PERSONAL FINANCE – Day 1
AGENDA Introductions CLASS RULES / PROCEDURES Course Overview Keys to Success Why it is important! Next Steps
About Mr. Patty
CLASS RULES DRESS CODE ENFORCED BE ON TIME STAY ON TASK PARTICIPATE! BE RESPONSIBLE – NO EXCUSE SHOULD BE AN “A” CLASS FOR EVERYONE
CLASS RULES
COURSE OVERVIEW ONLINE – ALL MATERIALS EVERYDAY What are we doing today? Self Paced (to a degree) Assessments (Not all “tests”) (Summative 80%) (Formative 20%) MoneySkills (online text book) Blogs (non-fiction writing)
COURSE OVERVIEW SUBJECTS – WE WILL COVER MANAGING MONEY in a SMART WAY
COURSE OVERVIEW CAREERS BANK ACCOUNTS (CHECKING/SAVINGS) BUDGETING AUTOS HOUSING CREDIT & CREDIT CARDS CONSUMER SKILLS
BOOK SMARTS vs. STREET SMARTS
Example: it is important to understand just how much that little piece of plastic could really cost you. “BOOK SMARTS” vs. “STREET SMARTS” Example: it is important to know how to use a budget and get the most out of your hard earned money. Example: it is important to realize what a good credit rating is worth and how to get good credit.
THIS CLASS IS ABOUT…
…AVOIDING NEGATIVE OUTCOMES OF IGNORANT FINANCIAL BEHAVIOR
It is not complicated but if you are not aware of the “rules” of personal finance, you will have to work WAAAYYYY harder to get the things you NEED and WANT in life...AND MAXIMIZE POSITIVE FINANCIAL OUTCOMES
THINK OF THIS CLASS AS AN INVESTMENT You have to be here anyway This class can make you $$$$$$. You are trading your time for knowledge, which will pay off in the future. HOPE YOU ENJOY THE CLASS.