 sia ssb 2008 SIA-SSB Group profile Welcome to the: CMMC - Customer Management Multimedia Competence Milano 9 dicembre 2008

 sia ssb SIA-SSB Group profile SIA-SSB is a unique European technology leader and a one- stop-shop for pan European customers processing needs. NETWORK SERVICES CAPITAL MARKETS CARD SERVICES PAYMENT SYSTEMS CUSTOMER NEEDS A complete customized service and solution approach v a l u e c h a i n

 sia ssb SIA-SSB Group profile Group Profile Overview SIA-SSB enables high quality services and innovation for the players committed in card processing, payment systems, capital markets, network services KEDRIOSPERAGORA COMPUTERSiNSYSTSP GBC Back-office solution & financial information dissemination services (81%) Back-office solution for banking, public and private sectors (65%) Payment solutions and services for corporates and public sector bodies (100%) Card processing issuing and acquiring (51%) Solutions for central banks (75%) ATM/POS terminal management (100%) Intesa San Paolo 28.6% Unicredit 24.0% MPS 5.2% Istituto Centrale Banche Popolari 4.3% BNP Paribas - BNL 4.2% Telecom Italia 4.1% Main Shareholders

 sia ssb SIA-SSB Group profile Group Profile Figures and Geographic Coverage Corporate Data SIA-SSB employees 1,800 SIA-SSB Group revenues389 Million € Transactions Credit/Debit Cards operations3,7 billion Payment/Collection operations2,7 billion Cards/Merchants Cards60,5 million Merchants1,019,000 Terminals ATM2,662 POS170,900 Data transported by network10,3 terabyte Capital Markets transactions (quotes and orders) 1,1 billion settlement instructions281 million market data messages23,8 billion dealer back office transactions67,9 billion fund back office assets82,5 billion € Figures 2007 Geographic Coverage Customers in 26 countries South Africa presence throughout Perago

 sia ssb SIA-SSB Group profile Our organizational model combines centralized competence centers and coordination teams and decentralized/specialized customer support centers.  Enable a unified management of pan- european customers  Centralized governance and IT with local/central sales forces  Focus on local operation, directly or with local partners  Capture economies of investments, scale and synergies through platforms integration.  Support skill and competence specialization with cross-fertilization through Competence Centers (issuing/acq/TH/ACH/Central Banks/ … ).  Today Sales Representative Office in Bucharest and Warsaw; planned to be open on January 2009 in Moscow too Region 1 Region 3 Region 2 Sales Forces Milan Budapest Bruxelles Processing and competence centers SIA-SSB Capital Markets Network Payments Cards Utrecht Region 4

 sia ssb SIA-SSB Group profile - Key customers - – Large card processing customers – Current offices As outsourcing is a key option to enable cost reductions and improve business effectiveness and flexibility for EU issuers and acquirers SIA- SSB has already expanded its geographical footprint.

 sia ssb SIA-SSB Group profile SiNSYS is the first consolidating initiative in the European card payments processing sector and an innovation leader SiNSYS is a unique European reality, with enhanced business knowledge and full value chain services capability for issuing & acquiring card payments services  30 years of experience  4,200 employees  presence in 7 European countries  A leading position in payment services and CRM & e-services  25 years of experience  2,000 employees  presence in 11 European countries  A leading position in card processing, payments, network services and capital markets 51%49% – Empowered by 2 main players in Europe as shareholders– 24 million cards 700,000 merchants 1,2 billion transactions 11 European countries

 sia ssb 2008 SIA-SSB Group profile Thank you!