Office of Risk Management Annual Conference 2010 Office of Risk Management Regional Conference

Office of Risk Management Annual Conference

The Office of Risk Management

Office of Risk Management Annual Conference ORM Statute LA R.S. 39:1535

Office of Risk Management Annual Conference Administrative Code Title 37, Insurance Compiled December 2009

Office of Risk Management Annual Conference ORM WEBSITE

Office of Risk Management Annual Conference Affiliations  PRIMA  LABI  IRMI  PIA OF LA  ISO  RIMS  STRIMA  NSC  AGA  NIGP  GFOA  IIA OF LA  NAA

Office of Risk Management Annual Conference Office of Risk Management Insurance Coverages

Office of Risk Management Annual Conference Description of Coverages Catalog of Insurance Coverages and Services

Office of Risk Management Annual Conference Commercial General Liability  Public “Slip & Fall” Policy  Coverage for bodily injury and property damage  Broad coverage with specific exclusions  No deductible

Office of Risk Management Annual Conference Personal Injury & Advertising Liability  Part of CGL  Covers non-bodily injury liabilities  False arrest  Wrongful entry or eviction  Libel  Slander

Office of Risk Management Annual Conference Publishers Media Liability  Covers non bodily injury claims  Arising out of the broadcasting and publication of media  Broadcasting of TV, motion pictures, radio, etc.  Publication of newspapers, magazines, books, music, websites, etc.  No deductible

Office of Risk Management Annual Conference Medical Malpract ice  Coverage for negligent acts of State medical professionals  No deductible

Office of Risk Management Annual Conference Automobile Liability & Physical Damage  Liability  Automatic coverage  Primary BI & PD coverage for all State vehicles  No deductible

Office of Risk Management Annual Conference Automobile Liability & Physical Damage cont.  Physical Damage  Coverage for State-owned or leased vehicles only  Reimbursement of deductible on personal vehicles used on State business  Deductibles:  $1,000 Comprehensive  $1,000 Collision

Office of Risk Management Annual Conference Automobile Liability & Physical Damage cont.  Enterprise Motor Pool Contract  Enterprise pays physical damage claims  Enterprise pays liability claims up to $1,000,000

Office of Risk Management Annual Conference Aviation & Airport  All aircraft must be reported!  Non-owned aircraft exposures  Airport Hangarkeepers Liability Coverage Available  Deductibles  $1,000 Hull  No deductible Liability

Office of Risk Management Annual Conference Wet Marine  All watercraft over 26 feet must be reported!  Deductibles  $1,000 Hull  No deductible P&I

Office of Risk Management Annual Conference Workers’ Compensation  Statutory & Maritime  Medical payments and weekly compensation payments for injured employees  Worldwide coverage  Volunteers eligible for medical payments only  No deductible

Office of Risk Management Annual Conference Bond  Covers theft by employees  Includes:  Property manager  Notary  Postal bond  Public official  $1,000 deductible

Office of Risk Management Annual Conference Crime  Covers robbery and safe burglary by non state employees  Employee theft not covered here  $1,000 deductible

Office of Risk Management Annual Conference Property  Building structures  Office equipment  Fine arts  Animals  Mobile equipment  Boats 26 feet and under and motors  $1,000 deductible for all perils excluding flood  $5,000 deductible for Flood

Office of Risk Management Annual Conference Covered Perils  Flood  Theft  Sprinkler leakage  Business interruption  Hail  Earthquake  Explosion  Riots  Civil commotion  Malicious mischief  Vandalism

Office of Risk Management Annual Conference Equipment Breakdown Coverage (Boiler & Machinery)  Property damage to boilers and related equipment  Business income / extra expense  $1,000 deductible for 1 st party property damage  No deductible for liability claims

Office of Risk Management Annual Conference Bridge Property Damage  Property damage to bridges  Business income / extra expense  Scheduled bridges only  Leeville-Fourchon Bridge  $1,000 deductible