The responsibility of financial future Created by: Jacob Garber (30260) Instructor: Natalia Fofanova University of Houston Jacob Garber.

Slides:

Advertisements

Similar presentations

Building: Knowledge, Security, Confidence Setting Financial Goals FDIC Money Smart for Young Adults.

Advertisements

Diving Into Spending Plans!. © Take Charge Today – Edited April 2007– Diving Into Spending Plans – Slide 2 Funded by a grant from Take Charge America,

Diving Into Spending plans! Click on beach ball for video.

BUDGETING Personal Finance. © Take Charge Today – August 2013– Major Expenditures – Slide 2 Funded by a grant from Take Charge America, Inc. to the Norton.

Building: Knowledge, Security, Confidence Setting Financial Goals FDIC Money Smart for Young Adults.

Creating a budget is important to ensure your financial security, monitor your income and expenses, and a way to help you save money. In order for your.

M Y F INANCIAL F UTURE Created by: Brittany Hale ITEC 1301 Section 9855 Instructor: Natalia Fofanova University of Houston Brittany Hale.

 A budget is a written record of the money that flows in and out of your household or pocket every month.

Financial Management Project Your name here. I work at: ______________________ I am a _____________________ at ________________________ and make $ _________.

BBi2O Unit 3: Personal Finance. Table of Contents Unit 3 – Personal Finance 3.A Income Management  Goals, Values  Sources of Income  Uses of Income.

By Anthony Pham. Education Requirements 4 years of college 3 years of law school passing a written bar examination Others vary to state.

H233 Consumer Management Budget Expenses. Recommended Monthly Spending.

Personal Finance. Financial Security  Enjoying financial security throughout life is an achievable goal  Budgets and other financial planning tools.

State Employee Money Management. Important This is by no means a complete list of interventions and resources available, just a useful guide that may.

Fixed & Variable Costs Consumer Math

Creating and Maintaining a Budget Consumer Ed.  You'd never set out on a cross-country road trip without consulting a map.  Likewise, you can't expect.

This workshop discusses the basic principles of financial responsibility and budgeting.

Diving Into Spending Plans!. © Family Economics & Financial Education – Edited April 2007 – Get Ready to Take Charge of Your Finances – Diving Into Spending.

BUDGETING. Budget Categories  Income--$$$ coming IN  Expenses--$$$ going OUT  Fixed  Flexible  Discretionary  Savings (10% of income)

Value: How our economy is measured. Money/currency: The cash and coins we use. Treasury: controls the currency of our country. Economy: Products, people,

Teens lesson three the art of budgeting presentation slides 04/09.

Money Management By: Bryce Brown, Conner Smith, and Brelan Hunger.

A plan for how to spend your money What is a budget?

Bell Ringer  Write down 3 things you know your parents spend money on each month.

Budgeting Creating a Plan for Your Spending. $50.00 What would you do if someone gave you $50? Would you spend it on something, would you save it? What.

Unit 6.3 Part 1 Budget Categories. What is a Budget? A plan for spending and saving money Most people think budgets are: –Rigid and inflexible –Painful.

Budgeting basics. Gross income The amount of money BEFORE TAXES!!!!

Setting Financial Goals

Building: Knowledge, Security, Confidence Setting Financial Goals FDIC Money Smart for Young Adults.

Chapter 1 Practical Finance Unit 6 Students will analyze and apply their understanding of finance to their own college budget.

Spending Plans “Take Charge of Your Finances” Advanced Level.

Peggy Olive, Family Living Agent Richland County UW-Extension How to Save a Dollar ….when you don’t have a dime to spare?

Only 40 percent of Americans use a budget to plan their spending… The rest routinely spend more than they can afford.

Personal Finance Bishop Kearney High School Dr. Steven M. Hays.

Financially Speaking.. A Student’s Guide to Understanding what Financial Institutions are Talking About.

College lesson one the art of budgeting. College – Lesson 1 - Slide 1-A the budgeting process phase 1: Assess your personal and financial situation (needs,

Personal finance project

Pp Managing Spending. What to do with the money you earn? Budgeting Your Money Budget: Budget helps you:

Citizens and The Economy. How do we contribute to the economic common good?? Be productive!!! What does this mean???

Budgeting How to manage your money. Guessing Game Question 1 How much a much do you think gas for one car costs each month?

Balancing the Budget: Fitting It All In!. “What does it mean to be financially responsible?” What was the last big purchase you made? What decisions and.

My Budget Project Personal Finance Period:_____ Your Name 12/26/

2.6 Competition for the Entertainment Dollar. Disposable Income: is total personal income minus personal current taxes. 2.6 What is SEM? Disposable income.

A plan for how to spend your money What is a budget?

Cosmetologist.  Because I love to do hair and I like to other people hair.

MSCA6-1 Students will understand the personal nature of work and how it relates to them as individuals and as integral parats of society. a) Identify reasons.

Building: Knowledge, Security, Confidence Setting Financial Goals FDIC Money Smart for Young Adults.

