The EWMS Insurance Administration System

9/24/2015POWERING TOTAL FINANCIAL MANAGEMENT2 Agenda Total Financial Management & Insurance The EWMS Insurance Administration System: - Overview - Features & Functionality - Demo - Roadmap

Total Financial Management & Insurance

A Platform Designed to Enable TFM 9/24/2015POWERING TOTAL FINANCIAL MANAGEMENT4 Services Financial Planning, Portfolio Management, Reporting, Tax & Estate Planning, Risk Management Banking Products Wealth Insurance

A Multi-Segment Distribution Platform 9/24/2015POWERING TOTAL FINANCIAL MANAGEMENT5

6 TFM Requires a Strategic Focus on Advisors The Univeris Advisor Vision: To enable financial enterprises and their Advisors with Canada’s most comprehensive and powerful front office platform

POWERING TOTAL FINANCIAL MANAGEMENT7 What Univeris Does for Advisors 1.Drive practice efficiencies in their day-to-day operations 2.Help provide enhanced service levels to existing clients 3.Identify product sales opportunities to grow their book-of-business 4.Support their role as the trusted advisor

The EWMS Insurance Administration System

POWERING TOTAL FINANCIAL MANAGEMENT The EWMS Insurance Administration System A comprehensive approach to insurance administration: ―Drives operational efficiencies and business capacity ―Brings an innovative approach to insurance administration workflow ―Enables revenue-growth strategies ―Strengthens the wealth firm’s brand and drives competitive advantages ―Built to help advisors better track, manage and grow their insurance business ―Leverages EWMS’ compliance management to manage increasing regulatory requirements ―Enables a point-of-sale model 9

A System Designed to Help Insurance Distributors & Advisors An insurance system can drive competitive advantage for firms: ―Recognize that insurance distributors are facing rising operational and administration costs ―Allows firms to build insurance into their TFM strategies to drive business growth ―Build an insurance administration system around the advisor enabling consolidated services POWERING TOTAL FINANCIAL MANAGEMENT10

POWERING TOTAL FINANCIAL MANAGEMENT The Benefits for Insurance Distributors Brings the best wealth distribution technology to insurance processing operations Enables true TFM strategies Provides a more efficient workflow to drive operational efficiencies and reduce administration costs Improves and consolidates commission tracking and payout Powerful management reporting to support strategic decision-making Enables a point-of-sale model 11

POWERING TOTAL FINANCIAL MANAGEMENT The Benefits for Insurance Advisors Arms insurance advisors with a true front office solution that helps them better track and manage their book-of- business Provides web-based, real-time and 24/7 access to complete client and policy information, helping advisors provide enhanced levels of client service Reduces the time required for administration so they can focus on client service and revenue generation 12

The EWMS Insurance Administration System: Features & Functionality

9/24/2015POWERING TOTAL FINANCIAL MANAGEMENT14 Key Features and Functionality 1.Intelligent insurance administrative workflow 2.24/7 access to client and policy information 3.Electronic Paramedical feed 4.Electronic Carrier feed 5.Detailed and customizable management reporting 6.Accurate & timely commissions tracking 7.Integrated document tracking & imaging 8.Consolidated client statement

POWERING TOTAL FINANCIAL MANAGEMENT15 Intelligent Insurance Administrative Workflow Data-entry and processing workflow mirrors the data input process of insurance applications, as designed by the carrier Includes all 3 rd party vendor info: ―“Vendor of choice” option Benefits: Streamlines and makes the process up to 50% more efficient Saves administration time & costs Increases Advisor and client satisfaction

POWERING TOTAL FINANCIAL MANAGEMENT16 24/7 Access to Client and Policy Information Real-time and web-based No downloading “Bank grade” 128-bit encryption Benefits: Provides faster access to data Lets Advisors spend less time on the phone searching for the information Helps provide faster response to clients and enhance client service experience

POWERING TOTAL FINANCIAL MANAGEMENT17 Electronic Paramedical Feed Scheduled process for automatic paramedical ordering Uses CLIEDIS standards of information requirements Integration to paramedical provider “vendor of choice” Allows tracking of paramedical services Benefits: Streamlines and expedites the paramedical process Eliminates having to call or fax in the order or having to re-enter on paramedical web site Saves administration time & costs Helps speed up application processing and increase client satisfaction

POWERING TOTAL FINANCIAL MANAGEMENT18 Electronic Carrier Feed Uses CLIEDIS standards for Pending Business Automatic load of carrier pending file and update of policy status in EWMS ―Pending to Underwriting ―Underwriting to In-Force ―Notifications of Declines Exception handling of unmatched pending files Can act as a business conversion tool Benefits: More detailed notification of stages of policy status Eliminates phone calls to carriers based on status requests Eliminates need for manually updating a policy based on paper or notification Increase service to advisors and clients Helps Insurance Distributors integrate new blocks of business more quickly Saves administration time & costs

POWERING TOTAL FINANCIAL MANAGEMENT19 Detailed and Customizable Management Reporting Customized to meet individual requirements ―Administrative ―Client Portfolios ―Commissions Benefits: Provides MGA with the “big picture” of the business Supports strategic decision- making

POWERING TOTAL FINANCIAL MANAGEMENT20 Accurate and Timely Commissions Tracking Ability to generate consolidated statements combining both Mutual Funds and Insurance: ―Multi-code functionality ―Tracks FYC, bonuses, renewals and charge-backs ―Overrides splits and percentages Benefits: Provides thorough insight into commissions structure Supports strategic decision- making

POWERING TOTAL FINANCIAL MANAGEMENT21 Enhanced document management allows storage at both client & policy level Imaging Integration Multi repositories for storage (Ins. Distributor, Branch or Broker) Foundation for electronic document transmission (working with CLIEDIS) Integrated Document Tracking & Imaging Benefits: Enables a paperless environment Minimizes the risk of lost files Removes the need to switch between older or legacy systems

POWERING TOTAL FINANCIAL MANAGEMENT22 Provides a consolidated report of client’s investments and insurance holdings No manual retyping of data required Available instantly at a click of a mouse Consolidated Client Statement Benefits: Eliminates the need for having to manually recreate consolidated client reports Reduces errors which occur due to manual retyping of data Reduces administration time and increases operational efficiencies Enhances client service Helps grow share-of-wallet