50 Park Place, Cathays Park Campus 2nd Floor, Cardigan House, Heath Park Campus Student Funding 2011/12 entrants

How will I fund my time at university? Student Loan Tuition Fee Loan Grants Additional Funding Budgeting

Key Welsh students English students Scottish students Northern Irish EU Students

Variable Tuition Fees Annual Flexible fee is £3,290 for 2010/11 Awaiting info on 2011/12 fees Tuition Fee Loan available to all students to pay for fees – paid direct to University Student repays after finishing their course

Living costs Maintenance LoanMaintenance Grant/ Assembly Learning Grant (ALG) Amount depends on household income Paid in 3 instalments Has to be repaid Amount depends on household income Paid in 3 instalments Non repayable

Figures for 2010 Entrants Household Income Assembly Learning Grant – Max grant £5000 Maintenance Loan – Max loan £4745 Total each year Up to £18,370£5000£1901£6901 £18,371 - £25,000 £ £3242£ £6901- £6042 £25,001 - £34,000 £ £1106£ £4082£6042- £5188 £34,001 - £50,788 £1106- £0£ £4745£ £4745 £50, 789- £56, 708 £0£4745-£3559

Household Income Maintenance Grant – Max grant £2906 Maintenance Loan – Max loan £4950 Total Each year Up to £25,000£2906£3497£6403 Between £25,001 - £34,000 £ £1106£ £4397£6403-£5503 Between £34,001 - £50,020 £ £50£ £4925£5503-£4975 Between £50, ,708+ £0£ £3564 Figures for 2010 Entrants

Additional Funding Available in addition to loan/grant Depends on students circumstances Non repayable DependentsDisability/Dyslexia Children/ AdultsExtra costs of study Means-testedNon means-tested

Applying for student funding Form PN1 Download forms or apply online: When? Awaiting date (around Autumn 2010). Check websites for news nearer the time

Apply online – Student Finance Wales Register and enter your details to create a new online account, then apply for funding

Apply online – Student Finance England Register a new account and parents can support an application by entering financial information

Repaying your student loans Tuition fee & Maintenance loan repaid together Once earning over £15,000 Interest rate linked to inflation £1500 maintenance loan debt write off (from ) Earnings per yearRepayment per month £18,000£22 £24,000£67

Cardiff University Bursaries Please note these only apply to new students in 2010 Please see Cardiff website for bursaries closer to the time Household incomeBursary each year* Under £25,000£1000 £25,001-£35,000£500 £35,001- £50,020£350 Over £50,020£0

Cardiff University Scholarships £3,000 paid over length of degree Based on academic merit - AAA or equivalent Check on web if department offers Scholarships Automatically considered Make Cardiff your firm choice ( check web for cut off date when applying) See full terms and conditions on website

Additional funding Financial Contingency Fund Care Leavers bursary Scholarships for Welsh speakers studying some credits through medium of Welsh Emergency Loans Educational grants and Trusts

Student Budget OUT GOING MONEYINCOMING MONEY Hall–SC en-suite£1005Maint Loan£668 Food£450ALG£1523 Toiletries/laundry£45Bursary£333 Books/course£117 Travel (inc. travel home) £90 Telephone£79 Social/leisure£330 Clothes£75 TV License£47.50 Total£2,238.50Total£2,524 Average Termly incomings & outgoings for student in Halls Sept – June

How much will I have left per week? Incoming money Outgoing money £2524 per term £2238 per term Total left£286 per term £286 divided by 12 weeks = £23.83 spare P/W Minus Figures taken from a Welsh household with an annual household income of £20,000 Student funding figures from 2010/11

Useful web addresses Check for updates on student funding and apply online

Contact us 50 Park Place, Cathays Park Campus nd Floor, Cardigan House, Heath Park Campus