(A Nobin Udyokta Project) Presented by: Md.Ruhul Amin 29 th SB Design Lab (executive session) 17 th September, 2014 at Yunus Centre

Name:Md. Ruhul Amin Age:30 years Marital status:Married Children:N/A No. of siblings::3 Brothers,1 sister Parent’s and GB related Info (i) Who is GB member (ii) Mother’s name (iii) Father’s name (iv) GB member’s info Further Information: (v) Who pays GB loan installment (vi) Mobile lady (vii) Grameen Education Loan (viii)Any other loan like GCCN, GKF (ix) Others :::::::::::::::::: Mother Father Mrs. Jahana Begum Mr. Humayun Kobir Branch: Sonapur Centre: 4/m Loan no.1405 Member since First loan: Tk 5000 Existing loan: Tk , Outstanding: Tk Father N/A Education, till to date:Class Ten

Present Occupation:Tailoring Business Experiences Training Info :::: 12 years Previously worked as a worker in a Tailoring Shop Other Family Sources of Income :Father has a dairy farm (4 cows) and he also does agricultural works Other Own/Family Sources of Liabilities :N/A NU Project Source/Reference :GT Ramgonj unit office,Laxmipur.

-Built own house using GB loan. -Bought some pieces of agro-land. -NU’s Father started his dairy farm with GB Loan.

Business Name:Chamak Fashion and Tailors Address/ Location:Baluya Choumuhoni bazar, dokkhin par,Ramgonj, Laxmipur. Total Investment in BDT:300000/- Financing:Self BDT /- (from existing business) 33 % Required Investment BDT /- (as equity) 67 % Present salary/drawings from business (estimates) :15980/- Proposed Salary10000/- Proposed Business Implementation Plan (i)% of present gross profit margin (ii) Estimated % of proposed gross profit margin (iii) Agreed grace period :::::: 25% 11 months

Self employment for the entrepreneur. Become a Prominent Nobin Udyokta. Create employment opportunities for others (especially for family members of Grameen Bank Borrowers). Cater to demand for clothing products and tailoring services in the community. Selling quality clothing products to community. Contribute in improving socio-economic condition.

Particulars Existing Business (BDT) DailyMonthly Yearly Income from making charge Income from cloth sales Gross Profit (C) [C=(A-B)] Less: Operating Costs Electricity bill Generator bill Shop Rent Night Guard bill Servicing Others+ entertainment Non Cash Item: Depreciation Expenses Total Operating Cost (D) Net Profit (C-D):

Particulars Existing Business (BDT) (1) Proposed (BDT) (2) Total (BDT) (1+2) Investments in different categories: Different kind of stock items (Existing) Sewing machine(7*5000) /- Furniture /- Cloths and others /- Advance /- Cash on hand /- 100,000/- Proposed items Folding machine - 150,000/- Cloths( pant, shirt, borkha,panjabi Three piece, unsteach cloths)and others - 50,000/- 200,000/- Total Capital300,000/-

Particulars Year 1 (BDT)Year 2 (BDT) Daily Monthly YearlyDaily Monthly Yearly Income from making charge Income from cloths Income from folding machine Gross Profit Less: Operating Costs Electricity bill Shop Rent Night Guard bill Entertainment Mobile Bill (SMS & Reporting inclusive) Proposed Salary- Self servicing Others Non Cash Item: Depreciation Expenses Total Operating Cost Net Profit Pay back Retained money Notes: There is no labor cost. Because labors are get wages from own productions.

S TRENGTH Long standing relationship with Grameen Well Known business man in locality. Provide quality Cloths. Experienced and skilled labor. W EAKNESS Credit sales Increase products price. O PPORTUNITIES Increase the demand of quality clothing products in locality. People are being conscious of quality Central point of market beside four way road and near to school. T HREATS Other competition Load shading Theft Fire.

Presented at 29th SB Executive Design Lab on 14 September, 2014 at YC Thank you For Further Information Grameen Trust Phone No : Md. Ruhul Amin Cell No: