles for Reform Tax Incentives and Individual Insurance.

Percent of families with high out-of-pocket medical costs relative to income, not including premiums Figure ES-1. Nearly One of Six Families Spent 10%

Exhibit ES-1. Summary Highlights: National and State-Level Estimates, Under-65 Population PeoplePercent of population Millions 2012 National 2012 Lowest.

The Uninsured in Virginia: An Update Genevieve M. Kenney The Urban

Exhibit 1. Premiums for Family Coverage, by State, 2013 Source: 2013 Medical Expenditure Panel Survey–Insurance Component. Dollars U.S. average = $16,029.

2003 Alabama Health Care Insurance and Access Survey Montgomery, AL May 2, 2003 Ashley Alvord, MPH Alabama Department of Public Health Children’s Health.

Considerations for Moving Forward Cindy Mann Executive Director Georgetown University Health Policy Institute Center for Children and Families Health Foundation.

Section 6: Uninsurance and the Safety Net Statewide measures of uninsurance Specific population groups Age, income, race/ethnicity, country of birth, region.

2013 Key Findings November A CHAS Primer.

The Uninsured in America Peter Cunningham, Ph.D. Center for Studying Health System Change Presentation to the Citizens’ Health Care Working Group May 11,

Background on Employer- Sponsored Health Insurance in the U.S. Jim Reschovsky, Ph.D. Senior Researcher Center for Studying Health System Change (

Health Care Coverage and Access for Men, JAMA, June 23, 2015.

Figure 1. Premiums for Family Coverage, by State, 2008 Data source: 2008 Medical Expenditure Panel Survey–Insurance Component.

Health Insurance Coverage of the Nonelderly, 2010 * Medicaid also includes other public programs: CHIP, other state programs, Medicare and military-related.

Health Care Reform Quynh Smith. Sources of Inefficiency in the Health Care Delivery System   We spend a substantial amount on high cost, low-value treatments.

1. Percent change in employment, (Seasonally adjusted: private wage-and-salary workers) Source: U.S. Bureau of Labor Statistics, Current.

Figure 1. Uninsured Rates Are Highest Among Hispanics and African Americans, 2005 Percent of adults ages 19–64 Note: Because of rounding, totals above.

Changes in Health Insurance Coverage John Holahan Alliance for Health Reform December 6, 2010.

The Uninsured in Virginia: An Update Nathaniel Anderson, Laura Skopec, and Genevieve M. Kenney The Urban Institute.

Taetia Phillips-Dorsett October 19, th Annual CERC Health Disparities Institute.

Figure Million Uninsured Young Adults in 2007, Up by 2.3 Million in Last Eight Years Millions uninsured, adults ages 19–29 Source: Analysis of.

Wisconsin’s Challenges in Health Care Access and Cost: A Look at the Numbers March 22, 2006 Donna Friedsam, MPH Associate Director for Health Policy University.

Poverty Statistics Understanding Poverty —A book study.

Impact of the Affordable Care Act on the Latino Community National Hispanic Medical Association Meeting Steven Weinberger, MD, FACP Executive Vice President.

Insurance, Access, and Quality of Care Among Hispanic Populations 2003 Chartpack Prepared by Michelle M. Doty The Commonwealth Fund For the National Alliance.

Insured, Uninsured and the Underinsured (US data). Olayinka Oladimeji Pharmaceutical Management for Underserved Populations. 03/21/07.

Comparing New York and Massachusetts: Implications for Reform Elise Hubert United Hospital Fund June 9, 2006.

The Cost of Health Insurance Coverage in New York James R. Tallon, Jr. United Hospital Fund October 25, 2005.

Out of Pocket Burdens for Health Care: Insured, Uninsured, and Underinsured Jessica Banthin, Ph.D. September 23, 2008.

Among People with High Financial Burdens, Prescription Drug Expenses Compose the Largest Share of Out-of-Pocket Costs for Those with Chronic Conditions.

Section I: Characteristics of Construction Workers

More Than One-Quarter of Insured Adults Were Underinsured in 2016

Subsidized private insurance

Exhibit 1 Uninsured Rate Among Low-Income Adults Declined in All Three States, but Remains Significantly Higher in Texas Percent of low-income adults (below.

Medicare Household Spending Non-Medicare Household Spending

Exhibit 1 Medicare Beneficiaries Spending 20 Percent or More of Income on Premiums and Care, by Poverty Level Percent of Medicare beneficiaries Note: FPL.

