National Brokerage Webcast Presenters: Todd Ruplinger Brad Renzelman and Paul Miller Please Note: Please be patient while we wait for the presentation to begin Listen by turning on your computer speakers -OR- call in to the conference number provided All phone participants will be muted during the webcast We will open for questions at the end of the presentation

Life Insurance Agent Challenges  Are you passing by life insurance cases because you don’t have the time?  Tired of all the paperwork hassles?  Focused on other areas?  Enjoy the sale, but hate the process?  Would you like to cut the underwriting process in half and increase your income?  We have the solution…

MyConceirge  Joining us on this call is:  Brad Renzelman- Executive VP  Paul Miller- VP of Concierge

The MyConcierge Team Licensed professionals assisting the agent in the following areas: Pre-qualification Interview Determine health rating of client Process the application and medical exam Handle all underwriting needs with the carrier Deal directly with the client throughout the process Handle the approval, deliver the policy, put it in force. Get the agent PAID!

What Type of Cases are submitted through MyConcierge?  Term Applications – 60%  Permanent Life Applications – 25%  Premium Finance Cases -15%

Show Me The MONEY!  Let us show you how the money works and why MyConcierge is the Answer! Agent Production  Average Premium Per App = $2,000  Number of App’s per Month = 3  Yearly Submitted Applications = 36

THE FACTS  Avg. Processing Time  Avg. Placement Ratio  Placed Cases Per Year  Total Placed Premium  Average Compensation  Agent Split  Commission DO-IT-YOURSELFMYCONCIERGE 57 Days22 Days 64%87% 2331 $46,000$62,000 80% 100%75% $36,800$37,200

WINNER -- MYCONCIERGE  MyConcierge will truly put the same money, and in most cases more income, in your pocket without all the headache.  We could argue that we actually create more revenue; if you consider that we will get you paid faster.  We will create more time for you to do exactly what you do best – Sell More Life Insurance!

What are some other Advantages  Dedicated back office that is 100% committed to placing your business.  We have every motivation to place this case, if you don’t get paid, we don’t we don’t get paid. No one wants to work for free!  We can help your business grow without you having to train additional staff or invest capital to grow your business. – We are truly the best partner you can have!

How Do You Get Started?  Talk with your Marketing Representative  Schedule an Initial Interview? We want to understand your business It’s not a one size fits all approach Customizable to your business  Give us a case to start working on!

Agent Testimonials  I submitted a case with an annual premium of $7,000. The client didn’t disclose all of us medical history accurately, and the case ended up getting rated. MyConcierge worked with my client and placed the case with a premium of $14,550. I normally would have lost this case, but with MyConcierge assistance – they doubled my commission!  I used to work with another general agency and thought I would give the MyConcierge a try. After the first few cases I submitted, I was sold. The underwriting time to obtain an approval was almost 2x as fast as it was previously – with the same carriers. Now, all of my business is submitted through MyConcierge – I won’t do it any other way.  I started using the MyConcierge service a few months ago. I ended up dealing with a personal situation that took me out of my daily business for about a month. It was such a relief to know that during my time away, that the MyConcierge handled all of my clients. During that same time, $1,500 was placed in force and I have $5,000 more of pending premium. This service was a life saver!

Questions & Answers  To ask a question: In the Live Meeting console, open the Q&A section and type in a question - - OR - - If you are dialed in to the conference call, dial #6 to un-mute your line and speak up (dial *6 to mute your line when done!) National’s TOP Principles Transparent: Earning your trust through integrity, communication and full disclosure Objective: Searching for the best possible solution under your direction Professional: Working at the highest level of professionalism to facilitate every case

Conclusion  That concludes our webcast. A full recording of this session should be available on our website within hours:  Contact Us: (800)