By: *|FANAME|* Enrollment Presentation *|COMPANYNAME|*

Introduction Name Quick personal bio Misc.

Today’s Agenda What is a Workplace Savings Plan? Why should I save for retirement? How much should I save? 401(k) Plan details Questions and Answers

What is a Workplace Savings Plan? A benefit offered to you by your employer You can choose to participate You invest “pre-tax” money Deducted from your paycheck

Employer Match* Add details on the match if this plan is offering it Why it is important?

Why should I save for retirement?

Don’t Be Another Statistic

Social Security Won’t Be Enough Social Security 37% Other 3% Earnings 30% Pensions/Retirement Plan 19% Source: Social Security Administration, Income of the Aged Chart book, 2010, released March 2012

How much should I save?

Amount Needed in Retirement Savings Monthly Income Need Savings Needed for 20 Years Savings Needed for 30 Years $1,000$166,696$212,150 $2,000$333,392$424,300 $3,000$500,087$636,450 $4,000$666,783$848,601 $5,000$1,000,175$1,272,901 $6,000$1,000,175$1,272,901 $7,000$1,166,871$1,485,051 The above sums assume your portfolio will earn a 6% annualized return during the course of your retirement and endure 2% annual inflation erosion.

Increased Years in Retirement

How much can I contribute? IRS Regulations may limit certain “highly-compensated employees” YearAmountUnder Age 50 Max Catch-upOver Age 50 Max 2013$17,500 $5,500$23,000

Things to Consider Lifestyle you want in retirement Potential medical expenses Planned retirement age Life expectancy

PAi 401(k) Plan Details

Plan Highlights XYZ Company 401(k) Plan Who can participate? When can I participate? Is there a maximum or minimum contribution amount? Do I own all of the contributions right away? How often can I change the amount I contribute?

Investments Diversification Asset Classes Risk/Return Profiles Investment Philosophy

Investment Lineup

Participant 401(k) Fees Recordkeeping Fee - $4 per month PAi Trust – 0.07% of account balance (annual) Example: Balance of $10,000 = $7.00 per year Advisor Fees – Example: Balance of $10,000 = X per year Average Investment Expense Ratio Example: Balance of $10,000 = X per year

Technology: How to Enroll Easy-to-use online platform Check your balance Transfer money between investments And much more

Service: Have Questions? PAi and I are always here to help Feel free to call me with any questions FA Contact Information Or contact PAi: Phone – –

You are on your way! Take the first step and enroll

Questions?

Available Monday – Friday, 8 am to 5 pm Feel free to contact PAi with any questions!