2004 AGRIP Spring Conferece Santa Barbara, California March 23, 2004 Donna Abersman, Chuck Clemente, Robin Flint, Bob Marinelli Alliance of Schools for Cooperative Insurance Programs (ASCIP) Poms & Associates Renting-A-Risk Manager A Five-Year Retrospective

Part I RARM Program Overview

Guess What Has…. 10 Arms 5 Bright Minds 9 College degrees, including 2 Masters Degrees Certificates/Designations in ARM, CPSI, Haz Mat Expertise in Property, Liability, Health Care, Workers’ Compensation, Benefits, etc, etc 5 “Can-Do” Attitudes and the ability to deal with all types of personnel including Board Members, M&O, & CBOs 74 Years of Professional Risk Management Experience, including 38 years of school experience

You Guessed It….The ASCIP/Poms RARM Team! Which RARM and what expertise would you choose?

JPA Point of View Meeting member needs Controlling costs Using RARM districts as focus or “test” groups, e.g. “VIPS” Need for RARMS JPA Point of View

Developing new products & services for entire JPA Keeping internal staff small Flexibility in staffing Expanding specialized expertise

Need for RARMs District Point of View Augmenting permanent staff Replacing permanent RMs Justifying hire of permanent RM Avoiding liability and negative press Reducing costs

Need for RARMS District Point of View Inclusion in special programs Discounted premiums Enhancing image and visibility of business, M&O, & risk management operations

Campus based Dedicated person District “ownership” of RARM and designation of duties Prix Fixe menu A la carte menu Work Comp Benefits In-house trainer Use of Facilities Program Design

Cost sharing of RARM services between RARM and non-RARM districts Cooperation among RARM user districts Flexibility (hours) Sharing of expertise Training Strengths Consulting Use of RARM expertise by JPA as needed

Hiring Considerations Competency level for hiring based on most difficult function to be performed Retention considerations Salary considerations JPA Subsidy Skill sets Personal Technical

Part II Tales from the Trenches

Managing Risks Within the District District Programs District Facilities District Losses and History

Compliance Plans Responding to Standards & Mandates Cost Savings Disseminating information to JPA and other RARM districts

Special Projects Playground Grants Safety Incentive Program Health & Wellness

Mandated Cost Reimbursement Technical assistance with cost recovery Comparison of RARM with district employee or outside consultant Case study - cost recovery

Bridging the Gap Administration vs. Faculty/Non-Managerial Training Communication Inspections The Risk Manager as a Facilitator & Helper

Importance of Liaison Role Accessing internal resources & coordination Accessing community resources Accessing JPA resources

Getting Money (aka Grant Funding) Governmental grant funding JPA Funding ASCIP LCAF grants Premium discounts Taking advantage of (or using resources of) vendors

Part IV The Good, the Bad and the Not-So-Good The RARM’s Point of View The Administrator’s Point of View The JPA’s Point of View

Part V - Conclusion Why We Would Do It Again Benefits to the JPA Marketing Member Loyalty Fiscal Considerations Contribution to RM Community The Bottom Line District Savings Ex-Mods & Premiums Cost Avoidance: Fines, etc.

The Bottom Line, Cont. Difficulty in quantifying; however…. Cost Avoidance Revenue Enhancement Loss Reductions Tales from the Trenches

The ASCIP/Poms RARM Team…So Many Good Parts! Which part would you like to rent?