Joining the Audio Portion of the Cyber Seminar by Phone If you have chosen to listen to the Cyber Seminar by phone, rather than over your computer, please.

Slides:



Advertisements
Similar presentations
Leading the Way? Maines Experience in Expanding Coverage: Lessons for other States Cyber-Seminar sponsored by The Commonwealth Fund's State Innovations.
Advertisements

The Affordable Care Act: An Early Progress Report David Grande, MD, MPA Senior Fellow, Leonard Davis Institute of Health Economics Assistant Professor.
State Coverage Initiatives State Health Care Reform National Coalition on Health Care August 8, 2007 Isabel Friedenzohn Senior Manager AcademyHealth.
Innovative Approaches in Other States Panel Introduction – May 2, 2003 Lessons from the Robert Wood Johnson Foundation Workers’ Compensation Health Initiative.
Healthy Indiana Plan Hoosier Innovation: Health Savings Accounts 1992: Hoosier pioneers medical savings accounts 2003: Tax advantaged HSAs authorized.
HSA This is how you do it. You can Save 10-50% per month, per employee and still have the same or better coverage… Health Insurance Costs Too High? Health.
The information contained in this training is confidential and intended for the training and education of Colonial Life & Accident Insurance Company and.
MIPPA 2014 Training Thank you for participating in this training and grant! 1.
Presentation to:. Agenda Background Review the Contribution Strategy Consider a Consumer-Driven Health Plan (CDHP) Introduce an Employee Education Program.
The New Fully Insured HRA “Two Card” Health Insurance Program Works And High Deductible Major Medical Plan.
HSA This is how you do it. You can Save $100 – $700 per month, per employee and still have the same or better coverage… Health Insurance Costs Too High?
Health Savings Accounts How our plan works and its benefits for employees Presentation Subtitle/Description Presenter’s Name Date.
Living in a Time of Uncertainty Jerome H. Grossman, MD Director, Health Care Delivery Policy Program Harvard University JFK School of Government Presented.
What is Short Term Recovery Care Insurance and Why Do I Need It?
Health Reimbursement Arrangements (HRAs) Pacific Benefits iFlex 105 Presents.
Medicare Supplemental Insurance 101 A brief overview of Medicare Supplemental Insurance and how it works. Agentlink Senior Brokerage Created 4/14/2014.
1 Massachusetts Health Care Reform November 20, 2006 Briefing STATE HEALTH REFORM INITIATIVES: Are There Lessons for Federal Policymakers? Sponsored by.
High Deductible Health Plan (HDHP) & Health Savings Account (HSA) Peru Community Schools Fall, 2009.
Consumer-Directed Medical Expense Plans Chapter 13.
Minnesota Value Based Purchasing Susan McDonald Health Care Purchasing Coordinator Minnesota Department of Human Services Director Governor’s Health Cabinet.
MN Dept of Human Services Policy Briefing Four: Private and Public Savings Plans Friday, June 4, 2004 Topics Covered: Basics of personal financial planning:
Do Health Savings Account Generate Favorable Selection in a Large Employer Setting? Stephen T Parente, Ph.D. Associate Professor of Finance and Director,
Counseling Students To Minimize Borrowing Tracy N. Drechsler Manager, Higher Education Partnerships American Student Assistance.
Health Insurance Options for Long-Term Care Julie Sonier Assistant Director, Health Economics Program Minnesota Department of Health September 10, 2004.
Minnesota’s Small Group Market Select Statistics Health Care Access Commission Small Group Insurance Market Work Group September 23, 2010 Stefan Gildemeister.
What is the Impact of the Internet on Medical Care Use and Cost? Implications of Value Based Benefit Design from a Consumer Driven Health Plan Stephen.
September 2013 HEALTH SAVINGS ACCOUNTS OUR PLAN AND ITS BENEFITS FOR EMPLOYEES.
Health Savings Account (HSA) Program Implementation.
Avidia Bank Health Savings Account (HSA) Program Implementation.
Reforming the American Health Care System. Basic Facts 83% of people are satisfied with their own health care (CNN/Opinion Research July 31–August 3)
Is Consumerism at Odds with Prevention? The indirect effects of consumer-directed health plans on preventive service utilization Stephen T Parente, University.
Consumer-Driven Health Plans HSA and HDHP Overview A Health Savings Account (HSA) is a special account owned by an individual where contributions to.
Fremont Area Medical Center 2007 Open Enrollment.
An Overview on the Affordable Care Act and Its Impact on West Virginia SBHC Back-to-School Workshop August 9, 2011.
Consumer-Driven Health Care: Medtronic’s Health Insurance Options
Navigating the Waters of Health Care Reform and Keeping your Health Care Plan Afloat Jim Williams, Benefit Specialist.
