UnionsNSW WHS Briefing 2013 November 2013. Important information 2 This material is of a general nature and does not take into account your personal objectives,

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Presentation transcript:

UnionsNSW WHS Briefing 2013 November 2013

Important information 2 This material is of a general nature and does not take into account your personal objectives, situation or needs. Before making a decision about AustralianSuper, consider your financial requirements and read our Product Disclosure Statement, available at or by calling Investment returns are not guaranteed as all investments carry some risk. Past performance gives no indication of future returns. AustralianSuper Pty Ltd ABN AFSL , Trustee of AustralianSuper ABN

3 | Why are we talking about Superannuation? < 40% with super ACTU agreement 41% with super Most industry funds set up (to hold 3%) 90% with super superannuation is largest asset after family home 1992 SG legislation Growth of super Unions stand for a better life - at work and after work Unions fought for and created Industry Super so workers could have a better life in retirement

Coalition government policies on super 4 >SG increase delay >Repeal of low income earners super concession >FOFA wind back >Default funds in Awards >Governance >Financial System Inquiry

Coalition commits to super schedule Sally Patten, Financial Review, November 14 5 > Remove default retirement products from the industrial awards system. >" [We will be] looking at issues like the default funds and who can provide a default fund, and again we want maximum competition and transparency in that process rather than a process where they are selected by the Fair Work Commission or some other entity," (Arthur Sinodinos)

Keeping super strong for members

Default funds in Modern Awards 7 >Over the eight years to 2011, default funds in modern Awards have averaged an after-tax return of 6.4 per cent, compared with 5.5 per cent for non-default funds. >Industry funds will campaign to keep super funds in Awards.

Working with unions

We can help you with 9 >Research >Enterprise bargaining >Independent comparisons – fees, insurance, performance >Calculators for members >Communications for members >Support on super issues >Education

10 | In summary >Unions played a key role in securing superannuation for workers >Industry funds can be a great choice >Unions have an important role to play