Payment workshop Identity, Security and Privacy Timothy Ng

Slides:

Advertisements

Similar presentations

Chapter 8 Payment Systems: Getting the Money

Advertisements

Weighing the Risks and Benefits of Online Financial Transactions

Management Presentation February Opportunity Summary Financial Services Market Problems: –Electronic Content Needs Low Cost Payment System –Like.

Learning Objectives Understand the shifts that are occurring with regard to online payments. Discuss the players and processes involved in using credit.

Chapter 6 E-commerce Payment Systems. Traditional Payment Systems Cash Checking Transfers Credit Card Accounts Stored Value Accounts Accumulating Balance.

SECURITY IN E-COMMERCE VARNA FREE UNIVERSITY Prof. Teodora Bakardjieva.

Creating a Winning E-Business Second Edition

Creating a Winning E-Business Second Edition Operating Your E-Business Chapter 5.

Chapter 13 Paying Via The Net. Agenda Digital Payment Requirements Fraud Detection Online Payment Methods Online Payment Types The Future Payment.

E-Commerce: Technology and Business Development Andy Diaz Sofia Mayor Chris Ratigan.

Geneva, Switzerland, 4 December 2014 Evolving Payments into The Digital World Richard Smith, Vice President, MasterCard Customer Fraud Management

Electronic Commerce. On-line ordering---an e-commerce application On-line ordering assumes that: A company publishes its catalog on the Internet; Customers.

PayPal E-Business Technologies Prof.Dr. Eduard Heindl BCM SS Edit Molnar.

Chapter 11 Electronic Commerce Payment Systems. Learning Objectives 1.Describe the situations where micropayments are used and alternative ways to handle.

“Electronic Payment System”

E-commerce Payment Systems L. Chitanana. What is Online Electronic Payment  An electronic payment system (EPS) also known as electronic currency, broadly.

Secure Electronic Transactions (SET). SET SET is an encryption and security specification designed to protect credit card transactions on the Internet.

Electronic Payment Systems University of Palestine University of Palestine Eng. Wisam Zaqoot Eng. Wisam Zaqoot March 2010 March 2010 ITSS 4201 Internet.

Private, Secure, Guaranteed ACH Credits – The Next Generation of Online Payments Samantha Carrier, Director, eCommerce, NACHA.

Open Stack For Open Web Payments Praveen Alavilli Ray Tanaka.

Digital Cash By Gaurav Shetty. Agenda Introduction. Introduction. Working. Working. Desired Properties. Desired Properties. Protocols for Digital Cash.

Retailing in Electronic Commerce: Products and Services

BZUPAGES.COM Electronic Payment Systems Most of the electronic payment systems on internet use cryptography in one way or the other to ensure confidentiality.

CIS 342: e-Commerce Applications Prof Frye

Secure Electronic Transaction (SET)

Chapter 15 E-Payments: Getting the Money. Awad –Electronic Commerce 2/e © 2004 Pearson Prentice Hall 2 OBJECTIVES Brief History of Money Features of Real-World.

Chapter 10 E- Payment.

E-BANKING E-banking is defined as the automated delivery of new and traditional banking products and services directly to customers through electronic,

Creating a Winning E-Business Second Edition Operating Your E-Business Chapter 5.

Electronic Commerce Payment Systems. Copyright © 2010 Pearson Education, Inc. Publishing as Prentice Hall 1.Understand the shifts that are occurring with.

Electronic Commerce Semester 1 Term 1 Lecture 18.

E-commerce Vocabulary Terms. E-commerce Buying and selling of goods, services, or information via World Wide Web, , or other pathways on the Internet.

Designing System for Internet Commerce 6. Functional Architecture Jinwon Lee.

Traditional and Electronic Payment Methods Chapter 3.

Network Security Lecture 26 Presented by: Dr. Munam Ali Shah.

Commerce and Financial Transaction Security Over the Internet Dave Crocker Brandenburg www.brandenburg.com.

Chapter 4 Getting Paid. Objectives Understand electronic payment systems Know why you need a merchant account Know how to get a merchant account Explain.

Security Protocols and E-commerce University of Palestine Eng. Wisam Zaqoot April 2010 ITSS 4201 Internet Insurance and Information Hiding.

