Done by Chan Tuck Ging 3S105 Chew Hanson 3S109 Yan Tianqi 3S133

 “Prevention is better than cure”  Ensures Singapore has a healthy population so that people generally see the doctors less

 Health services are generally heavily subsidised by the government  Posters and the PE lessons encourage people to ◦ Learn to keep fit ◦ Have a healthy lifestyle

 Singapore has all kinds of medical facilities  7 public hospitals ◦ 5 general hospitals ◦ 1 women and children’s hospital ◦ 1 psychiatry hospital  Others ◦ 6 national specialty centres ◦ 18 outpatient polyclinics ◦ Over 2000 private clinics

 In 2005, Singapore spent S$7.6 billion (3.8% of GDP) on healthcare ◦ S$1.8 billion (0.9% of GDP) on health services  In 2009, Singapore spent S$3.7 billion on healthcare  Reduced amount spent means that less funds are needed for the healthcare sector

 A saving scheme Introduced in 1984  Save money from CPF to MediSave accounts ◦ 6.5% - 9%  Used to pay ◦ Hospital bills ◦ Several other medical treatments  As age increases, money given increases

 Medisave Contribution Ceiling (MCC) is currently $34,500  For members aged 55 years and above, MediSave account overflows will be transferred to Retirement Account (RA)

 Promote individual healthcare ◦ People save independently for their healthcare  Contribution based on age  Includes long term medical coverage ◦ Cancer treatment

 Unable to ensure self-employed workers will top up their account  Unemployed unable to contribute  Low income people face trouble  Excludes expensive operations

 Insurance scheme introduced in 1990  Cover up expenses that MediSave cannot  Operates on ◦ Co-insurance ◦ Deductible systems  Covers up to 80% of large medical bills at Class B2/C level

 Supplements MediSave  Benefits the poor  Encourages self reliance

 Does not cover all bills  Dependent on MediSave

 Safety net when Medisave and MediShield fail  Set up in April 1993  Have an initial capital of S$200 million ◦ Budget surpluses injected into it  Utilises the interest income from the capital sum, which stands at S$1.66

 Helps cover bills for the extremely poor  High rate of successful application ◦ Around 97%

 Not covering A/B1 wards  Excludes many hospital treatments ◦ Delivery

 Run by 3 private insurers ◦ Aviva ◦ GreatEastern ◦ NTUCIncome  Singaporeans and PRs with Medisave accounts are automatically covered under ElderShield at age of 40

 Premiums paid using Medisave or cash  Will not increase with age  2 ElderShield schemes ◦ ElderShield300 ◦ ElderShield400  Able to claim benefits at any age once the premiums are paid

 Interim Disability Assistance Programme for the Elderly ◦ NTUC Income  Covers the ones that are not eligible for ElderShield  Offers $100 or $150 a month, for a maximum period of 72 months

 Unable to perform 3 of the 6 Activities of Daily Living ◦ Washing ◦ Dressing ◦ Feeding ◦ Toileting ◦ Mobility ◦ Transferring

 Aged 70 and above  Per capita monthly income < $1000  Admitted to MOH-funded institutions / services  Singapore citizens or Permanent Residents

 Bills for Immediate and Long Term Care (ILTC) services  Will go directly to the service providers

 Medisave Maternity Package enables one to use their Medisave for medical expenses for their first four children  Medical expenses of your fifth and subsequent child can be used if both both parent have a combined Medisave balance of at least $15,000 when giving birth

 Assisted Conception Procedures (ACP)  May withdraw $6,000, $5,000 and $4,000 from Medisave for first, second and third treatment cycles respectively

 Assisted Reproduction Technology (ART) treatments helps barren couples  ART treatments are clinical and laboratory techniques that involve the mixing of eggs and sperms outside the body to enhance fertility

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