170. Discrimination in the sale or rental of residential housing accommodations based on sex, marital status, color, religion, race or national origin.

Slides:



Advertisements
Similar presentations
ANALYSIS OF IMPEDIMENTS TO FAIR HOUSING CHOICE (AI) City of Missoula.
Advertisements

Washington Real Estate Fundamentals Lesson 15: Civil Rights and Fair Housing © 2011 Rockwell Publishing.
Fair Housing It’s Your Right. What is Fair Housing?  Fair housing is your right under the law to choose freely and compete equally for housing, without.
© 2007 Prentice Hall, Business Law, sixth edition, Henry R. Cheeseman Chapter 49 Landlord-Tenant Relationship and Land Use Regulation Business Law.
Florida Real Estate Principles, Practices & Law 38th Edition
Recognizing & Fighting Housing Discrimination LIVE FREE...from housing discrimination Recognizing & Fighting Housing Discrimination 1 © 2011.
Fair Housing and Ethical Practices. Civil Rights Act of 1866 – first effort to guarantee equal housing for all. Prohibits discrimination on basis of race.
Real Estate Brokerage Chapter 10. Real Estate Brokerage The Real Estate Sales Process –Listing agreements (broker/owner relations) –Marketing the property.
Chapter 8 Real Estate Brokerage The Real Estate Sales Process –Listing agreements (broker/owner relations) –Marketing the property and qualifying buyers.
Iowa Civil Rights Commission Disclaimer The information contained in this presentation is a brief overview and should not be construed as legal advice.
© OnCourse Learning. All Rights Reserved. Fair Housing Learning Objectives  Describe the provisions of the Federal Fair Housing Act of 1968 as amended.
Interviewing 101. Quiz Federal and state laws prohibit prospective employers from asking certain questions that are not related to the job they are hiring.
FAIR HOUSING RISK REDUCTION STRATEGIES Certified for 3 Hours Legal Continuing Education Credit.
Texas Real Estate Contracts 4 th Edition © 2015 OnCourse Learning.
Direct Sales FSBO Builders Resort Properties Sales by Brokers Realtors Sales by Dealers Portfolio Flipping Sale of Real Estate.
The Housing Expenditure. Objectives Discuss the options available for rented and owned housing and whether renters or owners pay more for housing. Determine.
©OnCourse Learning. All Rights Reserved.. Fair Housing, ADA, Equal Credit, and Community Reinvestment ©OnCourse Learning. All Rights Reserved. Chapter.
Chapter 9.1: Rental Agreements
UNIT 4: Consumer and Housing Law Chapter 23 Contracts
Real Estate Principles and Practices Chapter 19 Fair Housing Laws © 2014 OnCourse Learning.
Real Estate Brokerage and Listing Contracts
© OnCourse Learning Chapter 22 : Fair Housing, ADA, Equal Credit, and Community Reinvestment.
Fair Housing Act of 1968 Jose Vasquez Jesus Melendez HCOM 266 Professor Larkin.
Building: Knowledge, Security, Confidence A Roof Over Your Head FDIC Money Smart for Young Adults.
Chapter 20. Georgia Real Estate An Introduction to the Profession Eighth Edition Chapter 20 Fair Housing, ADA, Equal Credit, and Community Reinvestment.
© 2008 by South-Western, Cengage Learning Chapter 21 Charles J. Jacobus Thomas E. Gillett.
CIVIL RIGHTS, FAIR HOUSING AND DISABILITY ACCESS ► CHAPTER 15 © 2009 South-Western, Cengage Learning.
Contract to Purchase 1 Contracts to Purchase Real Estate Real Estate I Mike Brigner, J.D.
Chapter 11 Fair Housing New Jersey Real Estate for Salespersons and Brokers By Marcia Darvin Spada Thomson/South-Western Copyright, 2006.
Renting or Owning a Home Chapter 9. What do you know about renting a house or apartment? Lease terms, landlord and tenant responsibilities, deposits,
Landlord-Tenant Relationships
© 2010 Rockwell Publishing Lesson 14: Civil Rights and Fair Housing Principles of California Real Estate.