Customer Interface for wuw.com 1.Context. Customer Interface for wuw.com 2. Content Our web-site can be classified as an service-dominant website. 3.

Payment Systems Unit 34: E-commerce M2 - Compare two different payment systems used in e-commerce systems.

ELECTROINC COMMERCE TOOLS Chapter 6. Outline 6.0 Introduction 6.1 PUBLIC KEY INFRASTRUCTURE (PKI) AND CERTIFICATE AUTHORITIES (CAs) TRUST

Trends in Banking. Product Innovation Investment products Gold / silver coins Marketing of insurance product Credit cards and debit cards Innovative services.

Learning Objectives Understand the shifts that are occurring with regard to online payments. Discuss the players and processes involved in using credit.

1 Fast, secure checkout across the Web. 2 Opportunities in E-Commerce * 2006 State of Retailing Online, Shop.org/Forrester 2006 Consumer Purchases by.

OBJECTIVES  To understand the concept of Electronic Payment System and its security services.  To bring out solution in the form of applications to.

Alert against Online Shopping Frauds. Online Shopping A form of electronic commerce whereby consumers directly buy goods or services from a seller over.

E-WALLETS E-wallet is a card with microchip.

1 Chapter 7 WEB Security. 2 Outline Web Security Considerations Secure Socket Layer (SSL) and Transport Layer Security (TLS) Secure Electronic Transaction.

Methods of Payment Cash

PSD2 and W3C Impact for account and payment processing.

Online Shopping. Introduction Online shopping is a form of electronic commerce whereby consumers directly buy goods or services from a seller over the.

PayPal and Other Third Party Payment Options Presented by Meg Monsen, Eric Zeng, and Michael Leonard.

Merchant Services for Website Paycron. About Paycon Paycron is purposive in meeting immediate solutions in crafting merchant account services and credit.

April 20023CSG11 Electronic Commerce Payment systems John Wordsworth Department of Computer Science The University of Reading

PCI COMPLIANCE & A/R AUTOMATION 101 Nodus Technologies, Inc.

Paypal PayPal is an e-commerce business allowing payments and money transfers to be made through the Internet. With a PayPal account, you can send and.

EMV® 3-D Secure - High Level Overview

Connor Griesemer and Kevin Wu

به نام خداوند بخشنده و مهربان.

WorldWidePIN Corporation

Electronic Services from a School's Perspective PESC Annual Conference on Standards in Higher Education Judith Nemerovski Flink Director of Student Financial.

Secure Electronic Transactions (SET)

Presentation transcript:

Payment workshop Identity, Security and Privacy Timothy Ng

Identity

Introducing a commerce identity A single commerce identity across Microsoft Relates identity to financial data (accounts, instruments, tax information, etc) Relates identity to rights (what they have purchased, etc) Models trust relationships between accounts Models both buyers and sellers Centralizes information related to risk, fraud, trustworthiness Online and offline Rules and defaults Customers can be identified by Microsoft identity providers OAuth identity providers Credit cards, bank accounts (but some compliance issues)

Identity challenges Rationalizing all forms of identity We like Oauth, but missing enterprise forms We would like "views" that are influenced by identity (for example, when you log in using your home , you should see a different view then when you log in using your corporate ) Modeling trust relationships between commerce accounts Non-trusted scenarios - don't give away your secrets! Family scenarios Organization scenarios Interoperability Usable outside Microsoft? Non-Microsoft commerce accounts? Bridging physical world and digital world Reputation, risk, and fraud

Security Not only credit card numbers are insecure Exploring APIs and protocols whereby PI information is not sent to merchants Rather, merchants push invoices to users, and users instruct payment source to send money to merchants Beyond web - exploring unification of web + physical experience Interoperating consistently with various banks/card processors is difficult Securing ACH Securing financial accounts in general (2FA?) Reducing PCI scope Merchant protocols (ISO8583, etc) do not help with this Backend processing (reconciliation, bank statements)

W3C asks Where in the "stack" does W3C think standardization may enable interoperability, reduce friction? Standardization at a certain "layer" in the stack enables competitive innovation at a higher layer in the stack Identity provider? Authentication? User reputation? Risk/fraud? Protocols, APIs, models? UX?