Polish Leasing Association Warsaw, January 2006 Leasing Market in Poland 2005

Source: Polish Leasing Association2 Data collected from the following 36 leasing companies: Bankowy Fundusz Leasingowy BEL Leasing BISE Atechnet Leasing BNP Paribas Lease Group BPH Leasing BRE Leasing BZ WBK Leasing Caterpillar Financial Services Poland DaimlerChrysler Leasing Polska Deutsche Leasing Polska Europejski Fundusz Leasingowy Fidis Leasing Polska Fortis Lease Polska GrenkeLeasing Handlowy Leasing IKB Leasing Polska ING Lease (Polska) Kredyt Lease LHI Leasing Masterlease Polska NL Leasing Polska Noma 2 Nordea Finance Polska Orix Polska Pekao Leasing Private Equity (d.Kopex Leasing) Raiffeisen Leasing Polska Renault Credit Polska Scania Finance Polska SG Equipment Leasing Polska Siemens Finance Polska Trans- Leasing TL VB Leasing Polska VFS Usługi Finansowe Polska Volkswagen Leasing Polska Watin Leasing & Finance

Source: Polish Leasing Association3 Analysis by type of asset (equipment)

Source: Polish Leasing Association4 Analysis by type of asset in years (equipment) 1. Road transport vehicles 2. Machinery and industrial equipment 3. Computers and business machines 4. Railway, aircraft and ships 5. Others equipment

Source: Polish Leasing Association5 Comparison of the value of particular types of leased equipment after 2004 and 2005 Market2004 r r.Change Road transport vehicles ,6% Machinery and industrial equipment ,5% Computers and business machines ,3% Railway, aircraft and ships ,8% Others ,0% Equipment ,5%

Source: Polish Leasing Association6 Share of leasing market (equipment) – Top ten in 2005 Estimated total net value – PLN 13,82 mld

Source: Polish Leasing Association7 Net value of equipment leased in (in million PLN)

Source: Polish Leasing Association8 Share of leasing market - road transport vehicles in 2005 Estimated total net value PLN 8,8 mld

Source: Polish Leasing Association9 Estimated total net value of road transport vehicles leased in years (in million PLN)

Source: Polish Leasing Association10 Share of leasing market - passenger cars Top ten Estimated total net value - PLN 2,8 mld

Source: Polish Leasing Association11 Net value of passenger cars leased in years (in million PLN)

Source: Polish Leasing Association12 Share of leasing market – machinery and industrial equipment Top ten in Estimated total net value PLN 4,26 mld

Source: Polish Leasing Association13 Net value of machinery and industrial equipment leased in years 1997 – 2005 (in million PLN)

Source: Polish Leasing Association14 Share of leasing market - computers and business machines Top ten in 2005 Total net value PLN 325 mln

Source: Polish Leasing Association15 Net value of computers and business machines leased in years (in million PLN)

Source: Polish Leasing Association16 Share of leasing market – real estate Total net value – PLN 2,46 mld

Source: Polish Leasing Association17 Net value of real estate leased in years (in million PLN)