IIAT Employee Benefit Trust Misty Baker 512-493-2432 office 512-797-3631 cell/text Facebook: misty merkel baker.

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Presentation transcript:

IIAT Employee Benefit Trust Misty Baker office cell/text Facebook: misty merkel baker

Health Insurance For Your Agency

Why Buy From IIAT? ACA is expensive ACA is tricky IIAT is YOUR association Spend your premium dollars investing in YOUR health plan

How Is This Plan Different From A Regular ACA Plan? Self Funded NOT Community rated We don’t have to follow all of the ACA rules

Plan Designs 5 plan designs: 3 PPO’s, 2 HSA’s 2 Rx options Ancillary offerings on hold for now, anticipate roll out in year 2

Medical Plan Designs DedCo InsMOOPPrimarySpecialistERUrgent Care Labs Plan 1$1,00080 / 50$4,000$30$60D + C$75Included Plan 2$2,50080 / 50$5,500$30$60D + C$75If in Plan 3$5, / 50$5,000$30$60D + C$75Office $500 Plan 4*$3, / 70$3,000n/a D + Cn/a Plan 5*$6, / 70$6,350n/a D + Cn/a *Indicates HSA Plan

Rx Plan Design Tier 1Tier 2Tier 3Tier 4Mail Order Plan 1$10$30$50$1502 X COPAY Plan 2$5$40$80$2002 X COPAY

Network

Health First – HealthFirst has been operating as a Third Party Administrator since 1982 – HealthFirst is fully owned by East Texas Medical Center Regional Healthcare System. In September 1996, East Texas Medical Center Regional Healthcare System purchased the TPA to administer their HMO plans, as well as, offer TPA services to other clients – In addition to our company's full-fledged marketing operation licensed in Texas as "RFA, Inc." for the sale of health, life and dental products, our TPA activities encompass claims and membership administration for ERISA and Non-ERISA self-funded plans – Our accounts are primarily located in Texas with service available nationwide. HealthFirst is licensed by the Texas Department of Insurance, allowing us to do business as a TPA and to administer TPA services within the state. We are also licensed in other states where it is required

Commission Agents earn 3% commission on their plan

How Do you Get More Information? Booth Drop your business card for more info me your census Drawing at the booth for 3 prizes

Text, Instagram, FB with me! #IIATconf Misty Baker office direct cell/text Facebook: misty merkel baker Instagram: misty.baker 12