Flood Map Modernization Flood Map Modernization Mapping the Risk Editorial Board Meeting [date] V [COMMUNITY NAME] FLOOD MAP MODERNIZATION

Flood Map Modernization  A nationwide effort to create updated, modernized, digital flood hazard maps  Evolved as a national coalition of industries were increasingly affected by out-of-date flood maps  Built on partnerships with and support from state and local governments and key stakeholder groups

Flood Map Modernization Flood Risks Have Changed  Flooding is one of [community name’s] most costly natural disasters  Water flow and drainage patterns have changed due to erosion, land-use, natural forces  [flood fact; e.g. Flood season of 2005 showed the need for new maps; more than 50 percent of flooded properties in low and moderate risk areas]  At [age] years old, county flood maps no longer reflect current flood risks  New digital mapping technologies produce more detailed, reliable [Internet accessible, if applicable ] data

Flood Map Modernization National Flood Ins Program  Established in 1968 by Congress  Basic Components Identifies and maps flood-prone communities Requires that communities adopt and enforce floodplain management regulations Provides Flood Insurance  Over 20,000 participating communities nationwide  4.8 million policyholders nationwide*  $695 Billion in insurance policies in-force* *FEMA Statistic, December 2005

Flood Map Modernization [Community name] Flood Facts  Joined NFIP [month, year] Joined NFIP’s Community Rating System (CRS) in [date, if applicable] Policyholders now receive up to [#] percent premium discount due to county’s additional efforts  Over [total # of properties] properties insured  Nearly [total $ amount] of property covered  More than [total $ amount] in losses paid by the NFIP  First Flood Map: [year]  Last Map Update: [year]  Some areas not re-mapped for [local statistic] years [insert local flood facts below]

Flood Map Modernization [Community name] Floodplains  County’s flooding occurs not only along the coast, but in riverine and inland areas too  County’s 17 watersheds are complex; 300 additional stream miles included  Entire county re-mapped, except for coastal and incorporated areas  Flood risk can vary neighborhood to neighborhood; property to property [insert local floodplain information – examples below]

Flood Map Modernization Benefits of Map Modernization  Ensures safety of individuals and property  Improved data allows for more informed decisions for key stakeholders Builders, Developers, Surveyors, Engineers Community officials Real Estate Agents, Lenders Insurance Agents & Companies Business Owners Home Owners and Renters

Flood Map Modernization Estimated Impact  [total #] parcels mapped out of high-risk area  [total #] parcels mapped into high risk area  [total #] parcels remain in high risk area  [total #] parcels remain in low- to moderate-risk areas [example new DFIRM]

Flood Map Modernization Changes Affect Insurance IF MAPS SHOW… THESE INSURANCE REQUIREMENTS, OPTIONS AND SAVINGS APPLY Change from low or moderate flood risk to high risk Flood insurance is mandatory. Flood insurance will be federally required for most mortgage holders. Insurance costs may rise to reflect the true (high) risk. Grandfathering offers savings. Insurance costs may rise for some to reflect heightened risk. However, property owners may be able to save money by purchasing insurance prior to final map adoption. Change from high flood risk to low or moderate risk Flood insurance is optional, but recommended. The risk has only been reduced, not removed. Flood insurance can still be obtained, at lower rates % of all flood insurance claims come from low- to moderate-risk areas. Conversion offers savings. An existing policy can be converted to a lower-cost Preferred Risk Policy. No change in risk level No change in insurance rates. Property owners should talk to their insurance agent to learn their specific risk and take steps to protect their property and assets.

Flood Map Modernization Timeline  Milestones Official presentation of preliminary maps – [date]  Media briefing is held Public Outreach [month- month] [describe below what is being done; e.g.]  Digital maps go up on website  Affected residents mailed letters  Eight Public Meetings; nearby public libraries set up to answer questions 90-day Public Comment Period  Begins [date]  Ends [date] Review and compliance period – begins [season; e.g. Spring 2006] Maps adopted – (anticipated) [season; e.g. Fall 2006]

Flood Map Modernization Advice to Property Owners  Everyone is at risk of flooding  Know and understand your flood risk  Contact your insurance agent to learn your options  Visit [enter URL] to learn specific information about possible changes to your property  Attend [identify meetings/information sessions; e.g. Public Meetings and Library Open Houses] to ask questions

Flood Map Modernization Increasing Public Awareness  Launched county-wide outreach and education effort Active participation of stakeholder advisory group Hosting public meetings Conducting informational mailing Developed multiple information/assistance resources Created public Service Announcements Engaging news media [Describe what is being done to inform the public; example below]

Flood Map Modernization Public Information Resources  [enter URL]  [Call Center; phone number] [hours of operation] [its purpose; e.g. general information]  FEMA.gov/plan/prevent/fhm (FEMA mapping site)  FloodSmart.gov (flood insurance information)  FEMA Map Assistance Center FEMA-MAP Specific mapping questions

Flood Map Modernization Summary  New flood hazard maps = safer [community name]  Current flood risk data allows for more informed decisions  Proactive outreach means the public will know where to go for more information and what their options are  Enrolled community partners in a collaborative approach to educate the public