Navigating International Issues THE SEARCH FOR THE STRONG CURRENT

International ■Coverage ■Local Issues ■Claims ■Planning for Success

What Do You Want to Avoid? THAT PHONE CALL….. WE HAVE A PROBLEM IN _ _ COUNTRY….

Coverage ■Property/Casualty ■Workers Compensation ■Auto ■Professional Liability ■Kidnap & Ransom ■Other

Local Coverage ■Local coverage placement ■Coverage with carrier licensed in country ■Each and Every Limit ■Decennial Liability ■Do you have a facility to go to for this coverage? ■Local regulations and rules in country ■Utilize your insurance broker and other business partners

PERSONNEL PROTECTION Kidnap, Ransom, Extortion Coverage Business Interruption Threat Response Expense Expatriate and Travel Security Evacuation Disappearance Expense Medical Coverage In-Country Routine/Emergency Medical Costs Travel Coverage Medical Care Evacuation

Countries We Have Paid Claims ■Canada ■Mexico ■Africa ■England ■European Union ■Australia ■Israel ■UAE ■Turkey ■China ■Trinidad ■Qatar ■Scotland ■Guinea ■Egypt

Claims - Types of Projects ■Incinerator ■Transportation Terminal ■Manufacturing ■Airport ■Office ■Healthcare ■Highway ■Apartment ■Condominium ■Petro/Chemical ■Homes ■Townhomes ■Retail ■Bridges ■Schools ■Theater ■Water/Sewer

Planning for Success Develop a cohesive international business plan Review available contract forms Complete full project risk assessment Address payment issues and concerns Proactively review local laws and legal representation Define the cultural Issues

Thank You LOOKING FORWARD TO SMOOTH SAILING