The Medicare Prescription Drug, Improvement, and Modernization Act of 2003 Presented by Tricia Neuman, Sc.D. Vice President and Director, Medicare Policy.
High Deductible Health Plan (HDHP) & Health Savings Account (HSA) Monroe County Community School Corporation 2009 Click here for Audio on each slide.
THE COMMONWEALTH FUND Dirigo Cyber Seminar Leading the Way?: Maine’s Experience in Expanding Coverage Sponsors: The Commonwealth Fund’s State Innovations.
1 Minnesota’s Efforts to Enhance the Quality of Health Care David K. Haugen Director, Center for Health Care Purchasing Improvement, MN Dept. of Employee.
Assurant Self-Funded Program Joe Simpson-Sales Representative
Minnesota Task Force on Health Care Financing | Manatt, Phelps & Phillips, LLP August 26, 2015 Support for this resource provided through a grant from.
Health Care Facts and Guiding Principles for Health Care Reform Public Employees Union, Local #1.
Title here Changes in Health Care Financing and Organization (HCFO) An Initiative of The Robert Wood Johnson Foundation Program Overview Anne K. Gauthier.
Consumer-Driven Health Plans: Potential, Pitfalls and Policy Issues Paul Fronstin, Ph.D. Director, Health Research & Education Program Employee Benefit.
Health System Reform Bringing the Consumer Back into the Health Care Equation.
State and Local Efforts to Close the Gaps Between Public and Private Insurance Coverage Vickie S. Gates Vice President Academy for Health Services Research.
Consumer Driven Health Plans: Empirical evidence of take-up, cost and utilization and HSA policy implications. Stephen T Parente, Roger Feldman, Jon B.
Department of Planning, Public Policy & Management The University of Oregon Consumer Directed Health Plans and Disparities in Prescription Drug Use Jessica.
Benefit Design in Health Care Reform Paul B. Ginsburg, Ph.D. Alliance for Health Reform, Congressional Health Care Reform Educational Project, October.
HRSA State Planning Grant Program: State Activities Alice Burton Director, State Coverage Initiatives Michigan HRSA SPG Advisory Group September 19, 2005.
Senate Bill 329 The Healthy Oregon Act 2007 Jeanene Smith Administrator Office for Oregon Health Policy and Research SCI Coverage Institute September 26,
Department of Planning, Public Policy & Management The University of Oregon Consumers’ Use of Preventive Care in CDHPs Jessica Greene PhD Judith Hibbard.
The CDHP Implementation Experience Briefing for 2 nd National Consumer Driven Healthcare Summit September 26, 2007 Melinda Beeuwkes Buntin, Ph.D. The RAND.
Health Insurance Demand Responses from New Price Structures Offered by Consumer Directed Health Plans Stephen T Parente $,# Roger Feldman # Jean Abraham.
September 20, “Real Choice” in Flexible Supports and Services A Pilot Project Kim Wamback, UMMS Center for Health Policy and Research (Grant Staff)
Benefit Trends in Minnesota’s Small Group and Individual Health Insurance Markets State Health Research and Policy Interest Group Meeting June 24, 2006.
Consumer Driven Health Plans: Policy Interactions and Implications for States Scott Leitz, Director Health Economics Program Minnesota Department of Health.
Houston/Harris County Initiatives Healthy Vision 2010 Health Care Summit II Texas Medical Association August 30, 2006.
Providing Insights that Contribute to Better Health Policy Patient Cost Sharing: An Overview Joy M. Grossman, Ph.D. December 3, 2003.
Health Policy VIVIAN HO, PH.D. BAKER INSTITUTE CHAIR IN HEALTH ECONOMICS DIRECTOR, CENTER FOR HEALTH AND BIOSCIENCES PROFESSOR, DEPARTMENT OF ECONOMICS,
The Port of Portland’s Approach to Managing the ACA Cadillac Excise Tax James Trujillo November 5, 2015.
Strategy To Action November 13, 2012 Steve Peters Steve Peters Arizona Telecommunications and Information Council.
It’s Time to Rethink your Medical Plans Strategy Plan Planning Ahead for 2010.
Welcome to Workforce 3 One U.S. Department of Labor Employment and Training Administration Webinar Date: November 20, 2013 Presented by: U.S. Department.
High Deductible Health Plans and Health Savings Accounts
The New Consumerism in Health Care
Premium Assistance: Evolution of Programs and New Challenges
Figure 1. Three of Five Health Care Opinion Leaders Feel that Mixed Private-Public Group Insurance Is an Effective Approach to Achieving Universal Health.
SPDG Implementation Conversations - Discussion
Presentation transcript:

Joining the Audio Portion of the Cyber Seminar by Phone If you have chosen to listen to the Cyber Seminar by phone, rather than over your computer, please follow the steps below: –Dial for the audio portion of the call. You will then be prompted to enter the ‘Meeting Number’ on the phone pad. –The Meeting Number is: * * (Please note: you must dial the * (star) before and after the number.)

