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Presentation transcript:

Microfinance Institution

Microfinance institution - Interest rates 1 Microfinance analyst David Roodman contends that, in mature markets, the average interest and fee rates charged by microfinance institutions tend to fall over time.Roodman, David

Microfinance institution - Benefits and Limitations 1 The benefits of microfinance are that it helps to manage the assets of the poor and generates income. Through microfinance institutions such as credit unions, financial non-governmental organizations and even commercial banks poor people can obtain small loans and safeguard their savings.

Microfinance institution - History of microfinance 1 This particular model (used by many Microfinance institutions) makes financial sense, he says, because it reduces transaction costs

Microfinance institution - Scale of microfinance operations 1 An important source of detailed data on selected microfinance institutions is the MicroBanking Bulletin, which is published by Microfinance Information Exchange. At the end of 2009, it was tracking 1,084 MFIs that were serving 74 million borrowers ($38 billion in outstanding loans) and 67 million savers ($23 billion in deposits).

Microfinance institution - Scale of microfinance operations 1 Help can come in the form of more and better-qualified staff, thus higher education is needed for microfinance institutions. This has begun in some universities, as Oliver Schmidt describes. [ ndex.en.shtml Mind the management gap]

Microfinance institution - United States 1 In the late 1980s, microfinance institutions developed in the United States. They served low-income and marginalized minority group|minority communities. By 2007, there were 500 microfinance organizations operating in the US with 200 lending capital.

Microfinance institution - Micro Finance on the Indian Subcontinent 1 In June 2014, CRISIL released it's latest report on the Indian Microfinance Sector titled India's 25 Leading MFI's.[ nce-companies-in-india html Top Microfinance Institutions in India for 2014] CRISIL Report, June This list is the most comprehensive and up to date overview of the microfinance sector in India and the different microfinance institutions operating in the sub-continent.

For More Information, Visit: m/the-microfinance- institution-toolkit.html m/the-microfinance- institution-toolkit.html The Art of Service