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STATE BANK OF MYSORE Highlights of Performance for H1,FY15 STATE BANK OF MYSORE Highlights of Performance for H1,FY % y-o-y increase in Net Profit in H1,FY %- improves from 5.96% y-o-y and 5.54% (Mar’14) 63% improves from 57% y-o-y and 60% (Mar’14)141 bps reduction in Expenses ratio y-o-y

STATE BANK OF MYSORE Highlights of Performance for H1,FY15 STATE BANK OF MYSORE Highlights of Performance for H1,FY15 3 Bulk/CD y-o-y down 20% to 11% // Non Bulk up 21% Retail Advances up (Per- 20%, Agr- 19%, MSE- 14%) Transactions thru ADC up from 40% to 49% y-o-y CASA Ratio improves by 189 bps to 34.52% over Sep’13

STATE BANK OF MYSORE REVIEWED FINANCIAL RESULTS SEP’14 STATE BANK OF MYSORE REVIEWED FINANCIAL RESULTS SEP’14 ` in Crores 4

STATE BANK OF MYSORE REVIEWED FINANCIAL RESULTS SEP’14 STATE BANK OF MYSORE REVIEWED FINANCIAL RESULTS SEP’14 5

STATE BANK OF MYSORE REVIEWED FINANCIAL RESULTS SEP’14 STATE BANK OF MYSORE REVIEWED FINANCIAL RESULTS SEP’14 ` in Crores 6 # annld. * under Basel not annld.

OPERATING PROFIT 7 ` in Crores

NET PROFIT * Includes provn. for DFV on SA and provision for wage arrears 8 ` in Crores

QUARTERLY MOVEMENT IN INCOME PARAMETERS 9 ` in Crores

AT-I CET-I TIER-I TIER-II CAR CAPITAL ADEQUACY (BASEL-III) 10 Total CRAR Note: Without adding Net Profit for Q2FY14 & Q2FY15 in Tier-I

Cost of Deposits INTEREST SPREAD in % Yield on Advances Cost of Funds - AggregateInterest Spread 11

` in Crores RETAIL DEPOSITS GROWTH 12 * % of Bulk Deps to Total Deps reduced from 19.4% as on Sep’13 to 16.8% as on Mar’14 to 10.9% as on Sep’14.

ADVANCES EXPOSURE ACROSS SEGMENTS Sep-14 Sep Mar ,17650,862 49, In % ` in Crores

Break-up of Retail Across Sectors RETAIL ADVANCES in % Sep'13 Sep'14 14 ` in Crores

ASSET QUALITY NPA ` in crores (%) (2.69) (3.43) (3.69) (4.53) (5.61) (5.96) Mar 13Jun 13Sep 13Dec 13Mar 14Jun 14Sep 14 PCR % (4.21) (6.56) 15 (3.29) (5.54) (2.72) (5.13) (2.94) (5.07)

Segment wise Break-up of NPAs Movement of NPAs Sep'13 Segment wise % of NPAs to Total NPAs (%) Sep'14 16 C&I Per Agri. MSE ` in Crores

Expanding Footprint Sep'13 Mar'14 Sep'14 Increase (Sep'14 Over Sep'13) Branches No. of Branches ATMs No. of ATMs 8781,1071, Hits per day Debit Cards (in lacs) No. of Debit Cards % to SB Accounts bps Internet Banking (in lacs) No. of Customers No. of transactions Mobile Banking (in lacs) Net regd mobile users No. of transactions Green Channel (in lacs) No. of transactions POS Machines Boarded (Installed) 1,111 (615) 2,172 (2,000) 3,584 (3,208) 2,473 (2,593) No. of transactions (in lacs) Alternate Channels % of total transactions on ALT channels & e-mode bps 17

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