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New Child: Illness & Injury Benefit…

For when you can’t kiss it better

Getting sick is part of every child’s life. Colds and rashes may disappear after a doctor’s visit but other illnesses and injuries can wreak havoc with the budget of even the most financially astute parents … That’s why Sanlam developed the Child: Illness & Injury benefit Child: Illness & Injury benefit

It pays a lump sum if a child suffers a defined dread disease, injury, impairment or infection. What is it? Child: Illness & Injury benefit

Why Child risk cover? Expenses In-hospitalOut-of-hospital Note: graph not according to scale as it will vary for different circumstances Medical expenses Non-medical expenses Hospital plan of medical aid Day-to-day cover of medical aid (if selected) Gap cover (covers in-hospital only) ? Not covered by your medical aid Covered by your medical aid (out of hospital expenses only covered if you selected a plan that does) Taking unpaid leave to be with your child in hospital; au pair for other children; travelling and accommodation expenses; long term therapy; adjustments to house, etc.

 Children’s benefits are not entirely unique to the market, but usually they’re limited to covering dread diseases  Sanlam’s Child Illness & Injury benefit covers:  Dread diseases  Injuries  Impairments  Infections How does it work? Child: Illness & Injury benefit

The Sanlam Child: Illness & Injury benefit covers 81 claim events, many of which are unique in the children’s benefit market Examples of what’s covered: Diseases such as cancer, organ failure, Crohn’s disease*, epilepsy and anorexia* Injuries or accidents such as head injuries, rib fractures*, gunshot wounds*, dog bites* and near drowning Impairments such as loss of sight, hearing, speech and loss of use of limbs Infections such as rabies*, cerebral malaria*, tetanus*, meningitis and the Ebola virus* How does it work? * Unique to Sanlam Child: Illness & Injury Benefit

we also offer an additional safety net: Additional protection Child: Illness & Injury benefit both: an absolute first in the children’s benefit market!! ICU benefit: provides cover when a child is admitted to ICU for at least 48 hours, for any reason (e.g. accidental poisoning, snakebite) Catch-all claim event: covers any other severe diseases or injuries that are not specifically listed

- Cover of R will on average cost R35 per month - The benefit offers cover up to R1 million Affordable cover Child: Illness & Injury benefit

Children can be covered from 1 years old until they’re 19 years old Who is covered? Child: Illness & Injury benefit

No new or invasive tests will be required Another plus Child: Illness & Injury benefit

- Our benefit has been tailor-made for children - Many of the claim events covered are a first in the children’s benefit market - No new or invasive tests - The benefit offers cover up to R1 million - Premiums are affordable Summary Child: Illness & Injury benefit

Considering the comprehensive nature of the cover and the affordability of the premium, the Sanlam Child: Illness & Injury Benefit is a must have for any parent.

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