The Massachusetts mandate

Cost-related delay in care Skipped medication because of cost

Colorado Health Access Survey

Percent of uninsured adults ages 19–64 Income level Race Age Firm size

Providing A Safety Net 3.4.

Jessica Banthin, Ph.D December 11, 2007

Exhibit 7.33 Among Covered Workers with an Aggregate Out-of-Pocket Maximum for Family Coverage, Distribution of Out-of-Pocket Maximums, by Plan Type, 2012.

Distribution of Uninsured or Underinsured by Poverty, 2012

Private Health Insurance Deductibles: State Averages by Firm Size and Household Type, 2003, 2010, and Average annual growth 2003–10.

Exhibit 7.35 Among Covered Workers with an Aggregate Out-of-Pocket Maximum for Family Coverage, Distribution of Out-of-Pocket Maximums, by Plan Type,

Deductibles Have Become a Growing Factor in Underinsurance Rates

Underinsured Rates Among Adults Who Were Insured All Year by Source of Coverage at the Time of the Survey Percent adults insured all year ages 19–64 who.

The Growing Cost Burden of Employer Health Insurance for U. S

16 Million Adults Under Age 65 Were Underinsured in 2005

Adequately insured 48% Uninsured anytime 15% Uninsured anytime 36%

Vice President, Health Care Coverage and Access

Percent of adults ages 19–64 Total <200% FPL 200% FPL or more

Larger Shares of Adults with Marketplace Coverage Have Plans with High Deductibles Compared to Those with Employer Plans No deductible Less than $1,000.

Households with employer coverage can spend thousands of dollars on premiums and out-of-pocket costs. Distribution of spending on premiums and out-of-pocket.

Percent of adults ages 19–64 insured all year who were underinsured

Exhibit 6.20 Distribution of the Percentage of Total Premium Paid by Covered Workers for Single and Family Coverage, by Firm Wage Level, 2016 SINGLE COVERAGE.

People Percent of population Millions 2012 National 2012 Lowest state

Exhibit 6.18 Distribution of the Percentage of Total Premium Paid by Covered Workers for Single and Family Coverage, by Wage Level, 2013 SINGLE COVERAGE.

Exhibit 6.19 Distribution of the Percentage of Total Premium Paid by Covered Workers for Single and Family Coverage, by Wage Level, 2014 SINGLE COVERAGE.

Coverage and Changes in Spending Compared to Current Law, 2020

Presentation transcript:

Figure 1. Communities that have the highest medical cost burdens have high uninsured rates as well as large numbers of insured residents with high medical costs. * Difference with high-burden communities is statistically significant at the.05 confidence level. ** Underinsured is defined as having some type of insurance but still incurring out-of-pocket expenditures exceeding 5% of family income for individuals with incomes below 200% of the federal poverty level and greater than 10% of family income for those at or above 200% of poverty. Source: 2003 Community Tracking Study Household Survey. * *

Figure 2. Rates of employer-sponsored insurance coverage are considerably lower in communities where medical cost burdens are high. * Difference with high-burden communities is statistically significant at the.05 confidence level. Source: 2003 Community Tracking Study Household Survey. *

Figure 3. Compared with workers in communities where medical cost burdens are low, workers in high-burden communities are twice as likely to have low-wage jobs. * Difference with high-burden communities is statistically significant at the.05 confidence level. Source: 2003 Community Tracking Study Household Survey. * *

Figure 4. High uninsured rates in communities with high medical cost burdens often reflect lower levels of public coverage for low-income people. * Difference with high-burden communities is statistically significant at the.05 confidence level. Source: 2003 Community Tracking Study Household Survey. * * Coverage among nonelderly low-income people (<200% of poverty level)

Figure 5. In communities where medical cost burdens are high, the proportion of residents who are low-income is more than twice that of low-burden communities. * Difference with high-burden communities is statistically significant at the.05 confidence level. Source: 2003 Community Tracking Study Household Survey. *

Figure 6. In communities where cost burdens are high, insured people, regardless of income, are more likely to have high out-of-pocket and premium costs. * Difference with high-burden communities is statistically significant at the.05 confidence level. Source: 2003 Community Tracking Study Household Survey. * * Percent insured with high costs relative to income *

Figure 7. Among the privately insured, out-of-pocket health spending is about one-quarter higher in communities where medical cost burdens are high. * Difference with high-burden communities is statistically significant at the.05 confidence level. Source: 2003 Community Tracking Study Household Survey. * Average annual out-of-pocket expenses for services among privately insured