Principles of California Real Estate
Community Development Department Fair Housing Equal Opportunity for All It’s Not An Option…It’s the Law.
Fair Housing and Ethical Practices LEARNING OBJECTIVES: Describe the purpose of the fair housing laws and regulations and their impact on the practices.
Chapter 9 Federal Housing Policies: Part Two © OnCourse Learning.
Chapter 4 Fair Housing 2010©Cengage Learning. All Rights Reserved.
Real Estate Principles Tenth Edition Real Estate: An Introduction to the Profession Tenth Edition.
South-Western Publishing©2002 By Charles J. Jacobus Real Estate Principles Ninth Edition Real Estate: An Introduction to the Profession Ninth Edition South-Western.
© 2010 by Cengage Learning Chapter 22 ________________ Fair Housing, ADA, Equal Credit, and Community Reinvestment.
Chapter 20 Fair Housing and Ethical Practices Fair housing is not just “nice to have”— it’s the law. Fair housing practices are established by local, state,
The Fair Housing Act of 1968 Jordan Caccamise Morgan Byers Brittney Morgan October 31, 2012.
© 2015 OnCourse Learning Chapter 4 Fair Housing. IN THIS CHAPTER “Separate but equal” used to justify segregation. The courts and legislature dealt with.
Know Your Rights! Fair Housing is for everyone. A landlord can refuse to rent to a person because he or she is a student. A.True B.False.
FAIR HOUSING ENFORCEMENT
Fair Housing - Discrimination and Harassment Center for Social Advocacy.
Real Estate Principles and Practices Chapter 19 Fair Housing Laws © 2010 by South-Western, Cengage Learning.
Chapter 9 Federal Housing Policies: Part Two. Chapter 9 Learning Objectives Understand how federal laws protect the home buyer from discrimination in.
Copyright © 2004 by Prentice-Hall. All rights reserved. PowerPoint Slides to Accompany BUSINESS LAW E-Commerce and Digital Law International Law and Ethics.
WHAT IS FAIR HOUSING CHOICE? Presented by:. TRUE OR FALSE? An advertisement for an available apartment may include a religious preference.
Copyright – David A. McGowan All rights reserved Revised Chapter 21 Slide # 1 CHAPTER 21 FAIR HOUSING & ETHICAL PRACTICES Civil Rights Act of 1866.
© 2012 Cengage Learning. Fair Housing, ADA, Equal Credit, and Community Reinvestment Chapter 21.
Chapter 9 Federal Housing Policies: Part Two. Chapter 9 Learning Objectives n Understand how federal laws protect the home buyer from discrimination in.
Modern Real Estate Practice in Pennsylvania 12th Edition Chapter 17: Ethical Practices and Fair Housing.
FAIR HOUSING ACT OF 1968 Civil Rights Act of 1968 Title VIII Yolanda Ho Yun Su Kang Miyoung Oh PBAF 560 April 26, 2012.
You Have The Right To Choose Where To Live! Rene Gallor Housing Counselor.
Landlord Tenant Discrimination. Discrimination is Illegal If –There is a statute –The statute lists that group –The victim is a member of that group.
Fair Housing Laws CHAPTER 29 HOUSING AND THE CONSUMER.
Fair Housing and Ethics Chapter 13. I. Fair Housing (Federal) A. THE CIVIL RIGHTS ACT OF 1866 B. 14 TH AMENDMENT C. CIVIL RIGHTS ACT OF 1870 D. EXECUTIVE.
OTHER FORMS OF DISCRIMINATION A. Employment Discrimination  The Civil rights Act of 1964-Title 7 prohibits discrimination in employment  Title.
Fair Housing Forum: Understanding and Enforcing Fair Housing
Chapter 12 Real Estate Brokerage and Listing Contracts
Chapter 11 Industry Issues
Catherine E. Ybarra, Esq Simone & Associates th Avenue
Florida Real Estate Principles, Practices & Law 39th Edition
Fair Housing A housing provider violates the Fair Housing Act when the provider’s policy or practice has an unjustified discriminatory effect, even when.
The Fair Housing Act and Your Coop
FAIR HOUSING Equal Opportunity for All.
Fair Housing and the Commission on Human Rights and Opportunities
© OnCourse Learning.
Presentation transcript:

170. Discrimination in the sale or rental of residential housing accommodations based on sex, marital status, color, religion, race or national origin of the prospective tenant or buyer, is: A.Unenforceable; B.Illegal; C.Contrary to public policy; D.All of the above.

170. Discrimination in the sale or rental of residential housing accommodations based on sex, marital status, color, religion, race or national origin of the prospective tenant or buyer, is: A.Unenforceable; B.Illegal; C.Contrary to public policy; D.All of the above. Fair Housing – All of the above

783. In which of the following years did the U.S. Supreme Court prohibit all racial discrimination when real property is sold or rented: A.1962; B.1968; C.1974; D.1982.

783. In which of the following years did the U.S. Supreme Court prohibit all racial discrimination when real property is sold or rented: A.1962; B.1968; C.1974; D Fair Housing – 1968

157. The Federal Fair Housing Law provides for a United States policy of: A.Eliminating prejudice wherever it exists in the United States; B.Providing fair housing for all persons throughout the United States; C.Building housing units designed primarily for minority groups throughout the United States; D.Guaranteeing separate but equal housing units for all people in all of the states.

157. The Federal Fair Housing Law provides for a United States policy of: A.Eliminating prejudice wherever it exists in the United States; B.Providing fair housing for all persons throughout the United States; C.Building housing units designed primarily for minority groups throughout the United States; D.Guaranteeing separate but equal housing units for all people in all of the states. Fair Housing – Provide fair housing

785. A real estate licensee has a practice that when he is approached by members of minority groups who want to be shown property, he avoids showing them property in non-integrated areas. This is called: A.Redlining; B.Blockbusting; C.Steering; D.None of the above.

785. A real estate licensee has a practice that when he is approached by members of minority groups who want to be shown property, he avoids showing them property in non-integrated areas. This is called: A.Redlining; B.Blockbusting; C.Steering; D.None of the above. Fair Housing – Steering

162. If a deed has a restrictive covenant which prohibits the sale of the property to persons of a particular race, that covenant will: A.Provide the grantor the power to enforce the covenant; B.Provide the grantee the power to void the conveyance; C.Have no effect on the conveyance, but the covenant will be unenforceable; D.Invalidate the conveyance.

162. If a deed has a restrictive covenant which prohibits the sale of the property to persons of a particular race, that covenant will: A.Provide the grantor the power to enforce the covenant; B.Provide the grantee the power to void the conveyance; C.Have no effect on the conveyance, but the covenant will be unenforceable; D.Invalidate the conveyance. Unenforceable – No effect

552. A real estate licensee may lawfully refuse to show a home to a black prospect who has requested to see it in which of the following situations: A.When the owner is exempt under the 1968 Fair Housing Law and has stated that his single-family home is not available to black persons; B.When the licensee sincerely believes that showing the property would cause panic in the neighborhood; C.When the owner is out of town and has instructed the licensee that no showing may be made in his absence; D.The agent may not refuse to show any home to a black person at any time.

552. A real estate licensee may lawfully refuse to show a home to a black prospect who has requested to see it in which of the following situations: A.When the owner is exempt under the 1968 Fair Housing Law and has stated that his single-family home is not available to black persons; B.When the licensee sincerely believes that showing the property would cause panic in the neighborhood; C.When the owner is out of town and has instructed the licensee that no showing may be made in his absence; D.The agent may not refuse to show any home to a black person at any time. Refuse to show when out of town

553. Mike Coogan, a new real estate salesperson, made strong efforts to obtain listings in a non-integrated community. He found success by insinuating to property owners that should minorities move into the area, the value of their homes would decrease. Which of the following terms best describes the activities of Salesperson Coogan: A.Steering; B.Panic peddling; C.Blockbusting; D.Both "B" and "C."

553. Mike Coogan, a new real estate salesperson, made strong efforts to obtain listings in a non-integrated community. He found success by insinuating to property owners that should minorities move into the area, the value of their homes would decrease. Which of the following terms best describes the activities of Salesperson Coogan: A.Steering; B.Panic peddling; C.Blockbusting; D.Both "B" and "C." Blockbusting, panic peddling

168. If a real estate licensee were trying to persuade people to list or to sell their property by telling them that members of another ethnic group were moving into their neighborhood, and it would be to their advantage to list or to sell, it would be an example of all of the following, except: A.Blockbusting; B.Panic selling; C.Illegal conduct; D.Duress.

168. If a real estate licensee were trying to persuade people to list or to sell their property by telling them that members of another ethnic group were moving into their neighborhood, and it would be to their advantage to list or to sell, it would be an example of all of the following, except: A.Blockbusting; B.Panic selling; C.Illegal conduct; D.Duress. Blockbusting, panic peddling – Not duress

554 A real estate broker presented an offer to a seller which met the terms of the listing. The offer was from a financially-qualified black person. Later, his salesperson presented the seller an offer at a lower price from white prospects. The seller did not accept either offer, but instead, sold the property to a neighbor through the same salesperson. The neighbor wanted to buy the property so as to prevent a minority person moving into the neighborhood. Which of the following parties has not violated the Civil Rights Act of 1968? A.Seller; B.Neighbor; C.White prospects; D.Salesperson.

