June 2007

2 Business Summary C-HRD (Corporate) e-Learning Service LMS Development Content Development e-Learning Consulting U-HRD (University) N-HRD (Nation) G-HRD (Global) HR Consulting e-Learning Service Financial Certification iMBA CREsys-U Teacher Training M-Kiss Specialized Industry China, Japan, Europe International Corp. Blended Learning m-Learning u-Learning Language Business Publishing Knowledge HRO “ Credu provides comprehensive learning solutions through its instructionally effective courseware, technologically superior platform, and reliable consulting service. ”

3 Overview Feb Signed partnership agreement on OPIc with SDA Nov Received “A” grade on the Internet Training Agency Evaluation for the 4th consecutive year Nov Listed on KOSDAQ Jul Started OPIc business Name : Credu CEO : Young Soon Kim Location : Seoul, Korea Employees : 207 (as of April 30th) Capital : 2,814 million KRW Affiliation : Samsung Group 2000 ~ ~ ~ 2007 Nov Began offering online courses for the Samsung Business Leadership Program (SLP) Feb Provided e-learning services to Matsushita and Sanyo in Japan May, 2000 Establishment of Credu Corporation Apr Started providing online courses for the Samsung Value Program (SVP) Oct Began offering SL Ⅱ BL courses for the first time in Korea Mar Commenced the iMBA program Feb Signed partnership agreement on OPIc with SDA Nov Listed on KOSDAQ Jul Started OPIc business Sep Started publishing business StartGrowth Jump

4 Business Domains Core Business Applied Business New Business e-Learning Service Blended Learning HR Consulting Tailored Content Development Customized LMS Development iMBA Financial Certification Course Global Business M-Kiss Teacher Training Specialized Job Training (doctor, nurse, prosecutor, etc.) OPIc Comprehensive e-learning solution for Universities m-Learning HRO Publishing Knowledge Business Comprehensive Learning Solution Provider Specialized in e-Learning

5 Core Business Credu offers over 1,000 ready-to-use, top-quality e-learning courses such as business administration, business soft skills, financial certification, job skills, IT, and foreign languages. e-Learning Service ● Examples

6 Core Business ● Examples

7 Core Business Integrating face-to-face training and online learning, BL programs focus on developing core human talent through courses in leadership, executive management, corporate value, and so on. Blended Learning Pre-online 1day offline Post-online UnderstandingExerciseApplication & Reflection  General concept & theory  Online 360˚ pre-diagnosis & feed-back  Pre-online review & diagnosis result sharing  Consulting, discussion and team activities  Action plan  Training result sharing by each experience  Case study by drama  Online discussion & etc. ● Blended Learning Model

8 Core Business Credu’s reliable consulting service helps clients establish training systems and develop various subjects and training management processes, thereby maximizing course effectiveness. HR Consulting ● Performance 1. Establishment of Education System for CJ Development 2. Establishment of Education System for Samsung Corning Precision Glass 3. Innovation in Education for the Public Prosecutor’s Office 4. Tailored Contents Development for ETRI 5. Course Development for Civil Defense Training Center 6. Leadership Development Program for iMarketKorea 7. Participation in SME HR Consulting business of the Ministry of Labor.

9 Core Business Credu’s content is instructionally effective and rich in multimedia. Credu has successfully developed custom content for its clients, such as auto repair course for Renault Samsung Motors. Tailored Content Development ● Examples

10 Core Business ● Examples

11 Core Business CREsys features include CREsys-University, CREsys-Portal, CREsys-Author, CREsys-Blog and CREsys-Report check. CREsys can always be customized to satisfy a client’s needs. Customized LMS Development Learner  Self Diagnosis  Self Study-Check  Managing Career Development Program Education Portal System Over 1,000 High Quality Contents CREsys Tutor Group CS Representative Self-Directed Learning Value Added InformationCommunity Promotion

12 Applied Business The first on-line MBA authorized by the Korean government, Credu has been offering the iMBA program with SungKyunKwan University since iMBA

13 Applied Business Credu offers the blended learning preparation courses for international financial certification tests such as the CFP, AFPK and CFA. Credu’s student pass rates are the highest among its competitors. Financial Certification Course

14 Applied Business ● Examples

15 Applied Business Credu supplies e-learning content and LMS to Samsung affiliates abroad and Korean branches of international enterprises. Credu’s goal is to earn 10% of its total revenue from the global market by Global Business Sanyo, Matsushita Samsung Japan Other Japanese Companies Samsung China Global Korean Companies in China Other Chinese Companies Samsung Europe China Japan Europe

16 Applied Business M-KISS is the e-learning service for military soldiers and their families. Credu’s course collection includes a business academy, certifications, foreign languages, and culture. M-KISS Language Certificate Culture Wives Business Kids

17 Applied Business Through teacher training and specialized job training such as training for doctors & nurses, Credu is able to facilitate lifelong education. Teacher & Specialized Job Training

18 Applied Business ● Examples

19 New Business Credu developed the OPIc based on the Oral Proficiency Interview, a test which is recognized internationally and has been in use for Over 25 years. Both tests are authorized by ACTFL. OPIc ● Who adopted OPIc so far? ● OPIc Test Preparation Courses

20 New Business ● Examples

21 New Business Credu is targeting the university market with content and CREsys- University, a tailored Learning Management System (LMS). Credu will further expand its share of the university market with OPIc. University Offerings ● CREsys-University CREsys-U Various & Specific Contents Learner Oriented Network between School & Work Quality Control System Globalization Total Solution for Universities Contents Marketplace Contents Marketplace Blog/ e-Portfolio Blog/ e-Portfolio Multi Functional LMS Multi Functional LMS e-Test & Engineering Certificate e-Test & Engineering Certificate Contents Developing Solution Contents Developing Solution International Certificate Service International Certificate Service

22 New Business Credu develops learning courses for mobile devices. Credu supplies contents to KT for WiBro devices in Credu’s m-learning makes learning possible anytime & anywhere. m-Learning

23 New Business Credu offers comprehensive HRD outsourcing services and Credu will emphasize its HRO business in Since its establishment, Credu has accumulated extensive competencies in HRD outsourcing. HRO HRO Business Total e-HR Solution Education Planning Course Development LMS Learning Management

24 New Business Credu’s publishing activities gives the company access to quality e-learning content. The company also utilizes its weekly Knowledge Concert lecture program to expand its content library. Publishing & Knowledge Business ● Credu’s Book Collection (2007)

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