BY: JESUSINA GYAMFI ABANKWA.  Research 10 Credit Cards -go to www.nerdwallet.com/credit-cardswww.nerdwallet.com/credit-cards  Choose one credit card.

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Presentation transcript:

BY: JESUSINA GYAMFI ABANKWA

 Research 10 Credit Cards -go to  Choose one credit card from each category  Complete the information  Make into PDF  Upload to your website

 This is a REWARDS CARD  Annual Fee: you pay $95 a year, but the first year is free  Rewards: 1 point per dollar  APR: Variable %14-23  Introductory APR: N/A  BALANCE TRANSFER: N/A  Why would you want this card? This card offers you good points for making purchases. It’s a good rewards card. However, there is a fee and the interest rate is high.

 This a REWARD CARD  0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99%-22.99%, based on your creditworthiness*  There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater  The only card that earns you cash back twice on every purchase with:  1% cash back when you buy  Plus 1% cash back as you pay for those purchases, whether you pay in full or over time*  No Category Restrictions, No Caps, No Enrollments in Rotating Categories  No Annual Fee

 Get $150 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive $150 back in the form of a statement credit.  Hassle-free cash back: no enrollment required, the same great reward categories year-round.  Earn Cash Back: 6% US supermarkets up to $6,000 per year in purchases, 3% US gas stations & select US depts, stores, 1% other purchases. Terms and limitations apply.  Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.  0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.99% to 21.99%, based on your creditworthiness and other factors.  Terms and limitations apply.  This is CASH BACK credits

 This is BALANCE TRANSFER CARD  Signing Promotion  None  Reward Rate  1.00%  Annual Fee  $0  APR, Variable  Purchase: 12.99%, Variable Cash Advance APR: 18.00%, Variable  Intro APR Promotions  Purchase: 0% for 7 mos Transfer: 1.90% for 12 mos

 This is TRAVEL CARD  Earn 10,000 bonus Flex Points after you spend $1,000 in Net Purchases within the first four months of account opening.  Earn One Flex Point for every $2 of eligible net purchases charged to your Card.  Earn Triple Flex Points for your charitable donations. Choose from a wide range of eligible local, national and international charities.  Use your Card for everyday purchases like gas and groceries.  No cap on the number of Flex Points you can earn.

 This Zero Percent Credit Cards  Earn 10,000 Membership Reward® points after you use your new Card to make $1,000 in purchases within the first 3 months.  Earn 20% more points: Make 20 or more purchases with your Card in a billing period and get 20% extra points on those purchases less returns and credits. Terms and limitations apply.  2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases. Terms and limitations apply.  You can use Membership Rewards® Pay with Points to pay for all or part of your flight, hotel booked and paid in advance, vacation or cruise booking.  No annual fee. Plus, 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.99% to 21.99%, based on your creditworthiness and other factors.  Terms and limitations apply.  Visit our credit card partner’s site in order to learn more and securely apply for The Amex Every Day® Credit Card from American Express

 This is Student Card  Earn 1% cash back on all purchases, plus a 25% bonus on the cash back you earn each month you pay on time, for a total of 1.25% cash back  There’s no limit to the amount of cash back you can earn, and rewards don't expire  Get access to a higher credit line after making your first 5 monthly payments on time  Pay no annual or foreign transaction fees  Fraud coverage if your card is lost or stolen  Pick the monthly due date that works best for you  Free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker

 This is Business Card  Earn 2% cash back on every purchase, every day  Plus, a one-time $500 cash bonus once you spend $4,500 on purchases within the first 3 months  Cash rewards don't expire, and there are no categories to limit where or what you buy  $0 intro annual fee for the first year; $59 after that  Redeem cash rewards anytime, for any amount, even set up automatic redemption  No foreign transaction fees  Earn unlimited cash rewards that don't expire

 This is Low Interest Card  Signing Promotion  Earn a $100 Bonus after you spend $500 on purchases in your first 3 months from account opening  Reward Rate  1.00%* question question  Annual Fee  $0  APR, Variable  APR: 13.99%-22.99% (Variable) Cash Advance APR: 24.99%, Variable  Intro APR Promotions  0% for 15 Months on purchases and 0% Intro APR for 15 months on balance transfers