Virginia School Boards Association Hot Topic Conference on School Safety Emerging Risk Management Trends in Virginia

Coverages Workers’ Compensation School Board Errors & Omissions Loss to Property & Equipment Loss from Theft and Employee Dishonesty Auto Liability & Physical Damage General Liability Student Accident –International Coverage

VSBA Pool Membership

Most Prevalent Types of Fleet Claims Fixed/Stationary Objects – 1,373 claims – $2,305,582 Side Swipe Incidents – 831 claims - $1,830,353 Rear End Incidents – 656 claims - $3,065,824 Intersections – 375 claims -$3,476,535 Tail Swings/Lane Changes – 272 – $2,228,293 Head On Collision – 278 claims - $351K Sudden Stop – 112 claims - $340K Loading/Unloading – 60 claims – $150K Total – 4,107 claims totaling $14,245,073

Loss Control Considerations Visible Management Support for Drivers Communication with Parents Communication with Law Enforcement Involve in Training Behavior Issues Special Needs Issues

Most Prevalent Types of Liability Claims Struck By/Strike – 385 claims – $154K Outside Falls – 433 claims – $364K Personal Injury – 197 claims - $436K Inside Falls – 310 claims - $475K Sexual Harassment – 8 claims – $127K Employment Practices – 36 claims – $115K Total 1,350 claims totaling $1,672,413

Loss Control Considerations Hazard Assessments Purchase Plenty of Wet Floor Signs Begin thinking about ice and salt Playground Safety Issues Outdoor Classrooms Employment Practices/Sexual Harassment Training

Most Prevalent Types of Injuries by Department School Nutrition – 905 claims - $2,313,384 Custodial – 559 claims - $1,652,159 Maintenance – 279 claims - $956,880 Instructional – 3368 claims - $5,391,466 Transportation – 418 claims - $1,193,593 5,793 claims totaling over $11,000,000 since 1997

Proper Footwear Custodial Food Service Employees Non Slip Shoes are the best way to prevent slips, trips, and falls in our schools. Please provide these shoes to:

Do Not Do It! Provide Teachers with Step Stools and discourage teachers from standing on chairs/desks/tables. Falls cause many serious injuries to teachers in our school systems each year.

Most Prevalent Types of Property Claims Ice/Freezing Pipes - $1,600,000 Lightning – 37 claims – $199K Wind/Hail – 21 claims - $718K Water – 6 claims – $130K Theft/Vandalism – 44 claims – $625K Breakdown – 2 claims - $52K Fraud – 122claims – $636K

Wins for Everyone School Boards School Board Members Superintendents Principals Department Heads Teachers, Custodians, Food Service, Maintenance, Transportation Employees Students Excess Insurers VSBA Risk Management Programs VSBA