CORE BANKING SOLUTION (CBS) Presented by Dinesh.N IInd Year – MBA (BT)

ROAD MAP Introduction Introduction Traditional Banking system Traditional Banking system Before Core Banking Solution Before Core Banking Solution – Local Computerization – Local Computerization Need of Core Banking Solution Need of Core Banking Solution Architecture of Core Banking Solution Architecture of Core Banking Solution Data Base Tire Data Base Tire Application Tire Application Tire Presentation Tire Presentation Tire Help Desk Help Desk Conclusion Conclusion

INTRODUCTION Traditional Banking System Traditional Banking System CASH COUNTER CASH COUNTER ACCOUNTANT ACCOUNTANT MANAGER MANAGER RECEIPTS RECEIPTS WITHDRAWALS WITHDRAWALS LOANS LOANS

FIRST STEP TOWARDS COMPUTERIZATION Local Server Local Server Local Database Local Database Local Application Local Application All House Keeping Work All House Keeping Work Report Generation Report Generation Validation Validation Branch is overloaded with heavy work Branch is overloaded with heavy work

NEED FOR CBS Tremendous increase in the Customer Volume Tremendous increase in the Customer Volume Huge no. of day to day Transaction Huge no. of day to day Transaction Need for 24/7 Service Need for 24/7 Service Influence of Internet and Mobile Influence of Internet and Mobile Branch free Transaction Branch free Transaction Enhanced service in less time Enhanced service in less time Rapid increase in competition among banks Rapid increase in competition among banks

CORE BANKING SOLUTION CBS is a Three Tire Architecture CBS is a Three Tire Architecture Data Base Tier Data Base Tier Application Tier Application Tier Presentation Tier Presentation Tier

VARIOUS CBS PLATFORMS COMPANYPRODUCT INFOSYS FINACLE 10 IFLEXFLEXCUBE TCSBANCS

CBS CONNECTION A Central Data base Centre A Central Data base Centre All Circle Office are Connected to the Central Data Base Centre which acts as an application Tier All Circle Office are Connected to the Central Data Base Centre which acts as an application Tier All end users connected in the Presentation Layer All end users connected in the Presentation LayerBranchesATM Internet Interface

DATA BASE TIER SAN Storage SAN Storage Data Base of Core Banking Data Base of Core Banking Two Unix Servers with Oracle RDBMS Two Unix Servers with Oracle RDBMS CENTRAL SERVER will be installed at the DATA CENTER CENTRAL SERVER will be installed at the DATA CENTER Central Server is Connected with Circle Offices Central Server is Connected with Circle Offices All Branch Servers are Connected with Circle Office All Branch Servers are Connected with Circle Office

DATA BASE TIER & APPLICATION TIER

APPLICATION TIER NETWORK COMPONENT WITH THE CIRCLE OFFICES NETWORK COMPONENT WITH THE CIRCLE OFFICES INDIVIDUAL SERVERS WITH THE BRANCHES INDIVIDUAL SERVERS WITH THE BRANCHES PROCESS AND APPLICATION ARE PROCESS AND APPLICATION ARE MADE IN THE CIRCLE OFFICE MADE IN THE CIRCLE OFFICE

WAN FOR CBS Data Centre Circle Offices & Branches Data Centre Circle Offices & Branches

PRESENTATION TIER ALL BRANCH SERVERS ALL BRANCH SERVERS ATM CENTRES ATM CENTRES NET BANKING NET BANKING MOBILE BANKING MOBILE BANKING

PRESENTATION TIER

BANK FUNCTIONS

SUMMARY OF CBS Total CBS Divided into three layers Total CBS Divided into three layers Each branch can operate all functions in the CBS Each branch can operate all functions in the CBS All operations can done in any branch All operations can done in any branch Data Centre take care of Data Warehousing activities Data Centre take care of Data Warehousing activities

CONCLUSION Bank’s perspective Bank’s perspective Design can be modified quickly and data mining can be done instantaneously. Design can be modified quickly and data mining can be done instantaneously. Can Increase the customer base into may folders Can Increase the customer base into may folders 24/7 banking thru e-service 24/7 banking thru e-service A branch’s customer becomes a bank’s customer A branch’s customer becomes a bank’s customer Employee’s perspective Employee’s perspective Most of the Data Analysis and processing Most of the Data Analysis and processing work are shifted to circle office and data work are shifted to circle office and data centre centre

Thank You