554 A real estate broker presented an offer to a seller which met the terms of the listing. The offer was from a financially-qualified black person. Later, his salesperson presented the seller an offer at a lower price from white prospects. The seller did not accept either offer, but instead, sold the property to a neighbor through the same salesperson. The neighbor wanted to buy the property so as to prevent a minority person moving into the neighborhood. Which of the following parties has not violated the Civil Rights Act of 1968? A.Seller; B.Neighbor; C.White prospects; D.Salesperson. No discrimination – Rejected offer

169. Of the following, which is considered a violation of fair housing laws in regards to periodic tenancy: A.A landlord requiring that each and every tenant have a good credit rating and the assurance of a steady source of income; B.The requirement of a landlord that all tenants furnish references from their previous landlord; C.The requirement of a landlord of a co-signer exclusively for tenants who are single; D.A landlord that requires all tenants pay first, second and last month's rent in advance.

169. Of the following, which is considered a violation of fair housing laws in regards to periodic tenancy: A.A landlord requiring that each and every tenant have a good credit rating and the assurance of a steady source of income; B.The requirement of a landlord that all tenants furnish references from their previous landlord; C.The requirement of a landlord of a co-signer exclusively for tenants who are single; D.A landlord that requires all tenants pay first, second and last month's rent in advance. No discrimination against singles

846. Which of the following state agencies would receive complaints concerning fair housing laws? A.Department of Real Estate; B.Department of Fair Employment and Housing; C.Department of Community Development; D.None of the above.

846. Which of the following state agencies would receive complaints concerning fair housing laws? A.Department of Real Estate; B.Department of Fair Employment and Housing; C.Department of Community Development; D.None of the above. Fair Housing – Department of Fair Employment and Housing

163. Listing a home at an inflated price requiring minority prospects to pay that price, but accepting a lower price from other prospects: A.Is a violation of the Fair Housing Laws by the seller only; B.Could cause the listing salesperson and broker to be liable for money damages in a Fair Housing suit; C.Is not a violation of the Fair Housing Law because the property is still available to minority prospects; D.Is illegal only if an FHA or VA loan is being used to purchase the property.

163. Listing a home at an inflated price requiring minority prospects to pay that price, but accepting a lower price from other prospects: A.Is a violation of the Fair Housing Laws by the seller only; B.Could cause the listing salesperson and broker to be liable for money damages in a Fair Housing suit; C.Is not a violation of the Fair Housing Law because the property is still available to minority prospects; D.Is illegal only if an FHA or VA loan is being used to purchase the property. Different prices – Money damages

164. A Chicano prospective purchaser asks to be shown homes but does not specify that he wants to see homes located in a neighborhood where there are no Chicanos. How should a licensee decide what properties to show him: A.The licensee has no obligation to show homes in non-Chicano neighborhoods to the prospect; B.The licensee could assume that the prospective buyer is not interested in such homes; C.The licensee does not need to provide service for the prospect at all; D.The licensee may select homes for showing as he would for any other prospect.

164. A Chicano prospective purchaser asks to be shown homes but does not specify that he wants to see homes located in a neighborhood where there are no Chicanos. How should a licensee decide what properties to show him: A.The licensee has no obligation to show homes in non-Chicano neighborhoods to the prospect; B.The licensee could assume that the prospective buyer is not interested in such homes; C.The licensee does not need to provide service for the prospect at all; D.The licensee may select homes for showing as he would for any other prospect. Show same homes

901. A developer, to avoid discrimination, instructed his sales staff to: (1) Give special preference to women who want to purchase; and (2) Set aside the same number of homes for each ethnic group (Asian, Hispanic, African-Americans). Which answer best describes these policies: A.Both policies are non-discriminatory; B.The first policy is illegal; C.The second policy is illegal; D.Both policies are discriminatory and therefore illegal.

901. A developer, to avoid discrimination, instructed his sales staff to: (1) Give special preference to women who want to purchase; and (2) Set aside the same number of homes for each ethnic group (Asian, Hispanic, African-Americans). Which answer best describes these policies: A.Both policies are non-discriminatory; B.The first policy is illegal; C.The second policy is illegal; D.Both policies are discriminatory and therefore illegal. No gender or ethnic quotas

902. Ms. Rodriguez received a loan application from her lender that asked her to specify her marital status and ethnic background. Legally, she can: A.Sue the lender and the real estate broker for discrimination; B.Refuse to fill out that portion of the loan application; C.Not decline to answer those questions; D.Be denied the loan if she refuses to answer those questions.

902. Ms. Rodriguez received a loan application from her lender that asked her to specify her marital status and ethnic background. Legally, she can: A.Sue the lender and the real estate broker for discrimination; B.Refuse to fill out that portion of the loan application; C.Not decline to answer those questions; D.Be denied the loan if she refuses to answer those questions. Can refuse to answer

End of session