INSURANCE Drug Overdose from Prescription Medication Excluded from Homeowner Insurance Coverage Nick Melendez & Johanna Redick.

Slides:



Advertisements
Similar presentations
Insurance. Agenda Start time: ____ Break time: ____ (10 minutes) End time: ____ Please set phones to silent ring and answer outside of the room.
Advertisements

Learning Objective # 3 Explain the insurance coverage and policy types available to homeowners and renters. LO#3.
Lecture 14 Other Group Insurance Benefits Dental Insurance Long-Term Care Insurance Legal Expense Insurance Property-Liability Insurance Voluntary Benefits.
Insurance Investigation. Why do people buy insurance? To protect against financial loss –What if your house catches on fire? –What if a tornado destroys.
IDABEL PUBLIC SCHOOL CHILD ABUSE 1. Reporting The Department of Human Services has a statewide centralized hotline for reporting child abuse or neglect.
CHAPTER 14 AUTOMOBILE AND HOME INSURANCE Sharing the Risk
Healthcare Reform is coming is HERE! Rod Iberg. Introduction.
Airlines May Limit Liability by Contract By: Nick Melendez & Johanna Redick.
Insurance Vehicle Insurance 20-2 Property Insurance
Health and Safety Act 1974 What does it mean to me and the place where I work?
INSURANCE!. INSURANCE BASICS Life is full of RISK! You can’t eliminate risk, but you can manage it! Insurance Manages your risk of financial loss from.
309: Prescription Drug Abuse. The Pennsylvania Child Welfare Resource Center Learning Objectives Participants will be able to: –Associate the history.
1 © 2007 ME™ - Your Money Education Resource™ Retirement Planning and Employee Benefits for Financial Planners Chapter 14: Employee Benefits: Group Benefits.
UNIT VII – Personal Financial Literacy. Every decision we make involves some type of risk Driving can result in an accident A house can burn down after.
Warm-Up List as many of the dangerous effects of drugs as you can think of that affect the user, the user’s family and friends, and the rest of society.
INSURANCE Preparing for Life’s Unexpected Events.
Chapter 3 Concepts of Home Ownership A variety of housing types are available under the general heading of home ownership: single family, small multifamily.
Insurance Terms Business Essentials. Term Insurance An insurance policy that provides coverage for a limited period, the value payable only if a loss.
TYPES OF INSURANCE. 1. Homeowner's Insurance - provides coverage for losses due to damage or destruction of a home. 2. Life Insurance - provides coverage.
Workers Comp./ Disability Travis Nick. Terms Deductible ◦A specified amount of money that the insured must pay before an insurance company will pay a.
Life/ Health Auto Homeowners Insurance- -General 100.
Drug Addict Who Completes Rehab No Longer Due Disability Coverage By Justin Larwa.
Homeowners Insurance: The Basics. Homeowners policies also protect anyone named in the policy including: Also covers detached structures such as:
Homeowners Insurance pp SECTION. Click to edit Master text styles Second level Third level Fourth level Fifth level 2 SECTION Copyright.
“Criticizing another’s garden doesn’t keep the weeds out of our own” Chapter 3 Concepts of Home Ownership.
Chapter 6 Personal Risk Management. Slide 2 What Is Homeowner’s Insurance? Homeowner’s insurance protects the policyholder from risk of loss to a home.
© 2010 by Cengage Learning Chapter 24 _________ Property Insurance.
Tallinn University of Technology Medical insurance for international students How to choose the right health insurance policy?
SUBSTANCE ABUSE. Essential Question  What is the difference between drug use and drug abuse?
Tallinn University of Technology Medical insurance for international students.
Insurance By: Lindsay Najbrt, Rebecca Marley, & Emily Hill.
1. Log on to a computer and then turn off your monitor 2. Test your insurance knowledge with what you have learned so far this unit by completing the “Learning.
