Leasing market in Poland after the I half of 2008 Source: PLA Warszawa, July 2008

Source: PLA Members of the Polish Leasing Association Bankowy Fundusz Leasingowy BGŻ Leasing BNP Paribas Lease Group BRE Leasing BZ WBK Leasing Caterpillar Financial Services Poland De Lage Landen Leasing Polska Deutsche Leasing Polska Europejski Fundusz Leasingowy Fortis Lease Polska Handlowy-Leasing IKB Leasing Polska Immoconsult Polska ING Lease (Polska) Kredyt Lease S.A. LHI Leasing Polska Masterlease Polska Mercedes-Benz Leasing Polska Millennium Leasing NOMA 2 Nordea Finance Polska ORIX Polska PEKAO Leasing PEAKAO Leasing i Finanse Raiffeisen Leasing Polska Scania Finance Polska SEB Leasing Polska SG Equipment Leasing Polska SGB-Trans-Leasing PTL Siemens Finance VB Leasing Polska Polska VFS Usługi Finansowe Polska Volkswagen Leasing Polska Watin Leasing and Finance Polski Związek Wynajmu i Leasingu Pojazdów

Value of movable leasing active contracts in the end of 2007 and after I half of 2008 (PLN bn) Source: PLA

Value of active leasing contracts by segments of the movable market in the end of 2007 and after the I half of 2008 (PLN bn) Source: PLA Means of transportation Machinery & equipment ITOther means of transportation Other 2007 I H 2008

Dynamics of an active portfolio by individual segments of the movables leasing market after I half of 2008 vs 2007 Indexes of IT and Other segments actually have not changed. Source: PLA Means of road transportation Machinery and equipment Others means of transportation

Source: PLA Total net value of movables leased in the first halfs of years (PLN bn)

Source: PLA Value of objects leased by individual segments of the movable market in the first half of 2007 and 2008 (PLN bn) I H 2007 I H 2008 Vehicles (incl. passenger cars) Passenger cars Machinery IT Aircraft, ships, rail

Estimated value share of individual segments in the movable leasing market in the first half of 2007 and 2008 Source: PLA Means of road transportation Machinery and industrial equipment Computers and office equipment Aircraft, rail, ships Others 2007 – PLN 14,3 bn2008 – PLN 16,2 bn

Dynamics of new portfolio value growth by segments of the movable leasing market in the first half of Source: PLA Aircraft, rail, ships IT Machinery Vehicles Movables

Value share of top 10 companies in the movable leasing market in the first half of 2008 (estimeted net value of the market – 16,21 PLN bn) Source: PLA

Net value of the vehicle leasing market in the first half of years (PLN bn) Source: PLA

Source: PLA Value share of individual segments in the vehicle leasing market after the first halfs of 2007 and

10 top companies share in the vehicle leasing market in the first half of 2008 (estimated net value – PLN 10,52 bn ) Source: PLA

Net value of passenger cars leased in the firt halfs of years (PLN bn) Source: PLA

Share of top 10 companies in the passenger cars leasing market in the first half of 2008 (estimeted value – PLN 4,27 bn) Source: PLA

Net value of machinery and equipment leased in the first halfs of years (PLN bn) Source: PLA

Source: PLA Machinery and equipment leasing market share by segments after the first half of 2008 (estimeted value – PLN 5 bn) Agricultural machines segment visibly grew from 4 to 8 % compared to I H of 2007 (net value – 4,1 bn) and Others segment decreased from 33 to 27 %. The changes in other segments didnt exceed 1%.

Share of 10 top companies in the machinery and equipment leasing market in the firt half of 2008 (estimeted value – PLN 5,02 bn) Source: PLA

Net value of computers and office equipment leased in the firt halfs of the years (PLN bn) Source: PLA

Source: PLA Individual segments share in the computers and office equipment leasing market. I H 2007 vs I H 2008 (estimeted net value – PLN 278 mn) Hardware Software Other IT

10 top companies share in the computers and office equipment leasing market in the first half of 2008 (estimeted net value – PLN 278,1 mn) Source: PLA

Total net value of movable leased in the first halfs of years (PLN bn)

Value share by individual segments in the movable leasing market in the first halfs of years (PLN bn) Source: PLA Retail outlets Offices Industrial buildings Hotels and leisure Others , ,65

Value share of companies in the movable leasing market in the first half of 2008 (estimeted net value – PLN 1,65 bn) Source: PLA

Monetary structure in the real estate market – the end of 2007 vs the first half of 2008 Source: PLA 2007 I H 2008 PLN Others

Monetary structure in the movable market - the end of 2007 vs the first half of I H 2008 Vehicles Machinery & equipment IT Movables Source: PLA PLNOthersPLN Others

Top companies share in the consumer leasing market (PLN mn) Source: PLA

Polish Leasing Association ul. Rejtana 17, Warszawa tel.: (22) fax: (22)