Our Vision – to be your partner of choice, delivering … - Innovative Solutions - World Class Underwriting - Remarkable Service Securian Financial Group

Underwriting Value Proposition Concierge level of service Aggressive R&D We will not be outworked on a case Unique facultative reinsurance program Never lose sight of the fundamentals: –Consistent and fair decisions –Meaningful “sweet spots” –Retention and capacity to handle large cases –Professional and responsive underwriters 2

Relationships and Access Assigned underwriter provides personalized service for you and your clients - Gets to know your business - Builds relationships - Proactively communicates and understands your needs - Willingly takes calls and is open to discussing offers and options 3

Jumbo Case Expertise Extensive exposure and expertise in this market Aggressive financial guidelines Ability and experience in managing cases well beyond our retention Strong reinsurance relationships 4

Retention/Auto Bind/Jumbo Up to $5,000,000 individual retention Up to $7,500,000 survivor retention Up to $50,000,000 individual autobind Up to $50,000,000 survivor autobind Jumbo up to $65,000,000 on permanent, $50,000,000 on term 5

Unique facultative Shopping Program Available at your request We retain our offer up to our retention 6

Medical and Morality Expertise Aggressive and ongoing R&D involving our underwriters, MDs and actuaries Three medical directors Upcoming R&D –Preferred cancer histories –Lifestyle credits –Underweight –and more 7

Current Sweet Spots Aviation Asthma Early Stage Melanoma Mental Nervous Prostate cancer Vehicle racing Preferred Criteria – to include treated hypertension and treated cholesterol Preferred exception guidelines 8

Our Vision - To be your partner of choice, delivering … - Innovative Solutions - World Class Underwriting - Remarkable Service Thank You! 9