Georgia Protecting Your Vision The Small Nonprofit’s Guide to Insurance Communities in Schools Georgia Network

Georgia Why To Keep You Doing the Work You Do To Raise Your Standards To Protect Your People To Attract Quality People & Partners To Acknowledge You’re in a Risky Business To Make Good on Your Commitment to Care

Georgia WHY? To Keep You Doing the Work You Do

Georgia WHY? To Raise Your Standards

Georgia WHY? To Protect Your People

Georgia WHY? To Attract Quality People & Partners

Georgia WHY? To Acknowledge You’re in a Risky Business

Georgia WHY? To Make Good on Your Commitment to Care

Georgia WHY? To Keep You Doing the Work You Do

Georgia What Coverages are Relevant to Small Nonprofits? To defend your people Brett Cohrs, Hamby & Aloisio

Georgia What Coverages are Relevant to Small Nonprofits? To defend your people To protect your stuff To protect your people Against bad things that might happen Brett Cohrs, Hamby & Aloisio

Georgia What? To defend your people General Liability Professional Liability Abuse and Molestation Liability Auto Liability Directors & Officers Liability Brett Cohrs, Hamby & Aloisio

Georgia What? To protect your stuff Property Insurance – Your Buildings and Contents Crime Coverage – Your Money Data/Cyber Coverage – Your Data Auto Physical Damage – Your Vehicles Brett Cohrs, Hamby & Aloisio

Georgia What? To protect your people Workers Compensation Accident Insurance Brett Cohrs, Hamby & Aloisio

Georgia The Tough Part How do you actually find and purchase coverage? Brett Cohrs, Hamby & Aloisio

Georgia Getting Started Where do you typically get info on a project that you know nothing about? Ask Your Professional Network Ask Google Pick the brains of people and resources you trust Brett Cohrs, Hamby & Aloisio

Georgia How? Your Plan – 3 List Method List the People List the Stuff List the Bad Things that Can Happen Brett Cohrs, Hamby & Aloisio

Georgia How? Finding the Right Company Your professional network Google: ‘Insurance for nonprofits’ Specialty program for nonprofits Create a list of potential companies Brett Cohrs, Hamby & Aloisio

Georgia How? Finding the Right Agent Your professional network Google: ‘Georgia nonprofit insurance agent’ Create a list of potential agencies Brett Cohrs, Hamby & Aloisio

Georgia How? Making Contact Call or insurance companies Call independent agents Ask agents about nonprofit experience Brett Cohrs, Hamby & Aloisio

Georgia How? Talking to an Agent Have your lists (people, things, companies, etc.) Let them ask questions Tell them what you think you need Listen Brett Cohrs, Hamby & Aloisio

Georgia How? What to Expect Prepare to Divulge – Applications Budget more $$$ than you expect Budget more time than you expect Brett Cohrs, Hamby & Aloisio

Georgia How? Review Options Discuss with trusted advisors Match coverages with your lists  Address your people?  Address your stuff?  Address the bad stuff that can happen? Make a decision! Brett Cohrs, Hamby & Aloisio

Georgia How? Summary: 1.Identify what (and whom) you need to cover 2.Identify insurance companies and agencies 3.Make contact 4.Give good information 5.Budget time and money 6.Review options Brett Cohrs, Hamby & Aloisio

Georgia Questions? Brett Cohrs Hamby & Aloisio, Inc. Contact & Connect Facebook: LinkedIn: Blog: Web: &