2008 Personal Financial Literacy Survey High School Performance Trends

TEENS SPENT $179 BILLION DOLLARS ON PRODUCTS AND SERVICES IN 2006

58% OF TEENS OBTAIN MONEY FROM THEIR PARENTS AS A SOURCE OF INCOME

New Hampshire Curriculum: June 2006, the New Hampshire State Board of Education approved the revised NH Curriculum Frameworks in Science and Social Studies to include the grade level expectations for grades K-8 and grade span expectations for high schools. Curriculum: Ed (m) identifies 20 credits required for graduation, to include ½ credit of Economics. The revised NH Curriculum Frameworks standard SS:EC:6 specifies that Students will be able to explain the importance of money management, spending credit, saving, and investing in a free market economy. Status Description: Personal Finance Education provided within Social Studies/Economics Content Standards Required for High School

WHAT IS MoneySKILL ® ? On-line, interactive courseOn-line, interactive course High School junior and seniorsHigh School junior and seniors Teaches personal finance conceptsTeaches personal finance concepts  Income  Expenses  Assets  Liabilities  Risk Management IT’S FREE!

 AGE Start working Start working Married Married Purchase home Purchase home Retirement Retirement  BUDGET Housing/Utilities Housing/Utilities Food Food Transportation Transportation Insurance Insurance Entertainment Entertainment LIFETIME SIMULATION

HOW IS IT INTERESTING TO STUDENTS? minutes a module minutes a module hours for all 34 modules hours for all 34 modules HOW LONG DOES IT TAKE TO COMPLETE? Follows storyline of 3 high school students – Andrew, Maria, and Jamie Follows storyline of 3 high school students – Andrew, Maria, and Jamie

Designed to be used in business, economics, math, social studies or personal financeDesigned to be used in business, economics, math, social studies or personal finance Homework, project outside class or during class as a groupHomework, project outside class or during class as a group No formal training neededNo formal training needed Entirely web-basedEntirely web-based  Pre- and Post-tests  Modules  Life Simulation  Grade book HOW CAN I USE MoneySKILL ® ?

Changes to Course Select specific modules and order for study Select specific modules and order for study Duplicate modules used in previous class Duplicate modules used in previous class Student retake a module Student retake a module Import class roster easier Import class roster easier Gradebook shows modules selected Gradebook shows modules selected View student answers to questions View student answers to questions

Student Changes Easier to read Easier to read List of modules to complete List of modules to complete Score for each module and average score for modules completed Score for each module and average score for modules completed Online survey Online survey

Annual Online Teacher Survey Taught in Personal Finance, Business, Economics, Math and Social Studies. 25 percent of the class grade Curriculum – Very Good to Excellent Technology – Very Good to Excellent Student Reaction – Very Good to Excellent 98 percent teachers would use again

WHAT ARE THE COMPUTER REQUIREMENTS?  Interface with PC or Mac  Microsoft Internet Explorer version 6 or higher  Macromedia Flash Player version 8 or higher  Adobe Acrobat Reader  Broadband Internet Connection All can be downloaded FREE OF CHARGE!

Phone: Contact Person: Susie Irvine