Review of Trends in Minnesota Health Insurance Coverage Health Care Transformation Task Force September 17, 2007 Julie Sonier Director, Health Economics.

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Presentation transcript:

Review of Trends in Minnesota Health Insurance Coverage Health Care Transformation Task Force September 17, 2007 Julie Sonier Director, Health Economics Program Minnesota Department of Health

Sources of Insurance in Minnesota, 2001 and 2004 Source: 2001 and 2004 Minnesota Health Access Surveys * Indicates a statistically significant difference from 2001.

Factors Contributing to a Decline in Employer Coverage  Lower share of population employed in 2004 vs 2001 (72.3% vs 75.0%)  Changes in job characteristics. For example: –Increase in temporary/seasonal jobs –Smaller share of population working for very large employers, where employer-based coverage is more likely  Decline in employer coverage was largely the result of declining access, not take-up

Access to Employer Coverage: Offer, Eligibility, and Take-up Rates, 2001 and 2004 *Indicates a statistically significant difference from Source: 2001 and 2004 Minnesota Health Access Surveys

Private Health Insurance: Enrollment in Large Group, Small Group, and Individual Coverage, 2004 Source: MDH Health Economics Program

Private Health Insurance: Enrollment in Fully Insured and Self-Insured Plans, 1997 to 2005 Source: MDH Health Economics Program

Percent of Minnesota Businesses Offering Health Insurance, by Firm Size, 2006 *Indicates a statistically significant difference (95% level) from the rate for all firm sizes Source: preliminary results from 2006 Minnesota Employer Health Insurance Survey

Percent of Minnesota Businesses Offering Health Insurance, by Region, 2006 *Indicates a statistically significant difference (95% level) from the statewide rate Source: preliminary results from 2006 Minnesota Employer Health Insurance Survey

Percent of Employees Working for a Firm That Offers Health Insurance, by Firm Size, 2006 *Indicates a statistically significant difference (95% level) from the rate for all firm sizes Source: preliminary results from 2006 Minnesota Employer Health Insurance Survey

Percent of Employees Working for a Firm That Offers Health Insurance, by Region, 2006 *Indicates a statistically significant difference (95% level) from the statewide rate Source: preliminary results from 2006 Minnesota Employer Health Insurance Survey

Note: Fully Insured market only. Source: MDH, Health Economics Program; estimates based on data from various sources. Trends in Minnesota Small Group Health Insurance Enrollment, 1994 to 2006

Trends in Minnesota Individual Market Enrollment, 1994 to 2006 Source: MDH, Health Economics Program; estimates based on data from various sources.

Sources of Insurance Coverage by Region, 2004 Source: 2004 Minnesota Health Access Survey