SAVINGS ASSIGNMENT By: Grace Martin

Comerica Bank(premier checking) FEATURESFEATURES  An interest-bearing checking account  Waived fees for overdraft protection transfers from your designated account 1  Your choice of a MMIA or a Statement Savings Account with no monthly maintenance fee 2  CheckPhoto 3 option  Comerica Web Banking ® and Comerica Web Bill Pay ® for no monthly fee 4  Free Comerica Advantage style checks  Comerica Check Card or ATM Card  24-hour access to Comerica ATMs  Interest rate discount on direct installment, fixed equity and revolving equity loans with autopay 5 from your Premier Checking Account  Increased interest rate on new fixed rate CDs and IRAs with a term of one year or more 6  Comerica Bank is a Member FDIC, accounts insured up to the maximum amount allowed by law.

Fees for Comerica checking account  Minimum Balance: $5, minimum Ledger Balance 7 each day in this account or a minimum combined balance of $20, each day in the account and/or up to three other related Comerica accounts (Statement Savings, MMIA, High Yield Money Market Investment Account (HY MMIA), CDs or IRAs or revolving home equity balances) in order to have the monthly maintenance fee waived.  Monthly Maintenance Fee: $20.00  Minimum Opening Deposit: $50  Other fees may apply, please refer to the Personal Services and Charges Brochure available under Tools & Resources on the right. Fees could reduce the earnings on the account.  When you meet any one of the following qualifications, any applicable monthly maintenance fee and option fees will be waived ​ :  $5, minimum Ledger Balance 7 each day in this account OR  ​ A minimum combined balance of $20, each day in this account and/or up to three other related Comerica Accounts (Statement Savings, MMIA, HY MMIA, CDs or IRAs or revolving home equity balances)  If you have any questions about these products, interest rates or Annual Percentage Yields (APYs), please talk to one of our financial service representatives at any of our convenient banking centers or call our Customer Contact Center toll free at For more information on account fees and terms and conditions please refer to the Personal Services and Charges Brochure and the Comerica Business and Personal Deposit Account Contract.

Rates for Premier Checking  Minimum Daily Balance to Obtain APY =$1 & over  Interest Rate = 0.01  APY = 0.01

Comerica Statement Savings Account FEATURESFEATURES  Contributions to the account may be tax deductible, earnings on the account are tax free, and distributions are tax free if used for qualified medical expenses 2  No “use it or lose it” provision. Balances at the end of the year roll over  Long-term savings that can be used to pay for future medical expenses (pre and post- retirement)  The ability to take your money with you when you change jobs or health plans  24/7 access to your account ​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​ 3

Fees for Comerica Savings Account  Minimum Balance: $ minimum Ledger Balance 2 each day in this account in order to have the monthly maintenance ​ fee waived  Monthly Maintenance Fee: $5.50  Minimum Opening Deposit: $50  Withdrawal Fee: $3.00 per withdrawal (after 6 free per month) 3,4  $1.00 per phone-assisted transaction after 4 free per month 3 (Includes speaking to a phone customer service representative for deposits, balance inquiries, or to obtain information otherwise on the automated phone system)  Other fees may apply, please refer to the Personal Services and Charges Brochure available under Tools & Resources on the right.  When you meet any one of the following qualifications, your monthly maintenance, excess phone-assisted and withdrawal activity fees will be waived:  $ minimum Ledger Balance 2 each day OR  You are a minor under 18 years of age OR  You notify us that you are 62 years or older with direct deposit of Social Security, pension or other federal recurring payments to your savings account OR  You have a Comerica personal checking account  If you have any questions about these products, interest rates or Annual Percentage Yields (APYs), please talk to one of our financial service representatives at any of our convenient banking centers or call our Customer Contact Center toll free at For more information on account fees and terms and conditions please refer to the Personal Services and Charges Brochure and the Comerica Business and Personal Deposit Account Contract ​. Fees could reduce the earnings on the account. ​

Rates on a statement Savings Account  Minimum Daily Balance to Obtain APY = $1 & over  Interest Rate = 0.01  APY = 0.01

Dearborn Federal Credit Union

Talmer Bank and Trust