November 2009 P RE -R ETIREMENT P ROGRAM

M ISSION S TATEMENT The mission of the City of Phoenix Retirees Association (COPRA) is to represent the interests of retired general employees of the City of Phoenix in matters related to benefits, pension, health insurance and other issues of mutual concern.

G OAL COPRA’s goal is to seek the improvement and protection of City of Phoenix Retiree's pensions and other retirement benefits.

P RIOR COPRA I NITIATIVES  Pension Equalization Program (PEP) - Increases your pension annually after the first three years of retirement if funds are available  The “Thirteenth Check” - Guarantees a “thirteenth check” of at least 1% of your gross annual pension if funds are available  Minimum Pension Increases - Increases for long-term retirees - those who retired prior to 1989 received pension increases in February 2000

L ATEST C OPRA I NITIATIVE L ATEST C OPRA I NITIATIVE  Dental Insurance for Retirees and Families  Dental Insurance for Retirees and Families  March 1, 2010 effective date  March 1, 2010 effective date  DHMO - in network coverage  DHMO - in network coverage  Fee schedule for services  Fee schedule for services  PPO  PPO  80/20% on basic services with $50 deductible  80/20% on basic services with $50 deductible  50/50% on Tier 3 coverage (crowns, bridges, dentures, partials, orthodontia)  50/50% on Tier 3 coverage (crowns, bridges, dentures, partials, orthodontia)  $2000 annual maximum

B ENEFITS  An advocate is available whenever you have a problem with or question about retiree benefits.  A COPRA representative is on the City of Phoenix Retirement Board.  A COPRA representative is on the Health Care Task Force.  The C OPRA C HRONICLE IS filled with valuable retiree news 9 times yearly.  Educational events and social activities

G ENERAL M EMBERSHIP M EETINGS  March  Pension and Retirement Board issues  May  City benefits and health insurance  September  State of the City – City Manager  December  Holiday Luncheon

M EMBERSHIP COPRA’s continued success depends upon your active membership!  3,371 current members  Dues  $10.00 per year  Special offer: a 5-year membership for the 4-year price