Introduction to Insurance Source of Lesson Resources: Next Gen Personal Finance.
Medical plan Overview of health insurance coverage 11.
INSURANCE CALM 20. What is Insurance? Insurance is defined as a contract (called an insurance policy) where one party (insurer) agrees to pay another.
WHMIS and HHPS Training Summary of what you kneed to know.
INSURANCE VOCABULARY BY: CECILY DUNLAP. CLAIM – Insurance Claim: A formal request to an insurance company asking for a payment based on the terms of the.
Managing Resources Personal Finance Unit 5 Homeowner’s Insurance.
Insurance -Policy Unclear as to Status of Golf Cart Is Read in Favor of Insured Kaitlyn flanagan lindsey hill.
Insurance Managing Risk for Rainy Days. What is Insurance?  Contract (called a policy) with a company that pays you if you experience a loss.  Help.
INSURANCE TYPES AND CHARACTERISTICS. WHAT IS INSURANCE? We have insurance because life is full of different risks. Insurance – an agreement between an.
Drug Addict Who Completes Rehab No Longer Due Disability Coverage Gideon, Nick, and Jon Topic- Insurance.
Chapter 8 Liability and Risk Management. I. Liability Owners of property are liable for their own wrongful and negligent actions A. STRICT LIABILITY California.
Substance Misuse Take Care In The Home Medicines/ Drugs/ Chemicals Enter Torfaen Working Party.
Identify the 5 types of controlled substances Relate signs and symptoms of overdose with specific class of drugs or toxins Describe the role of various.
HSW Policy We the Members of the Canadian Union of Skilled Workers are committed to maintaining a safe workplace for all of our Members. We recognize.
InsuranceInsurance Property, Health, Life. Personal Risks and Insurance.
INSURANCE Introduction to Business and Marketing.
Insurance By: Barrett Cameron. 1. Insurances needed?  Their possessions, their life, their health and their finances.
PROPRIETARY FUND TYPE INTERNAL SERVICE FUND FUND 711
Tallinn University of Technology
Insurance!.
Affordable Car Insurance Lexington SC
Per Enrollee Growth in Medicare Spending and Private Health Insurance Premiums (for Common Benefits), NOTE: Per enrollee includes primary.
Heroin.
VISIT OUR WEBSITE TO SHOP TODAY! VISIT OUR WEBSITE TO SHOP TODAY!
Health Risks of Drug Use
Section 21.1 Insurance Section 21.1 Insurance Insurance is a type of contract in which one party (the insurer) compensates another party (the insured)
Tallinn University of Technology
FIN 428 Competitive Success-- snaptutorial.com
FIN 428 Education for Service-- snaptutorial.com
FIN 428 Teaching Effectively-- snaptutorial.com
FIN 428 Teaching Effectively-- snaptutorial.com
Drug Use- a high risk behavior
Women in the U.S. Report Highest Rates of Not Getting Needed Care Because of Cost Percent of women ages 19–64 who experienced any access problem because.
University of Connecticut Study Abroad Insurance
Personal Finance Part 2.
Homeowners Insurance: The Basics
Regulation The legislation that is meant to regulate and control
Drug Identification and Toxicology
Presentation transcript:

INSURANCE Drug Overdose from Prescription Medication Excluded from Homeowner Insurance Coverage Nick Melendez & Johanna Redick

SUMMARY The homeowners insurance policy excluded liability from injury or death that is caused by controlled substances

KEY WORDS Homeowner- a person who owns their own home Overdose- an excessive and dangerous dose of a drug Guests- a person who is invited to visit the home of or take part in a function organized by another Controlled substance- a drug or chemical whose manufacture, possession, or use is regulated by a government. Controlled substances are substances that are the subject of legislative control.

DECISION Affirmed. McMasters use was not proper, the insurance policy clearly eliminates liability for controlled substances.

Feedback: Privacy Policy Feedback
Do Not Sell My Personal Information
About project: SlidePlayer Terms of Service

© 2025 SlidePlayer.com. Inc. All rights reserved.