Please Send Questions or Comments Chat Feature Chat Feature – Please type your questions at any point during the cyber seminar and click send. They will be answered at an appropriate time in the order they are received.

Technical Assistance 1.Due to the volume of participants today, we’ve automatically muted your phones to eliminate interference. 2.During the program, you are encouraged to type a question in the chat area at the bottom left of your screen and hit send. 3.Please make sure that your telephone or computer speaker volume is turned up. If you experience any technical problems during the seminar, please call the helpdesk line at and reference the meeting number: And finally, please close all other applications, especially , so that your system will run more smoothly.

Due to an overwhelming response, we have provided an alternative Toll Free dial in: Please be prepared to give your first and last name to an operator.

Consumer-Driven Health Plans: Potential, Pitfalls, and Policy Issues HCFO and SCI Cyber Seminar: Disseminating Research Results for Policy Makers Sponsored by The Robert Wood Johnson Foundation September 10th, 2004

HCFO & SCI HCFO Provides public and private decisionmakers with usable and timely information on health care policy, financing, and market developments. We accomplish this through our grantmaking activities and by bringing together the policy and research communities through significant convening, issues identification, research translation, and communication activities. SCI Works with states to plan, execute, and maintain health insurance expansions, as well as to improve the availability and affordability of health care coverage. SCI awards demonstration grants and policy planning grants to states and also provides hand-on support for states. HCFO and SCI are funded by The Robert Wood Johnson Foundation AcademyHealth is the national program office for HCFO and SCI

New Resources HCFO and SCI are excited to announce the release of two publications that are a valuable resource for those stakeholders keeping current with the latest information on consumer-driven health plans and health savings accounts. The August 2004 Health Services Research special issue: Consumer-Driven Health Care – Beyond Rhetoric with Research and Experience A New SCI Issue Brief: Health Savings Accounts: Issues and Implementation Decisions for States

Consumer-Driven Health Plans: Potential, Pitfalls, and Policy Issues September 10, 2004, 1:30 – 3:30 p.m., Eastern Daylight Savings Time Presenters: Meredith Rosenthal, Ph.D. Assistant Professor Health Economics and Policy Harvard School of Public Health Steve Parente, Ph.D. Assistant Professor Carlson School of Management University of Minnesota Judith Hibbard, Dr.P.H. Professor Department of Planning, Public Policy and Management University of Oregon Discussants: Paul Fronstin, Ph.D. Senior Research Associate Employee Benefit Research Institute Scott D. Leitz Director Health Economics Program Minnesota Department of Health Moderators: Bonnie Austin, HCFO Senior Manager, AcademyHealth Jeremy Alberga, SCI Senior Manager, AcademyHealth

Please Send us a Message Now Chat Feature Chat Feature – Please type your questions at any point during the cyber seminar and click send. They will be answered at an appropriate time in the order they are received. If you are listening with a group, Please send us a message now using the chat feature telling us the total number of participants.

What do we mean by Consumer- Driven Health Care? Overview: - High deductible insurance plan - Personal account funded in various ways to pay for care - Gap between the annual amount put into the account and the deductible - Internet-based decision support Potential Benefits: - Consumer control over health care and financial decisions - Personalized information to facilitate decisions - Incentives for consumers to control health care costs Potential Drawbacks: - Adverse risk selection - Greater out-of-pocket costs for sicker and poorer consumers - Information not yet sophisticated enough on quality HCFO is funded by the Robert Wood Johnson Foundation. AcademyHealth is the national program office of HCFO.

Consumer-Driven Health Care The labels, structure, and the corresponding incentives of CDHC may vary: - Consumer driven or consumer-centric health plans - Defined contribution health plans - Medical savings accounts (MSAs) - Health reimbursement accounts (HRAs) But, the direction of change is consistent! - New Health Savings Accounts (HSA) allowances under the Medicare Modernization Act. - Greater employee cost sharing in all forms (premiums, deductibles, and coinsurance) across all plans. HCFO is funded by the Robert Wood Johnson Foundation. AcademyHealth is the national program office of HCFO.