Health Insurance Delivery What are the different types of insurance and how do they work?

Many modern forms of insurance, including health insurance, first became available to Americans during the late 19th and early 20th centuries. This early 20th century advertisement targets members of the United States Armed Forces, encouraging them to purchase insurance policies after they return to civilian life. Click on the picture to explore the some of the common terms associated with insurance policies. Source: U.S. Library of Congress

The Medicare program, established in 1966, provides health insurance coverage for Americans above the retirement age of 65. In this photo, a patient discusses her Medicare coverage with her doctor. Click on the photo to read about Medicare and Medicaid, two government- sponsored programs.

Click on the pictures to read about individual and employer sponsored plans.

Click on the cartoon to learn about the differences between HMOs and PPOs

Universal Healthcare Click on the pictures to explore the pros and cons of universal healthcare.

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