, c Any assistance coordinate May S. 09108600334/09056822579.

Slides:



Advertisements
Similar presentations
Writing Linear Equations Translating verbal statements into mathematical terms is helpful in real world problems.
Advertisements

Example 5 Home Mortgage Chapter 5.6 A couple that wants to purchase a home with a price of $230,000 has $50,000 for a down payment. If they can get a 25-year.
Ansel Caine THE CHANGING LANDSCAPE FOR MORTGAGE SERVICING SERVICING ADJUSTMENTS NEEDED FOR BEST EXECUTION AND TBA Friday, April 5, 2013.
Long-Term Liabilities: Bonds and Notes 14 Student Version.
Long-Term Liabilities: Bonds and Notes 12.
Chapter © 2014 Cengage Learning. All Rights Reserved. May not be copied, scanned, or duplicated, in whole or in part, except for use as permitted in a.
Build and Sell Home Building & Construction Townhouse & Apartment Construction Condominium & Commercial Building Housing & Subdivision Development Inclusive.
10.1 Passbook Savings Account Why do people open savings accounts?  Keep their money safe  Earn interest on their money! Interest: money paid by the.
Exercise Lecture 1. fwd/futures price Can I answer to the question: is there an arbitrage opportunity? Cash and futures market (mib30; h 11:57 13 feb?)
BOND l A written promise wherein the borrower promises to pay to the holder of the bond: »The face value (par value) of the bond at the maturity date.
© 2014 Cengage Learning. All Rights Reserved. Learning Objectives © 2014 Cengage Learning. All Rights Reserved. LO1 Explain the relationship between the.
CALCULATING THE COST OF TOTAL CREDIT Personal Finance.
OUR COMPANY Asia Plus Corporation was Established in1996. Our company is a Marketing Subsidiary of Vista Land, solely dedicated to sell it’s Master Planned.
Personal Finance Spring  Allows the user to buy goods based on the promise that they will later pay for the goods  Issuers give users access to.
© 2014 Cengage Learning. All Rights Reserved. Do Now: ●Where do you get new shoes? ●Have you ever had to wait for a size you need to be brought out to.
Part 7: Chapter 47 An introduction to the analysis and interpretation of accounting statement By: Nenae 11gs.
Notes Payable and Receivable Making Accounting Relevant Long-term liabilities are reported on a company’s balance sheet. Making Accounting Relevant Long-term.
Countrywide Financial 1969 Founded by Angelo Mozilo and David Loeb 1969 Went “public”, less than $1 per share offered FHA and VA loans only 1974 opened.
Chapter 4 Loans and Credit Cards.
AGEC 420, Lec 211 AGEC 420 Assignment 5 - Storage Hedge TRADESIM – trade by Wed, March 13 Alternatives to Storage Hedge Wed: Pit Simulation Exercise.
© 2009 by South-Western, Cengage Learning SAMIRLANDER Chapter 14.
Chapter 31 The Cost of Credit. Interest Calculations - Determining Factors  Interest Rates – The percentage that is applied to your debt expressed as.
Chapter 11 Accounting for Receivables Percentage of Sales Method Balance of Selected Accounts at Year-End (Before Adjustment) Accounts Receivable.
0 Glencoe Accounting Unit 4 Chapter 17 Copyright © by The McGraw-Hill Companies, Inc. All rights reserved. Chapter 17, Section 2 The Cash Payments Journal.
Learning Objectives Understand the Business – LO1 Explain the role of liabilities in financing a business. Study the accounting methods – LO2 Explain how.
Chapter 4 T.Haya Alajaji.  Nature of Businesses.  Special terms of Merchandising businesses.  Analysis of merchandising transactions.  Multiple-Step.
Introduction to Business Ch 26: The Cost of Credit.
Click to edit Master title style Bonds Payable.
CHAPTER 31 THE COST OF CREDIT. INTEREST CALCULATIONS SIMPLE INTEREST Interest rate x principal x time factor 9% or.09 x $1,000 x 1 year = $90 12% or.12.
DR. NARGUNDKAR PERS 2002 Finance Basics. Classification Corporate Finance  Capital Budgeting – where should we invest?  Capital Structure – where do.
Incomes Statement & Balance Sheet Presentation Accounting for the Goods and Services Tax. FA2 – Lesson 2.
Chapter 19 Recording Sales and Cash Receipts. Lets take a look If you would look at the three journals –Sales No Change from what we have done in the.
Home. Copyright © by The McGraw-Hill Companies, Inc. All rights reserved.Glencoe Accounting Businesses issue two types of notes: interest-bearing notes.
Long-Term Liabilities: Bonds and Notes
M May 100% %0.50 1/21/ / 3 % /41/4 25% /31/ /51/5 20% 10% / 10 1% / 100 ÷2 ÷3 ÷4 ÷5 ÷10 ÷100.
The Budgeting Process What is budgeting? What is budgeting? It is the coordinating the combined intelligence of an entire organization into a plan of action.
MARKUP. The difference in the amount that a store charges compared to what the store paid How much a store raises the price to make a profit. Markup =
GOALS BUSINESS MATH© Thomson/South-WesternLesson 7.4Slide 1 7.4Buying Bonds Calculate the market price of bonds Calculate the total investment in bonds.
Discounting a Note Before Maturity
Cash Discounts ~ Ordinary Dating Methods. Calculating Net Cost after discounts:  Cash Discounts: offered by seller to encourage prompt payment  Net.
Bonds Payable and Investments in Bonds
Located strategically at the City of Flag, Imus Cavite.
Cartagena Suites Developer: Keys Realty and Development Corp.
Financing University. Tuition fees Up to £9000 per year (x3) (Most have said they will charge the full amount) Paid directly to the institution Two choices-
OWNER Emmalyn A. Sacdalan S E A R I D G E acdalan mmalyn lmera ealty nvestment evelopment in reen nvironvent Owner.
Copyright ©2012 Delmar, Cengage Learning. All rights reserved. Chapter 20 Accounts Payable and Accounting Procedures.
Cash Payment Journal. Words to Know Cash Payments Journal List Price Trade Discount Cash Discount Purchases Discount Contra Account.
0 Glencoe Accounting Unit 4 Chapter 17 Copyright © by The McGraw-Hill Companies, Inc. All rights reserved. Using the Purchases Journal The purchases journal.
International Finance FINA 5331 Lecture 9: Financial crisis and the forward market Aaron Smallwood Ph.D.
Spiceland | Thomas | Herrmann Financial Accounting Long-Term Liabilities Chapter 9 Copyright © 2014 McGraw-Hill Education. All rights reserved. No reproduction.
© 2014 Cengage Learning. All Rights Reserved. Learning Targets © 2014 Cengage Learning. All Rights Reserved. Lesson 10-1 Accounting for Sales on Account.
Savings and Investment Unit Project Student Name.
© 2014 Cengage Learning. All Rights Reserved. Learning Objectives © 2014 Cengage Learning. All Rights Reserved. LO1 Explain the relationship between the.
Closed-end.
Chapter 6 Investment Accounts
Payment Due Date Interest Penalty Discounts
© 2014 Cengage Learning. All Rights Reserved.
MidlandMills – Block C Unit 1-1 (Ground Floor) TYPE: 1 room
© 2014 Cengage Learning. All Rights Reserved.
Discounting a Note Before Maturity
USES OF PROMISSORY NOTES
Bonds Payable and Investments in Bonds
        CALCULATING THE MATURITY DATE 1 2 CALCULATING INTEREST
DO NOW: When Wells Fargo lends money to a company, what factors do you think it considers?
Payment Due Date Interest Penalty Discounts
© 2014 Cengage Learning. All Rights Reserved.
© 2014 Cengage Learning. All Rights Reserved.
Statements & Finance Charge
Unit 1b – Functions of Departments
© 2008 Pearson Addison-Wesley. All rights reserved
Presentation transcript:

, c

Any assistance coordinate May S /

IN-HOUSE FINANCING SCHEMEReservation Fee: Php 10,000 Phase:MMH RFOUnit Type:SINGLE DETATCHED Block: Floor Area:30 Lot: Lot Area:100 Unit Selling Price: 1,224, Miscellaneous Fee: 25, Government Fee (3.5%): 42, Total Contract Price: 1,292, Reservation Fee 10, Feb 23, % Outright : 61, March 23, % Net DP: 173, Payable in 24 months 0% interest 7, from April 23, 2012 to March 23, % Balance: 979, Miscellaneous Fee: 25, Government Fee: 42, Total Loanable Amount 1,047, Payable in 5 years, 7 years, or 10 years 24, years to pay 14% interest rate ( ) 20, years to pay 15% interest rate ( ) 17, years to pay 16% interest rate ( )

IN-HOUSE FINANCING SCHEMEReservation Fee: Php 10,000 Phase:MMH RFOUnit Type:SIGNLE DETATCHED Block: Floor Area:25 Lot: Lot Area:80 Unit Selling Price: 1,045, Miscellaneous Fee: 25, Government Fee (3.5%): 36, Total Contract Price: 1,107, Reservation Fee 10, Feb 23, % Outright : 52, March 23, % Net DP: 146, Payable in 24 months 0% interest 6, from April 23, 2012 to March 23, % Balance: 836, Miscellaneous Fee: 25, Government Fee: 36, Total Loanable Amount 897, Payable in 5 years, 7 years, or 10 years 20, years to pay 14% interest rate ( ) 17, years to pay 15% interest rate ( ) 15, years to pay 16% interest rate ( )

Phase:Unit Type: Single Detached Block:Floor Area: 38 Lot:Lot Area: 50 Unit Selling Price (USP)Php 1,007,657.00Other Charges Less: Discount (if any) - Miscellaneous Fees 20, Net USP 1,007, Government Fees 35, Add: Other Charges 55, VAT (12% - if applicable) Total Contract PricePhp 1,062,925.00TotalPhp 55, Total Contract PricePhp 1,062, % DownpaymentPhp 201, Less: Outright Downpayment Due Date: Less: Outright DP Discount Less: Reservation Fee 10, Net DownpaymentPhp 191, No. of months: 36 Start Date:End Date: Monthly AmortizationPhp 5, % BalancePhp 861, % Interest RateNo. of months: 120 Start Date:End Date: Monthly Amortization:Php 13, In-House Financing 5 years 18, years 15, years 13,374.55