2013 Benefits for Retirees Health Insurance Dental Insurance Vision Insurance Life Insurance Health FSA Long Term Care Questions/Contact Info

Health Insurance Retirees will be eligible to continue health insurance until they become Medicare eligible. Retirees will receive COBRA/Retiree notice from CieloStar. HP Distinctions III Plan I HP Distinctions III Plan II (Single) $628.32(Single) $ (Family) $ (Family) $ **These rates are for 2013 only and may differ according to your union contract language. 1

Dental Insurance  Retirees will be eligible to continue dental insurance for life – as long as premiums are paid on time.  Retirees will receive COBRA/Retiree notice from CieloStar.  Dental Rates: (Single) $24.09 (2013) (Family) $94.57 (2013) **These rates are for 2013 only and may differ according to your union contract language. 2

Vision Insurance  Retirees will be eligible to continue Vision insurance until Medicare eligible– as long as premiums are paid on time.  Retirees will receive COBRA/Retiree notice from CieloStar.  Vision Rates: (Single Standard) $5.92 (2013) (Single Premier) $8.36 (2013) (Family Standard) $16.32 (2013) (Family Premier) $22.95 (2013) 3 Rates are for 2013 only.

Retirees and Spouse/Domestic Partner who are Age 65 and Older or Medicare Eligible Retirees and their spouse/domestic partner will be eligible to participate in a District sponsored plan. Retirees and their spouse/domestic partner who are 65 and older will have the option of two district sponsored Medicare supplemental plans. Retirees must have Medicare A and B. Medica Prime Solutions UCare $242.00$246.00/$ Rates are for 2013 only.

Retirees and Spouse/Domestic Partner Age 65 and Older or Medicare Eligible  Retirees and their spouse/domestic partner age 65 and older also have the option of participating in the Public Employees Insurance Plan (PEIP).  PEIP is not a District sponsored plan.  Anyone who chooses to participate in PEIP or any other non-District sponsored plan will not be able to participate in a district sponsored plan in the future.  PEIP - Call Medica at for information 5

Retirees and Spouse/Domestic Partner Age 65 and Older or Medicare Eligible Other Supplemental Plans  Medica –  Health Partners –  Blue Cross/Blue Shield –  AARP –

Health, Dental, Vision Insurance and Flexible Spending Plans Health, Dental, Vision Insurance and Flexible Spending Plan End Dates – If you are retiring before the last day of school: Coverage ends on last day of month retired – If you are retiring at end of school year: Coverage ends on August 31 7

Single and Family Coverage Changes – Changes Allowed during first 18 months Result of qualifying event or open enrollment – Single to Family – Family to Single – Changes Allowed after first 18 months – Family to Single Changes 8

Life Insurance Basic Life Insurance continuation cost depends on your coverage amount per your union contract. Supplemental Life Insurance continuation cost depends on coverage amount and age. Basic and Supplemental Life can be continued for up to 18 months under COBRA. At the end of 18 months, retirees can convert to an individual policy directly through the life insurance carrier. You will receive notification and conversion kit from CieloStar. 9

Health Flexible Spending Account If you have a health Flexible Spending Account (FSA) and would like to continue the benefit for the remainder of the 2013 calendar year, you may do so through COBRA on an after-tax basis. Claims have to be submitted to CieloStar by 3/31/2014 for any expenses incurred prior to your benefits termination date. 10

Long Term Care Insurance If you currently have Long Term Care Insurance, you will have the option to switch over to direct billing with the insurance company. John Hancock Long Term Care Insurance

Sick Leave and Vacation Severance This benefit differs for each union group. Please refer to your union contract for more information on Sick Leave and Vacation severance. 12

Questions??? Benefits Department – Or 13