Earning an Income Review. A purposeful course of action or purpose in life that generally provides income.

Creating a Budget for Mike and Jennifer. What is a Budget? Weighing how much you earn against how much you spend.

ESSENTIAL QUESTION: HOW CAN SOMEONE INCREASE THEIR HUMAN CAPITAL? HOW CAN CREATING AND MANAGING A BUDGET HELP SOMEONE MAKE BETTER FINANCIAL DECISIONS?

Orientation Agenda, 11/15/2010  Anyone with the Extra Credit for Veteran’s turn it in.  Use your Notebook for a Quick-write. Both quotes. The quotes.

The Art of budgeting.  What is the dumbest thing I have done with my money and what did I learn from it?

Making a Budget Independent Living October 27, 2015.

I CAN DETERMINE AND EXPLAIN THE IMPORTANCE OF CREATING A BUDGET AND HOW IT SUPPORTS GOOD FINANCIAL DECISION MAKING.

Spending Plans Advanced Level G1 © Take Charge Today – August 2013 – Spending Plans – Slide 2 Funded by a grant from Take Charge America, Inc.

CREATING AND BALANCING A BUDGET. What is a Budget and Why Have One? What?Why?

Managing Money: Creating a Budget S.S.4.FL.2.5 Explain that costs are things that a decision maker gives up; benefits are things that a decision maker.

Standard 1 VOCABULARY.  Career – a purposeful course of action or purpose in life that generally provides income  Earned Income –money received for.

Spending Plans Advanced Level G1 © Take Charge Today – August 2013 – Spending Plans – Slide 2 Funded by a grant from Take Charge America, Inc.

Making a Budget 7 th & 9 th Grade FACS. How much money do you spend each week?

Diving Into Spending Plans!. © Family Economics & Financial Education – Edited April 2007 – Get Ready to Take Charge of Your Finances – Diving Into Spending.

Setting Financial Goals

College lesson one the art of budgeting presentation slides 04/09.

Quiz on Balancing a Checkbook and writing a check

My Budget Project Personal Finance Period:_____

College lesson one the art of budgeting presentation slides 04/09.

College lesson one the art of budgeting presentation slides 04/09.

More Budget Practice Financial Literacy.

College lesson one the art of budgeting presentation slides 04/09.

My Budget Project Financial Literacy Period:_____

Presentation transcript:

The responsibility of financial future Created by: Jacob Garber (30260) Instructor: Natalia Fofanova University of Houston Jacob Garber

President of Bennett and Garber- My household! I do all the budgeting and planning for our household! I’m a college student studying Psychology, Economics, and Marketing. I like schedules, budgets, and stability! Jacob Garber Jacob Garber: President of Bennett and Garber

Money, money, money! Money is essential in today’s society. Why? How? Money pays for gas, the car bill, groceries, a roof over your head. The economy runs on money being spent by the consumers, whether it may be a penny or thousands of dollars. Jacob Garber

What Does The Typical American Spend Money On? Rent/Mortgage Car Payment Cell Phone Bill Car Insurance Groceries Gas Utilities Back button Jacob Garber

How does Basic Math Help? You may wonder why there’s a slide about math. Math is essential to keeping a budget and figuring where the money is going. Example: Car payment is $300.49, Utilities are total of $ , and Rent is $850. You would have to add it all up to get the grand total of $ Math is important to keep your finances in order! Click to play Jacob Garber

Ben S. Bernanke Chairman of Federal Reserve System Speaks about finances and money Click to play Back button Jacob Garber

How Important Managing Money is? What kind of a life could you have if you manage your money or if you didn’t manage your money? Lack of Money for repairs to disasters can cause your home to be like this. Managing your money well can get you a home like this. Jacob Garber

So Let’s talk about Budget How important is a budget? Very! You may want to have a budget that leaves flexibility, for instance, a up coming new car payment, or a increase in rent/mortgage payment. Back button Top: A new Jeep Below: My home in a subdivision Jacob Garber

Budgeting can get you a great place! My budgeting skills managed to get us a new jeep, a great home on the golf course and able to live a good life. Jacob Garber

Complete Required Forms W4 Employee data card Jacob Garber

Salary Levels Jacob Garber

Insurance Select medical plan Life insurance options Seminars Jacob Garber

Department Schedule Shift Schedule Training Schedule Jacob Garber

Example of How to Budget Rent/ Mortgage Utilities/ Food Other Expenses Rent/Mortgage would be a chunk of your paycheck Utilities, Food, Gas, Insurance, and other bills such as Car payments would be another portion of your paycheck. Other expenses include trips, educational fees, clothing, eating out, and more. Jacob Garber Back Button

Credits Special thanks to for the video and information about financial planning. /assets/images/153_cypress_texas_new_homes_ jpg for the Nice home photo /assets/images/153_cypress_texas_new_homes_ jpg content/uploads/2009/01/los-angeles-low- income-housing-crisis.jpg for the home in need of TLC. content/uploads/2009/01/los-angeles-low- income-housing-crisis.jpg Jacob Garber

Back Button